| Reference: | 一、中文部分
1. 王琮生，民國九十二年，房貸保險之費率結構分析－競爭風險模型之應用，朝陽科技大學財務金融學系未出版碩士論文。
2. 陳文達、李阿乙與廖咸興，民國九十一年，資產證券化 理論與實務，智勝文化出版。
3. 郭姿伶，民國八十八年六月，住宅房屋抵押貸款之提前清償與逾期放款，國立中正大學財務金融研究所未出版論文。
4. 黃文啟，民國九十一年，以LOGIT模型研究借款人特性與不動產抵押貸款提前償還之關係，國立政治大學財務管理學系未出版碩士論文。
5. 劉展宏，民國九十年，我國一般購屋貸款提前清償之實證研究，2001年中華民國住宅學會第十屆年會論文集，頁393-415。
6. 劉展宏，民國九十一年，我國購屋貸款提前清償機率之研究，2002年中華民國住宅學會第十一屆年會論文集，頁46-58。
7. 劉展宏與張金鶚，民國八十八年，一般購屋貸款與首次購屋貸款提前清償之比較研究，1999年中華民國住宅學會第八屆年會論文集，頁177-195。
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二、英文部分
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5. Cox, D.R., 1975, Partial Likelihood, Biometrika 62, pp.269-276.
6. Cox, D.R. and D. Oakes, 1984, Analysis of Survival Data, Chapman and Hall：London.
7. Deng, Y., 1997, Mortgage Termination：An Empirical Hazard Model with Stochastic Term Structure, Journal of Real Estate Finance and Economics 14, pp.309-331.
8. Deng, Y., J.M. Quigley, and R. Van Order, 1996, Mortgage default and low downpayment loans：The costs of public subsidy, Regional Science and Urban Economics 26, pp.263-285.
9. Deng, Y., J.M. Quigley and R. Van Order, 2000, Mortgage terminations, heterogeneity and the exercise of mortgage options, Econometrica, Vol.68, No.2, pp.275-307.
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11. Foster, Chester, and R. Van Order, 1984, An Option-Based Model of Mortgage Default, Housing Finance Review 3(4), pp.351-372.
12. Giliberto, S.M. and T.G. Thibodeau, 1989, Modeling Conventional Residential Mortgage Refinancings, Journal of Real Estate Finance and Economics, 2, pp.285-299.
13. Green, J. and J.B. Shoven, 1986, The Effects of Interest Rates on Mortgage Prepayments, Journal of Money, Credit, and Banking, Vol.18, No.1, pp.41-59.
14. Hosmer, D.W. and S. Lemeshow, 1999, Applied Survival Analysis： Regression Modeling of Time to Event Data, New York：John Wiley & Sons.
15. Lacour-Little, M., 1999, Another Look at the Role of Borrower Characteristics in Predicting Mortgage Prepayments, Journal of Housing Research, Vol.10, pp.45-60.
16. Pavlov, A. D., 2001, Competing Risks of Mortgage Termination：Who Refinances, Who Moves, and Who Defaults？ Journal of Real Estate Finance and Economics, 23:2, pp.185-211.
17. Quigley, J.M., 1987, Interest Rate Variations, Mortgage Prepayments and Household Mobility, The Review of Economics and Statistics, Vol.69, No.4, pp.636-643.
18. Quigley, J.M. and R. Van Order, 1990, Efficiency in the Mortgage Market：The Borrower’s Perspective, AREUEA Journal, Vol.18, No.3, pp.237-252. |
