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| Title: | 影響各國保額因素分析
The determinants of changes in deposit insurance coverage: A cross-country analysis |
| Authors: | 劉琬鈺
Liu, Wan Yu |
| Contributors: | 周行一
陳虹伶
Chow, Edward
Chen, Hung Ling
劉琬鈺
Liu, Wan Yu |
| Keywords: | 存款保險
Deposit insurance
Coverage
Panel regression
Logit |
| Date: | 2009 |
| Issue Date: | 2010-12-08 01:54:18 (UTC+8) |
| Abstract: | Deposit insurance varies greatly across countries due to each country’s specific environment. The purpose of this study is to find what factors may affect coverage limit in deposit insurance. First, we implement panel data over the period of 1960 to 2008 including 78 countries’ political setting, bank industry’s structural differences and overall economic factors. The empirical results show that countries with lower saving rate, interest spread and government debt tend to have higher coverage. However, coverage tends to be lower in more political open countries. Second, we performed panel data logit model to find that increasing government debt would reduce the probability of increasing coverage limits. Third, the regression of variable changes shows strong negative significance in the relationship of interest spread and coverage over GDP per capita. The main contribution of this thesis is to identify significant influences to the coverage limit. This could provide reference factors when considering the setting of Deposit insurance scheme to insure financial stability. |
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| Description: | 碩士
國立政治大學
財務管理研究所
97357005
98 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0097357005 |
| Data Type: | thesis |
| Appears in Collections: | [財務管理學系] 學位論文
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