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    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/75592


    Title: Determinants of Household’s Willingness to Take Financial Risk: The Effect of Expectation
    Authors: 黃智聰
    Huang, Jr-Tsung;Xu, Xin;Chiang, Tsun-Feng
    Contributors: 財政系
    Date: 2015-04
    Issue Date: 2015-06-05 15:00:55 (UTC+8)
    Abstract: The purpose of this study is to examine determinants of household’s willingness to take
    financial risks, particularly the effect of households’ expectation. The data this study used are
    the Survey of Consumer Finances 2007 by which researchers can examine the household
    financial issues before the financial crisis. By employing multinomial logit regression, the
    new finding of this study is that when the households expect the future economy will be
    better, they are not willing to take either no or substantial financial risk. This study uses the
    uncertainty theory with the timing of the survey to interpret this seemingly unintuitive result.
    Other findings are that age, more working people in a household, male, education and
    majority race are household characteristics positively affecting the probability of household’s
    willingness to take average and above-average financial risks.
    Relation: Journal of Financial Counseling and Planning (Econlit)
    Data Type: article
    Appears in Collections:[Department of Public Finance] Periodical Articles

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