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Title: | 聯名卡經營之策略行銷分析研究 -以A銀行與C公司為例 Strategic Marketing Analysis/Research of Co-brand Card Management -An Example of Bank A and Partner C |
Authors: | 張正志 Chang, Cheng Chih |
Contributors: | 邱志聖 Chiou, Jyh Shen 張正志 Chang, Cheng Chih |
Keywords: | 策略行銷 4C 聯名卡 strategic marketing 4C co-brand card |
Date: | 2016 |
Issue Date: | 2016-07-20 17:32:03 (UTC+8) |
Abstract: | 信用卡結合票證功能、各式各樣的支付功能及優惠活動,已成為民眾生活中的必需品,藉由信用卡的消費資料,可使銀行對顧客有更深入的了解,所以各銀行都積極發展信用卡業務,惟全體流通卡數已逾3,800萬卡,顧客再申辦新的信用卡意願不高,除非該項信用卡產品有較佳的權益及活動,才能促使民眾付諸實際申辦該信用卡的行動。
聯名卡是結合銀行與聯名企業的資源,提供會員更好的優惠,持有聯名卡的會員,一般而言會享有較沒有持有聯名卡會員更多的優惠、權益、服務及獨家活動,會員們理應大量申辦聯名卡,但實際情況不然,大部分聯名卡發卡成效有待加強,發卡數超過100萬卡的聯名卡,更是少之又少。
本研究是以A銀行與C公司聯名卡為例,將實際做法以4C策略行銷架構來分析,剖析成功經營聯名卡的做法後,促使聯名卡的4C邁向良性循環,讓未來負責經營聯名卡的企劃人員,規劃出有效的行銷策略與執行方案。 In conjunction with the use of EasyCard, various payment functions and other promotional activities, credit card has now become a necessity of life. Through credit card expense reports, the personal spending pattern is reflected, and the bank is able to better understand the customer’s needs. Many banks are actively developing their business focus on credit card. As the number of credit card in circulation has exceeded 38 million in the market, people have little desire for adding a new credit card. However, if the credit card is appealing with lots of better benefits and activities, people may be tempted to have their application put into action.
Co-brand card is a credit card that combines resources for the bank and the joint partner to provide members with exclusive benefits and services. Comparing to the general credit cards, co-brand card should be very popular because the card holders enjoy better services and exclusive activities, but in reality, it is rather rare for the co-brand card providers to achieve more than 1 million as an overall number.
In this paper, a co-brand card issued by the bank A and the joint partner C will be taken as an example for study. The actual operation will be analyzed based on the 4C strategic marketing framework. After understanding the reasons of success behind, it may help 4C to flow in a functional circle. Furthermore, the personnel in charge of co-brand card may work out effective marketing strategies and implementations for the project in the future. "謝誌 i
摘要 ii
Abstract iii
表目錄 v
圖目錄 vi
第一章 緒論 1
第一節 研究背景與動機 1
第二節 研究目的 2
第三節 研究方法 2
第二章 文獻探討 4
第一節 策略行銷架構分析 4
第二節 顧客關係分析 17
第三章 信用卡產業分析 23
第一節 整體信用卡市場說明 23
第二節 銀行與企業合作發行聯名卡現況 28
第四章 聯名卡個案介紹 30
第一節 個案公司簡介 30
第二節 聯名卡個案說明與分析 34
第五章 結論與建議 57
第一節 結論 57
第二節 建議 59
中文參考文獻 61
英文參考文獻 63 |
Reference: | 中文參考文獻
1.王立德(2016),「銀行刷卡加油將現換手潮」,蘋果日報(B2版),5月2日。
2.李納.貝瑞(2003),顧客關係管理-新零售業的舊支柱。臺北市:天下遠見(哈佛商業評論精選;29)。
3.李安賓(2004),「顧客關係管理應用在整合行銷之探討-以台灣金融控股為例」,長庚大學企業管理研究所碩士論文。
4.巫立宇、邱志聖(2015),銷售與顧客關係管理。臺北市:新陸書局。
5.邱志聖(2014),策略行銷分析架構與實務應用。臺北市:天下雜誌。
6.邱志聖(2012),「4C架構的101分析」,取自sma4c.blogspot.tw,12月6日。
7.金融監督管理委員會全球資訊網,「金融業務資訊揭露-信用卡重要業務及財務資訊揭露」,取自http://www.fsc.gov.tw/ch/home.jsp?id=134&parentpath=0,4&mcustomize=multimessage_view.jsp&dataserno=21207&aplistdn=ou=disclosure,ou=multisite,ou=chinese,ou=ap_root,o=fsc,c=tw&toolsflag=Y&dtable=Disclosure
8.周先白(2016),「信用卡簽帳破2.23兆 悠遊卡電子票證霸主」,卡優新聞網,取自http://www.cardu.com.tw/news/detail.php?nt_pk=4&ns_pk=28857,2月22日。
9.林陽助(2003),服務行銷。臺北縣:林陽助。
10.洪順慶(2003),從心行銷-從滿意到愛慕的服務秘訣。臺北市:天下雜誌。
11.郭幸宜(2011),卡優新聞網,取自http://www.cardu.com.tw/news/detail.php?nt_pk=8&ns_pk=13982,10月3日。
12.陳秀敏(2011),「金融業顧客關係管理關鍵成功要素研究-探討顧客滿意度及忠誠度」,國立交通大學管理學院經營管理學程碩士論文。
13.勒伯夫(1990),如何永遠贏得顧客。臺北市:中國生產力。
14.菲利浦.科特勒、陳就學、伊萬.賽提亞宛(2014),行銷3.0與消費者心靈共鳴。臺北市:天下雜誌。
15.經理人月刊編輯部(2006),「向科特勒學行銷」,12月19日。。
16.賴柏志、孫銘誼(2010),「台灣信用卡市場的發展趨勢與現況分析」,金融聯合徵信 第十八期,頁14~31。
17.瑪麗.奈勒、蘇珊.葛瑞可(2002),抓住你的關鍵顧客。臺北市:麥格羅希爾。
英文參考文獻
1.Atul Parvatiyar & Jagdish N. Sheth(2002), “Customer Relationship Management:Emerging Practice, Process, and Discipline”, Journal of Economic and Social Research 3(2)2001, 2002 Preliminary Issue,1-34
2.Bernard Burnes and Barrie Dale(1998),“Working in Partnership:Best practice in customer-supplier relations”, Gower Publishing Limited
3.Christopher Lovelock(2011),“Services Marketing:People, Technology, Strategy”4th ed. , Prentice-Hall, Inc. , USA.
4.David J. Luck & O.C Ferrell(1985),“Marketing Strategy and Plans”2rd ed. , Prentice-Hill, Inc. , New Jersey, USA.
5.F. Robert Dwyer & John F. Tanner, Jr.(1999),“Business Marketing:Connecting Strategy, Relationships and Learning”, McGraw-Hill Companies, Inc. , USA.
6.Ian Chaston(1999),“New Marketing Strategies:Evolving Flexible Processes to Fit Market Circumstance”, SAGE Publications Ltd:115
7.Laurie Young(2008),“From Products to Services”, John Wiley & Sons & Sons Ltd, England.
8.Roger A. Kerin & Robert A. Peterson(1998),“Strategic Marketing Problems:Cases and Comments”8th ed. , Prentice-Hill, Inc. , New Jersey, USA.
9.Robert W. Eckles(1990),“Business Marketing Management:Marketing of Business Products and Services”, Prentice-Hall, Inc. , New Jersey, USA.:67 |
Description: | 碩士 國立政治大學 經營管理碩士學程(EMBA) 103932152 |
Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0103932152 |
Data Type: | thesis |
Appears in Collections: | [經營管理碩士學程EMBA] 學位論文
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