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    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/94667


    Title: 美國次貸風暴對兩岸銀行業之影響
    Impacts of subprime mortgage cisis on China/Taiwan banking industry
    Authors: 林曉莉
    Lin, Hsiao Li
    Contributors: 康榮寶
    林柏生

    林曉莉
    Lin, Hsiao Li
    Keywords: 兩岸銀行業
    次貸危機
    次貸風暴
    Date: 2009
    Issue Date: 2016-05-09 11:26:38 (UTC+8)
    Abstract: 由於美國次級房貸危機的發生,突顯出房貸機構對於信用風險的控制不當,且金融機構對於資產負債過度的槓桿操作,在資產價值下跌時缺乏抵抗能力,因而造成大型銀行及房貸機構倒閉或鉅額虧損。本研究首先將探討在次貸危機後,兩岸銀行業在資產負債配置、風險性資產及獲利能力等方面有何變化,以瞭解兩岸銀行業受金融危機的影響程度及抵禦能力。
    根據本次金融危機所發現的問題,主要係包括貸放標準低、信評機構的信評品質、金融機構財務槓桿高及衍生性金融商品風險等,本研究將依上述問題檢討兩岸銀行業改進的方向。而在兩岸經濟活動互動頻繁之此刻,須要兩岸銀行業更多交流與合作,因此本研究亦將分析兩岸銀行業合作的可能模式。
    Reference: 英文論文
    Edwards, Sebastian (1999), “On Crisis Prevention: Lessons from Mexico and East Asia”, NBER working paper no.7223
    Eichengreen, Barry., Rose, Andrew K. and Charles Wyplosz (1995), “Exchange Market Mayhem: the Antecedents and Aftermath of Speculative Attacks”, Economic Policy, 21, 249-96
    Eichengreen, Barry., Rose, Andrew K. and Charles Wyplosz (1996), “Contagious Currency Crises”, Scandinavian Journal of Economic, 98, 463-84
    Flood, Robert P. and Peter M. Garber (1984), “Collapsing Exchange Rate Regimes; Some Linear Examples”, Journal of International Economics, 17, 1-13
    Greenlaw, David, Hatzius, Jan, Kashyap, Anil K, and Shin, Hyun Song (2008), “Leveraged Losses: Lessons from the Mortgage Market Meltdown”,US Monetary Policy Forum Conference Draft, February 29
    International Monetary Fund(2007), Chapter I: Assessing Global Financial Risks, Global Financial Stability Report, April, 1-62
    Kaminsky, Graciela L., and Carmen M. Reinhart (1999), “The Twin Crises: The Cause of Banking and Balance-of-Payments Problems”, American Economic Review, 89, 473-500
    Krugman, Paul(1979), “A Model of Balance of Payments Crises”, Journal of Money, Credit, and Banking, 11, 311-25
    Obstfeld, Maurice(1996), “Models of Currency Crisis with Self-fulfilling Features”, European Economic Review, 40,1037-47.
    Sachs, Jeffrey D., Aaron Tornell, and Andres Velasco (1996), “Financial Crises in Emerging Markets: The Lessons From 1995”, Brookings Papers on Economic Activity, 1, 147-98
    Stiglitz, Joseph E., and Andrew Weiss (1981), “Credit Rationing in Markets with Imperfect Information”, American Economic Review, 71, 393-410
    中文論文
    徐雪蓉,從美國次級貸談台灣金融業可能遭受之影響及省思,國立政治大學經營管理研究所,2008/07
    張明,次貸危機的傳導機制,中國社科院世界經濟與政治研究所國際金融研究中心 ,working paper no.0809,2008/05/20。
    許振明,次級風暴對兩岸經濟的衝擊,財團法人國家政策研究基金會,2008/04/01。
    彭德明,美國金融機構事件與次級房貸危機動向分析,中央銀行國際金融參考資料 第56輯,2008/07。
    黃啟瑞,兩岸銀行業交流前景,新形勢下的兩岸關係學術研討會,2008/10。
    簡淑綺,從外資參與中國銀行業之情況看我國銀行登陸之可能發展,兩岸經濟統計月報,183期,2008/05。
    網站
    中央銀行 http://www.cbc.gov.tw/
    中國人民銀行 http://www.pbc.gov.cn/
    中國銀行業監督管理委員會 http://www.cbrc.gov.cn/
    行政院金融監督管理委員會全球資訊網 http://www.fscey.gov.tw/
    Description: 碩士
    國立政治大學
    國際經營與貿易學系
    96351027
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0096351027
    Data Type: thesis
    Appears in Collections:[國際經營與貿易學系 ] 學位論文

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