| Reference: | 中國銀行監理委員會2006年年報
朱浩民(2007)，「中國銀行業發展現況及台資銀行登陸之可能模式分析」，台灣金融財務季刊，第八輯第一期，頁101-121
艾洪德與張羽(2006)，「外資引進戰略與中國銀行業改革：效率與穩定的權衡」， 廣東金融學院學報，21(4)，頁3-12
吳敬璉(2002)，「當前中國金融改革重中之重」，復旦匯豐經濟論壇演講稿
呂青樺與沈中華(2006)，「影響大陸地區銀行獲利能力與風險的因素」，中國大陸研究，49(3)，頁119-142
李軍(1999)，「國有商業銀行產權制度效率的探討」， 財經問題研究，12(1999)，頁38-40
沈中華(1997)，「綜合銀行及市場銀行的結構行為與績效」， 國際經濟情勢週報，7月，1193期
沈中華(2002)，「金控公司的銀行與獨立銀行CAMEL比較：1997~1998」，台灣金融財務季刊，第三卷第二期，頁73-94
沈中華(2003)，「本章常用「利息收入比」與「非利息收入比」解釋為什麼國內銀行利息收入與非利息收入過低的誤解」，2003-11-23/經濟日報/17 版/金融廣場
沈中華(2005)，「金融架構與銀行集中度」， 2005.08.28/經濟日報/C8版
沈中華(2006)，「銀行集中度的影響及海外擴展策略」，今日合庫，第三十二卷第七期，頁19-37
Evanoff, D. and L. Fortier, (1988), "Re-evaluation of the Structure-Conduct-Performance Paradigm in Banking," Journal of Financial Service Research, 1(3), pp.277-294
Eward, R.S. (1984), "The Competition for Markets in International Telecommunications" Mass
Faccio, M. and L.H.P. Lang, (2002), "The Ultimate Ownership of Western European Corporations," Journal of Financial Economics, 65, pp.365-396
Faulkner and Gray (1999), Fees Prompt Consumers to Switch ATMs, Not Banks, In Debit Card Directory—1999 Edition
Franklin A. and G. Douglas, (2000) "Asset Price Bubbles and Monetary Policy," Center for Financial Institutions Working Papers 01-26, Wharton School Center for Financial Institutions, University of Pennsylvania.
Fraser D.R., Phillips W., and P. S. Rose, (1974), "A Canonical Analysis of Bank Performance," Journal of Financial and Quantitative Analysis, 9, pp.287-295
Fries, S. and A. Taci (2005), "Cost efficiency of banks in transition: Evidence from 289 banks in 15 post communist countries," Journal of Banking & Finance, 29, pp.55-81
Fu X.Q. and S. Heffernan, (2005), "Cost X-efficiency in China`s Banking Sector," Cass Faculty of Finance Working Paper #WP-FF-14-2005
Fu, X.Q. and S. Heffernan, (2005), "China: The Effects of Bank Reform on Structure and Performance," Cass Faculty of Finance Working Paper #WP-FF-19-2005.
Gale, B.T., (1972), "Market Share and Rate of Return," Review of Economics and Statistics, 54, pp.412-23
沈中華與吳孟紋(2007)，「銀行的市場佔有率與獲利，及其影響因素之探討-全球實證分析」，2007當代財務金融理論與實務研討會
Garcia-Herrero, A., Gavila, S. and D. Santabarbara, (2005), "China’s Banking Reform: An Assessment of Its Evolution and Possible Impact," Documentos Ocasionales No.0502 of Banko De Espana
Gerschenkron, A., (1962), "Economic Backwardness in Historical Perspective," Harvard University Press, Cambridge, MA
Gilbert, R.A., (1984), "Bank Market Structure and Competition: A Survey," Journal of Money, Credit and Banking, 16, pp.617-645
Goddard, J.A., Molyneux, P. and J.O.S. Wilson, (2001), European Banking efficiency, Technology and Growth, John Wiley & Sons
Goddard, J.A., Molyneux, P. and J.O.S. Wilson, (2004), "The Profitability of European Banks: A Cross-Sectional and Dynamic Panel Analysis," Manchester School, 72(3), pp.363-381
Goldberg, L.G. and A. Rai, (1996), "The Structure-Performance Relationship for European Banking," Journal of Banking & Finance, 20(4), pp.745-771
Gorton, G., and F.A. Schmi, (2000), "Universal Banking and the Performance of German Firms," Journal of Financial Economics, 58, pp.28-80
Grigorian, D. and V. Manole, (2002), "Determinants of commercial bank performance in transition: An application of data envelopment analysis" World Bank Policy Research Working Paper 2850, June, Washington, DC: The World Bank.
Group of Ten, (2001), "Report on Consolidation in the Financial Sector" January, published on the websites of the BIS, the IMF and the OECD
Hawes, C. and T. Chiu, (2007), "Foreign Strategic Investors in the Chinese Banking Market: Cultural Shift or Business as Usual?" Banking & Finance Law Review, 22(2), pp.203-237
沈中華與吳孟紋(2007)，「銀行的市場佔有率與獲利，及其影響因素之探討-全球實證分析」，working paper
Hay, D.A. and G.S. Liu, (1997), "The Efficiency of Firms: What Difference does Competition Make?" The Economics Journal, 107 (May), pp.597-671
Heggestad, A., (1977), "Market Structure, Risk, and Profitability in Commercial Banking," Journal of Finance, 32, pp.1207-1216
Heil, M.T. and T.M. Selden, (2001), "International trade intensity and carbon emissions: a cross country econometric analysis," Journal of Environment & Development, 10, pp.35-49
Hellmann, T., Murdoch, K. and J. Stiglitz, (2000), "Liberalization, Moral Hazard in Banking and Prudential Regulation: Are Capital Requirements Enough?" American Economic Review, 90(1), pp.147-165
Hermalin, B.E., and M. S. Weisbech, (2003), "Boards of Directors as an Endogenously Determined Institution: A Survey of the Economic Literature," Economic Policy Review, forcoming
Hermes, N and R. Lensink, (2002), "The impact of foreign bank entry on domestic banks: Does economic development matter?" paper prepared for the 5th Conference on Financial Sector Reform in Central and Eastern Europe: The impact of foreign banks entry, Tallinn, April 26-27
Hicks, J.R., (1935) "Annual Survey of Economic Theory: The Theory of Monopoly," Econometrica, 3, pp.1-20
Holderness, C.G., (2003), "A Survey of Blockholders and Corporate Control," Economic Policy Review, forcoming
Huang, F.R., (2003), "An Empirical Study of Non-Performing Loans Caused and Resolutions in Taiwan`s Banks," National Taipei University Master Thesis (in Chinese)
International Institute for Management Development (IMD), 1999, The World Competitiveness Yearbook. Swiss:Lausanne
孫磊與任欣(2007)，「外資進入加大銀行業金融風險」，中國經濟時報， 2007年4月23日
Jagtiani, J. and A. Khanthavit, (1996), "Scale and Scope Economies at Large Banks: Including. Off-Balance Sheet Products and Regulatory Effects," Journal of Banking & Finance, 20(7), pp.1271-1287
Jansen, D. and J. de Haan, (2003), "Increasing concentration in European banking:a macro-level analysis," WO Research Memoranda (discontinurd) 743, Netherlands Central Bank, Research Department.
Jeon, Y. and S.M. Miller, (2005), "Bank Performance: Market Power or Efficient Structure?" Working papers 2005-23, University of Connecticut, Department of Economics
Joh, S.W., (2000), "Control, Ownership, and Performance: The Case of Korea," Working Paper, Korea Development Institute, Seoul, Korea.
Kim, Y.S., (2005), "Foreign Ownership of Banks and Its Effect on Bank Performance: The Case of Korea," Korea Observer, 36(2), pp.229~263
Koch, T.W. and S.S. Macdonald, (2000), Bank management, 4th edition, Harcourt Inc, New York
Kolari, J.W., (2005), "Large Bank Efficiency in Europe and the United States: Are There Economic Motivations for Geographic Expansion in Financial Services?" Journal of Business, University of Chicago Press, 78(4), pp. 1555-1592
Kosmidou, K., Pasiouras, F., Doumpos, M. and C. Zopounidis, (2003), "Assessing Performance Factors in the UK Banking Sector: A Multicriteria Methodology", paper presented at the 4th annual conference of International Economics and Finance Society on "Finance and the International Economy" 28-29 November, London.
La Porta, R., Lopez-de-Silanes, F. and A. Shleifer, (1999), "Corporate ownership around the world," Journal of Finance, 54, pp.471-517
La Porta, R., Lopez-de-Silanes, F., Shleifer, A. and R.W. Vishny, (1998), "Law and Finance," Journal of Political Economy, 106(6), pp.1113-1155
涂湘儒(2000)，「國有商業銀行產權制度改革的合理化選擇」， 國際金融研究， 10(2000)，頁47-51
La Porta, R., Lopez-de-Silanes, F., Shleifer, A. and R.W. Vishny, (2002), "Investor protection and corporate Valuation," Journal of Finance, 57, pp.1147-1170
Lambson, V.E., (1987), "Is the Concentration-Profit Correlation Partly an Artifact of Lumpy Technology? " American Economic Review, 77(4), pp.731-733
Lardy, N.R., (1999), "The Challenge of Bank Restructuring in China," Strengthening the Banking System in China: Issues and Experiences. BIS Policy Papers.
Leo, S., (1984), "Profitability and Market Share of Banks," Journal of Bank Research, Spring.
Leuz C, D. Nanda and P.D. Wysocki, (2003), "Earnings Management and Investor Protection: an International Comparison," Journal of Financial Economics, 69(3), pp.505-527
Levine, R., (1999), "Law, Finance, and Economic Growth," Journal of Financial Intermediation (United States), 8(1/2), pp.8-35
Levine, R., (1996), "Foreign banks, financial development and economic growth," in C. E. Barfield (ed.), International Financial Markets: Harmonization versus Competition. Washington D.C., American Enterprise Institute Press
Levine, R., Loayza, N. and T. Beck, (2000), "Financial Intermediation and Growth: Causality and Causes," Journal of Monetary Economics, 16(1), pp.31-77
Li, S.L., Liu, F., Liu, S. and G.A. Whitmore, (2001), "Comparative Performance of Chinese Commercial Banks: Analysis, Findings and Policy Implications," Review of Quantitative Finance and Accounting, 16, pp.149-170
Lins, K.V., (2003), "Equity Ownership and Firm Crisis," Journal of Finance, forcoming
張海寧(2004)，銀行反對銀行:巴塞爾新資本協議與中國信用風險分析，清華大學出版社，2004年8月
Mak, Y.T., and K. Yuanto, (2002), "Size Really Matters: Futher Evidence on the Negative Relationship Between Board Size and Firm Value," Working paper, National Univ. of Singapore.
Mamatzakis, E., C. Staikouras and N. Koutsomanoli-Fillipaki, (2005), "Competition and concentration in the banking sector of the South Eastern European region," Emerging Markets Review, 6(2), pp.192-209
Martin, S., (1993), Advanced Industrial Economics, Blackwell, New York and Oxford.
McKnight, P.J., Tomkins, C., Weir, C. and D. Hobson, (2000), "CEO Age and Top Executive Pay: A UK Empirical Study," Journal of Management and Governance, pp.173-187
Melanie Cao and Shouyong Shi, (2000) "Screening, Bidding, and the Loan Market Tightness," Center for Financial Institutions Working Papers 00-09, Wharton School Center for Financial Institutions, University of Pennsylvania.
Melnik, Arie L., Shy, Oz and Stenbacka, Rune, (2005), "Relative Market Share, Leadership and Competition in Concentrated Banking Markets", ICER Working Paper Series No. 14-2005
Micco, A., Panizza, U. and M. Yanez, (2006), "Bank Ownership and Performance: Does Politics Matter?" Journal of Banking & Finance, Forthcoming
Mishkin, F.S., (1999), "Financial Consolidation: Dangers and Opportunities," NBER Working Papers 6655, National Bureau of Economic Research, Inc.
Mitchell, K. and N.M. Onvural, (1996), "Economies of Scale and Scope at Large Commercial Banks: Evidence from the Fourier Flexible Functional Form," Journal of Money, Credit, and Banking, 28(2), pp.178-199
Molyneux, P., (1995), "Cooperation and rivalry in banking markets", Chapter 1 in Research in International Business and Finance, 12, J.Doukas and L.Lang (eds), pp.3-23
楊淑娟(2007)，「三次金改，台灣金融業革命悄悄進行」， 天下雜誌第369期 / 2007.04.11
Molyneux, P. and J.L. Teppett, (1993), "Structure-Conduct-Performance EFTA Banking Markets," Bank-en-Financiewezen, 3, pp.133-137
Molyneux, P. and W. Forbes, (1995), "Market Structure and Performance in European Banking," Applied Economics, 27, 155-159
Molyneux, P., Altunbas, Y. and E. Gardener, (1996), Efficiency in European Banking, John Wiley and Sons, Chichester
Morck R., Shleifer A. and R.W. Vishny, (1988), "Management ownership and market valuation," Journal of Financial Econtrolomics, 20, pp.293-315
Mukherjee, K., Subhash, C.R., and S.M. Miller, (2001), "Productivity growth in large U.S. commercial banks: The initial post-deregulation experience," Journal of Banking & Finance, 25, pp.913-939.
Naceur, B., (2003), "The determinants of the Tunisian banking industry profitability: Panel evidence," ERF’s Annual Conference.
Neely, M.C. and D. Wheelock, (1997), "Why does Bank Performance Vary across States?" Federal Reserve Bank of St. Louis Review, pp.27-40
Nelson, R.R. and S.G. Winter, (1982), An evolutionary theory of economic change, Harvard University Press, Cambridge, MA
OECD (1979), Impact of Multinational Enterprises on National Scientific and Technical Capacities. Paris: OECD
OECD (2001), "Financial Market Trends," OECD - Organization for Economic Co-operation and Development, 2001(1), no.78, 1-163
俞海琴與周本鄂(1994)，「台灣地區上市公司董監事、關係人持股比率和公司托賓Q關係之研究」，管理評論
Panzar, J.C. and J.N. Rosse, (1987), "Testing for Monopoly Equilibrium," Journal of Industrial Economics, 35, pp.443-456
Peek, J. and E. S. Rosengren, (2000), "Implications of the globalization of the banking sector: The Latin American Experience," Federal Reserve Bank of Boston, New England Economic Review, Sept.-Oct.: 45-62.
Peltzman, S. (1977), "The Gains and Losses from Industrial Concentration," Journal of Law and. Economics, 20, pp.229-263
Rhoades, S.A., (1985), "Market Share as a Source of Market Power: Implications and Some Evidence," Journal of Economics and Business, 37, pp.343-363
Roades, S.A., (1983), Power, Empire Building, and Mergers, Lexington Books
Rodriquez, E.F., and S.G. Anson, (2001), "Wealth Effects Associated with the Compliance with the Code of Best Practice: The Spanish Experience", Working paper, Uni. Of Oviedo
Saunders A., Strock, E. and N.G. Travlos, (1990), "Ownership Structure, Deregulation, and Bank Risk Taking," The Journal of Finance, xlv(.2), pp.643-654
Schumpeter, J A., (1942), "Capitalism, Socialism, and Democracy", New York: Harper and Brothers. (Harper Colophon edition, 1976.)
Schuster, L., (1984), "Profitability and Market Share of Banks," Journal of Bank Research, Spring.
Shanmugam, B., and M. Nair, (2004), "Mergers and acquisitions of banks in Malaysia," Managerial Finance, 30(4), pp.1-18
翁淑育(2000)，「台灣上市公司股權結構、核心代理問題與公司價值之研究」，私立輔仁大學金融所碩士論文
Shen, C.H. and C.C. Lee (2006), "Some Financial Development Yet Different Economic Growth－but Why？" Journal of Money, Credit, and Banking, forthcoming
Shen, C.H. and H.L. Chih (2005), "Investor Protection, Prospect Theory, and Earnings Management: An International Comparison of the Banking Industry," Journal of Banking & Finance, 29, pp.2675-2697
Shen, C.H. and Y.H. Chang, (2003), "Do Regulations Affect Banking Performance? Government Governance May Matter-Golbal Empirical Analysis," Institute of Economics, Academic Sinica, Academia Economic Papers, 30, pp.277-310
Shen, C.H. and Y.H. Chang, (2006), "Do Regulations Affect Banking Performance? Government Governance May Matter", Contemporary Economic Policy, forthcoming
Shen, C.H., (1998), "Study Case of Bank Law about interested parties financing：Adequation of No.32 and No.33," National Chengchi University College of Commerce.
Shepherd, W.G., (1982), "Economies of Scale and Monopoly Profits", in J.V. Craven, ed., Industrial Organization, Antitrust, and Public Policy, Boston: Kluwer Nijhoff
Shepherd, W.G., (1986), "On the Core Concepts of Industrial Economics", in: H. W. de Jong, and W. G. Shepherd eds., Mainstreams in Industrial Organization (Boston: Kluwer Academic).
Shih, V., Zhang, Q. and M.X. Liu, (2007), "Comparing the Performance of Chinese Banks: A Principal Component Approach," China Economic Review, 18, pp.15-34.
Shleifer, A., and R. Vishny, (1986), "Large Shareholders and Corporate Control, " Journal of Political Economy, 94, pp.461-488
Shleifer, A., and R. Vishny, (1997), "A Survey of Corpoarte Governance," Journal of Finance, 54, pp.737-783
陳錦村與黃佩鈴(2001，「從股權結構與核心代理觀點，評析公營銀行民營化的實際成效」，公營事業評論，2(3)，頁69-89
Short, B. (1979), "The Relation between Commercial Bank Profit Rates and Banking Concentration in Canada, Western Europe and Japan," Journal of Banking & Finance, 3, pp.209-219
Short. H., and K. Keeasey., (1999), "Managerial Ownership and the Performance of Firms: Evidence from the U.K.," Journal of Corporate Finance, 5, pp.79-101.
Smirlock, M., (1985), "Evidence of the (Non) Relationship Between Concentration and Profitability in Banking", Journal of Money, Credit, and Banking, 1(17), pp.69-82
Stavins, J., (2000) "ATM Fees: Does Bank Size Matter? " New England Economic Review, January/February 2000, pp.13-24
Stiglitz, J.E., (1994), Whither Socialism?, Cambridge, MA: The MIT Press
Sturm, J.E. and B. Williams, (2004), "Foreign bank entry, deregulation and bank efficiency: Lessons from the Australian experience," Journal of Banking & Finance, 28(7), pp.1775-1799
Sundararajan, V., Enoch, C., San Jose, A., Hilbers, P., Krueger, R., Moretti, M. and G. Slack, (2002), "Financial Soundness Indicators: Analytical Aspects and Country Practices" IMF Occasional Paper No. 212, (Washington: International Monetary Fund)
Tschoegl, A.E. (1982), "Concentration among International Banks: A Note," Journal of Banking & Finance, 6, pp.567-578
Unite, A.A. and M.J. Sullivan, (2003), "The effect of foreign entry and ownership structure on the Philippine domestic banking market," Journal of Banking & Finance, 27(12), pp.2323-2345
Vafeas, N., and E. Theodorou, 1998, "The Association between Board Structure and Firm Performance in the U.K." British Accounting Review, 30, pp.383-407
葉銀華與邱顯比(1996)，「資本結構、股權結構與公司價值關聯性之實證研究：代理理論」，台大管理論叢，7(2)，頁57-89
Vander Vennet, R. (2002), "Cost and Profit Efficiency of Financial Conglomerates and Universal Banks in Europe", Journal of Money, Credit and Banking, 34(1), pp.254-282
Weisbach, M., 1988, "Outside Directors and CEO Turnover," Journal of Finance, 20, pp.431-460
Weiss, L.W. (1974), "The Concentration-Profits Relationship and Antitrust" in Harvey J.Goldschmid, H. Michael Mann, and J. Fred Weston, eds., Industrial Concentration: The New Learning. New York: Columbia University Press, 1974, pp.184-233
Weiss, L.W. (1974), The Concentration-Profits Relationship and Antitrust, in Harvey
Weng, S.Y., (2000), "Central Agency Problem and Corporate Value on a Concentrated Ownership Environment--Empirical of Taiwan stock Market," Fu JenCatholic University Finance department Master Thesis.(in Chinese)
Wong, Y.C.R. and M.L.S. Wong, (2001), "Competition in China’s Domestic Banking Industry," Cato Journal, 21(1), pp.19-41
Woo, C. (1981), "Market Share Leadership-Does It Always Pay Off?", Academy of Management Proceedings, 7-11
Woo, C.Y., and A.C. Cooper (1981), "Strategies of effective low share businesses", Strategic Management Journal, 2, pp.301-318
Xu, C.Y., Lee, Y.T., Lin, W.Y. and K.H Cheng, (2003), "Measure of Deviation from controlling rights and cash flow rights(part 1) ," Money Watching & Credit Rating, pp.15-31
Xu, X., and Y. Wang, (1997), "Ownership Structure, Corporate Governance, and Firms’ Performance: The Case of Chinese Stock Companies," Working paper, Work Bank.
許崇源、李怡宗、林宛瑩與鄭桂蕙(2003)，「控制權與盈餘分配權偏離之衡量(上)」，貨幣觀測與信用評等雙月刊，42，頁15-31
Ye, Y.H. and S.B. Chiu, (1996), "Empirical Study on Relation Between Capital structure, Ownership and Firm value：Agency Theory," Taiwan Economic Review, 4(2), pp.57-89
Yu, H.C. and B.E. Jou, (1994), "Reaserch on shareholding of Directors and interested parties, and Tobin’s Q in Taiwan Public Listing companies," Management Review, 13, pp.79-98
許崇源、李怡宗、林宛瑩與鄭桂蕙(2003)，「控制權與盈餘分配權偏離之衡量(下)」，貨幣觀測與信用評等雙月刊，44，頁11-26
Akhigbe, A. and J.E. McNulty, (2003), "The Profit Efficiency of Small US Commercial Banks", Journal of Banking & Finance, 27(2), pp.307-325
Allen, F. and D. Gale., (2003) "Financial Intermediaries and Markets," Econometrica, forthcoming
Amel, D., C. Barnes, F.P. and C. Salleo, (2004), "Consolidation and Efficiency in the Financial Sector: A Review of the International Evidence," Journal of Banking & Finance, 28(10), pp.2493-2519
Anderson, R. C., and D. R. Fraser, (2000), "Corporate control, bank risk taking, and the health of the banking industry," Journal of Banking & Finance, Amsterdam, Aug, pp.1383-1398
Bain, J.S., (1951), "Relation of profit rate to industry concentration: American manufacturing, 1936-40," Quarterly Journal of Economics, 65(8), pp..293-324
Barth, J.R., Caprio, G. and R. Levine (2000), "Banking Systems Around the Globe: Do Regulations and Ownership Affect Performance and Stability?" in Prudential Supervision: What Works and What Doesn`t, edited by Frederic S. Mishkin. Chicago, IL: University of Chicago Press
Barth, J.R., Caprio, G. and R. Levine (2006), Rethinking Bank Regulation, Cambridge University Press
Bayraktar, N. and Y. Wang, (2004), "Foreign bank entry, performance of domestic banks and the sequence of financial liberalization," The World Bank, Working Paper, 3416
Bebchuk, L. A., Kraakman, R H. and G.G. Triantis, (2000), "Stock Pyramids, Cross-Ownership, and Dual Class Equity: The Creation and Agency Costs of Separating Control from Cash Flow Rights, " CONCENTRATED CORPORATE OWNERSHIP, R. Morck, Ed., pp.445-460
Bebchuk, L., (1999), "A Rent-Protection Theory of Corporate Ownership and Control," NBER Working Paper No.7203
Beck, T., A. Demirguc-Kunt, and V. Maksimovic (2005), "Financial and Legal Constraints to Growth: Does Firm Size Matter?" Journal of Finance, 60(1), pp.137-177
Beck, T., A. Demirguc-Kunt, Levine, R. and V. Maksimovic, (2000), "Financial structure and economic development - firm, industry, and country evidence," Policy Research Working Paper Series 2423, The World Bank
Beck, T., Demirguc-Kunt, A. and R. Levine, (2000), "A New Database on Financial Development and Structure," World Bank Economic Review, 14, pp.597-605
Bell, F. and N. Murphy, (1968), "Cost in Commercial Banking: A Quantitative Analysis of Banking Behavior and Its Relation to Bank Regulations," Research Report No.41, Federal Reserve Bank of Boston, MA.
Benston，G. J., (1965) "Branch banking and economies of scale," Journal of Finance, pp.312-331.
Berger A. N. and D.B. Humphrey, (1997), "Efficiency of Financial Institutions: International Survey and Directions for Future Research," European Journal of Operational Research, 98, pp.175-212
Berger, A. and D. Humphrey, (1994), "Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience," Wharton Financial Institu tions Center, Working paper, pp.94- 125.
Berger, A. N. and L.J. Mester, (1997), "Inside the black box: What explains differences in the efficiencies of financial institutions?" Journal of Banking & Finance, 21(7), pp.895-947
Berger, A. N., and D. B. Humphrey, (1997), " Efficiency of Financial Institutions: International Survey and Directions for Future Research, " European Journal of Operational Research, 98, pp.75-212
Berger, A., and T.H. Hannan, (1989), "The price-concentration relationship in banking", Review of Economics and Statistics, 71, pp.291-299
Berger, A., R. DeYoung, H. Genay and G. Udell (2000), "Globalization of financial institutions: Evidence from cross-border banking performance" Brookings–Wharton Papers on Financial Service, 3, pp.23-120
Berger, A.E. and D.B. Humphrey, (1994), "Bank scale economies, mergers, concentration, and efficiency: The U.S. experience, " Working Paper 94-25. The Wharton Financial Institution Center, University of Pennsylvania
Berger, A.N. (1993), " "Distribution-Free" Estimates of Efficiency in the U.S. Banking Industry and Tests of the Standard Distributional Assumptions," Journal of Productivity Analysis, 4, pp.261-292
Berger, A.N. and T. H. Hannan, (1989), "The Price-Concentration Relationship in Banking," The Review of Economics and Statistics, MIT Press, 71(2), pp.291-299
Berger, A.N. and T. H., Hannan, (1994) "The efficiency cost of market power in the banking industry: a test of the quiet life and related hypotheses," Finance and Economics Discussion Series 94-36, Board of Governors of the Federal Reserve System (U.S.).
Berger, A.N. and T. H., Hannan, (1998), "The Efficiency Cost of Market Power in the Banking Industry: A Test of the "Quiet Life" And Related Hypotheses," The Review of Economics and Statistics, MIT Press, 80(3), pp.454-465
Berger, A.N., (1995), "The Profit-Structure Relationship in Banking: Tests of Market Power and Efficient Structure Hypotheses," Journal of Money, Credit and Banking, 27(2), 404-431
Berger, A.N., Demirguc-Kunt A., Levine R. and J.G. Haubrich, (2004), "Bank Concentration and Competition: An Evolution in the Making," Journal of Money, Credit and Banking, 36(2), pp.433-453.
Berle, A. and G. Means, (1932), "The modern corporation and private proverty," Macmilian, New York, N.Y.
Bikker, J.A. and J.M.Groeneveld, (2000), "Competition and Concentration in the EU Banking Industry," Kredit und Kapital, 33, pp.62-98
Bikker, J.A., (2004), "Competition and Efficiency in a Unified European Banking Market," Edward Elgar Publishing Limited
Bikker, J.A., and K. Haaf (2002), "Competition, concentration and their relationship: An empirical analysis of the banking industry," Journal of Banking & Finance, 26(11), pp.2191-2214
Board of Governors of the Federal Reserve System, 1998 and 1999, "Annual Report to the Congress on Retail Fees and Services of Depository Institutions", June
Boubakri, N., and J. C. Cosset, (1998), "The Financial and Operating Performance of Newly-Privatized Firms: Evidence from Developing Countries, " Journal of Finance, 53, pp.1081-1110
Bourke, P. (1989), "Concentration and other determinants of bank profitability in Europe, North America and Australia," Journal of Banking & Finance, 13, pp.65-79
Boyd, J. and G. De Nicolo, (2005), "The Theory of Bank Risk Taking and Competition Revisited," The Journal of Finance, 60 (3), pp.1329-1343
Bresnahan, T.F., (1989), "Empirical Studies of Industries with Market Power," In: Schmalensee, R., Willig, R.D. (Eds.), Handbook of Industrial Organisation, vol. II. Elsevier, Amsterdam, pp.1012-1055
Brickley, J., Coles, J. and G. Jarrell, (1997), "Leadership Structure: Separating the CEO and Chairman of the Board, " Journal of Corporate Finance, 3, pp.189-220
Brouthers, K.D., Hastenbury, P.V. and J.V.D. Ven, (1998), "If most mergers fail why are they so popular? " Long Range Planning, 31(3), pp.347-353
Buzzell, R.D., B.T. Gale and G.M. Ralph (1975), "Market Share: A Key to Profitability," Harvard Business Review, 53(1), 97-106
Carline, N.F., Linn, S.C. and P. K. Yadav, (2002), "The Influence of Managerial Ownership on the Real Gains in Corporate Mergers and Market Revaluation of Mergers Partners: Empirical Evidence," Working paper, Univ. of Oklahoma.
Carter, D.A. and J.E. McNulty, (2005), "Deregulation, technological change, and the business lending performance of large and small banks," Journal of Banking & Finance, 29, pp.1113-1130
Cetorelli, N., (2004), "Bank Concentration and Competition in Europe," Journal of Money, Credit, and Banking, 36(2), pp.543-558
Chen, C.R., and T.L. Steiner, (1999), "Managerial ownership and agency conflicts: A nonlinear Simultaneous equation analysis of managerial ownership, risk taking, debt policy, and dividend policy, " The Financial Review, 34, pp.119-136
Chen, C.R., and T.L. Steiner, (2000), "Tobin’s Q, Managerial Ownership and Analyst Coverage: A Nonlinear Simultaneous Equations Model," Journal of Economic and Business, 52, pp.365-382
Chen, H.J., (2003), "The Relationship between Corporate Governance and Risk-Taking Behavior in Taiwanese Banking Industry," Journal of Risk Management, 5(3), pp.363-391 (in Chinese)
Chen, J.T. and P.L. Huang, (2000), "Review on Non-Performing Loan and Performance of Bank Privatization from Ownership Structure and Central Agency Theory," Deposit Insurance Quarterly Journal, 14(2), pp.33-49 (in Chinese)
Chen, J.T. and P.L. Huang, (2001), "Review on Effect of Bank Privatization from Ownership Structure and Central Agency Theory," Review of Public-owned Enterprise, 2(3), pp.69-89 (in Chinese)
Chen, J.T., (1998), "Competition, Relationship and the Behavior of Bank Loan," Journal of Financial Studies, 5(3), pp.61-90 (in Chinese)
Choi, S. and I. Hasan, (2005), "Ownership, Governance, and Bank Performance: Korean Experience," Financial Markets, Institutions & Instruments, 14( 4), pp. 215-242
Claessens S., and S. Djankov, (1999), "Ownership Concentration and Corporate Performance in the Czech Republic," Journal of Comparative Economics, 27, pp.498-513
Claessens, S. and L. Laeven, (2004), "What Drives Bank Competition? Some International Evidence," Journal of Money, Credit, and Banking, 36(2), pp.563-584
Claessens, S., Demirgiic-Kunt, A. and H. Huizinga (2001), "How does foreign entry affect the domestic banking market?" Journal of Banking & Finance, 25, pp.891-911
Claessens, S., Djankov, S. and L. H. P. Lang, (1999a), "Who control East Asian corporation," Policy research working paper 2054, World Bank, Financial Sector Practice Department, Washington, D.C.
Claessens, S., Djankov, S. and L. H. P. Lang, (2000), "The Separation of Ownership and Control in East Asian Corporation," Journal of Financial Economics, 58, pp.81-112.
Claessens, S., Djankov, S. Fan, J. and L.H.P. Lang, (2002), "Disentangling the Incentive and Entrenchment Effects of Large Shareholdings," Journal of Finance, 57(6), pp.2741-2771
Claessens, S., Djankov, S., Fan, J. and H. P. Lang, (1999b), "Expropriation on minority shareholders: Evidence from East Asia," Policy research working paper 2088, World Bank, Financial Sector Practice Department, Washington, D.C.
Claeys, S. and R. Vander Vennet, (2003), "Determinants of bank interest margins in Central and Eastern Europe: Convergence to the West?" Universities Gent Working Paper No.2003/203
Coccorese, P., (2004), "Banking competition and macroeconomic conditions: a disaggregate analysis," Journal of International Financial Markets, Institutions and Money, 14(3), pp. 203-219
Corvoisier, S. and R. Gropp (2002), "Bank Concentration and Retail Interest Rates", Journal of Banking & Finance, 26, pp.2155-2189
Csaba More and Marton Nagy, (2003), "Relationship between Market Structure and Bank Performance: Empirical Evidence for Central and Eastern Europe", Magyar Nemzeti Bank (The Central Bank of Hungary) in its series MNB Working Papers with number 2003/12.
DaCosta, M.M.N. and J.P.N. Foo, (2002), "China’s Financial System: Two Decades of Gradual Reforms," Managerial Finance, 28(10), pp.3-18
Danthine, J.P., Giavazzi, Francesco, V.X, and E.L. von Thadden, (1999), "The Future of European Banking," Monitoring European Integration 9, London: CEPR.
De Graeve, F., De Jonghe, O. and R. Vander Vennet, (2007), "Competition, transmission and bank pricing policies: Evidence from Belgian loan and. deposits markets," Journal of Banking & Finance, 31, pp.259-278
De Hass, R. and I. V. Lelyveld, (2003), "Foreign bank and credit stability in central and eastern Europe: Friends or Foes?" De Nederlandsche Bank, MEB No. 2003-4.
De Juan, A., (1996), "The Roots of Banking Crises: Microeconomic Issues and Regulation and Supervision," in Ricardo Hausmann and Liliana Rojas-Suarez, Banking Crises in Latin America, Washington, DC: Interamerican Development Bank.
Demirguc-Kunt A. and R. Levine, (2000), "Bank Concentration: Cross-Country Evidence," World Bank, Mimeo, October.
Demirguc-Kunt, A. and E. Detragiache, (1998), "Financial liberalization and financial fragility," IMF working Paper 83 (June)
Demirguc-Kunt, A. and H. Huizinga, (1999), "Determinants of commercial bank interest margins and profitability: some international evidence", World Bank Economic Review, Oxford University Press, 13(2), pp.379-408
Demirguc-Kunt, A., Laeven, L. and R. Levine, (2004), "Regulations, Market Structure, Institutions, and the Cost of Financial Intermediation," Journal of Money, Credit, and Banking, 36(3), pp.433-452
Demirguc-Kunt,A.,Laeven,L. and R. Levine, (2003), "The. Impact of bank regulations, concentration and institutions on bank margins," World Bank Working Paper, No. 3030
Demsetz, H. (1973), "Industry structure, market rivalry and public policy," Journal of Law and Economics, 16, pp.1-9
DeYoung, R. and D.E. Nolle, (1996), "Foreign-Owned Banks in the U.S.: Earning Market Share or Buying It?" Journal of Money, Credit and Banking, 28(4), pp.622-636
Dietsch, D. and A. Lozano-Vivas, (2000), "How the environment determines banking efficiency: A comparison between French and Spanish industries," Journal of Banking & Finance, 24, pp.985-1004.
Dornbusch, Rudi and Francesco Giavazzi, (1999), "Heading Off China’s Financial Crisis, " Strengthening the Banking System in China: Issues and Experience, BIS Policy Papers, 7
Edwards, F., (1964), "Concentration in Banking and Its Effect on Business Loan Rates," Review of Economics and Statistics, pp.294-300
Eichengreen, B. and D.G. Heather, (2001), "Greek banking at the dawn of the new millennium" in Greece economic performance and prospects, edited by Ralph C. Bryant, Nicholas C. Garganas and George S. Tavlas, Bank of Greece and the Brookings Institution |
