Reference: | 第一章 參考文獻 內政部(2000a)。《臺閩地區戶口及住宅普查》。台北:內政部。 內政部(2000b)。《臺閩地區身心障礙者生活需求調查》。台北:內政部。 王正、曾薔霓(1999)。〈倫理與價值:長期照護財務機制之理念與原則〉。《社會政策與社會工作學刊》,3(2),101-141。 王正(2001)。〈價值的選擇:社會福利與政府財政之探討〉。《社區發展季刊》,93,346-369。 王正、曾薔霓、周麗芳 (2002)。〈女性、國家、照顧工作:長期照護財務制度建立之研究〉。《臺灣銀行季刊》,53(3),268-304。 行政院二代健保規劃小組(2004)。《第三階段相關技術報告(2004),系列九之五:全民健保保險對象負擔之評量暨家戶健保受益分析》。台北:行政院。 行政院經濟建設委員會(2008)。《中華民國台灣97年至145年人口推計。台北:行政院經濟建設委員會。 行政院經濟建設委員會(2004)。《照顧服務福利及產業發展方案執行情形檢討報告》。台北:行政院經濟建設委員會。 行政院經濟建設委員會(2005)。《照顧服務福利及產業發展方案第二期計畫94年1-6月執行報告》。台北:行政院經濟建設委員會。 行政院經濟建設委員會(2006)。《照顧服務福利及產業發展方案第二期計劃,95年1-6月實行檢討報告》。台北:行政院經濟建設委員會。 朱澤民、周麗芳、梁正德、鄭清霞(2000)。〈老年長期照護財務經費估算〉。《長期照護財務問題:各國經驗及台灣前景研討會論文集》,頁135-151。台北:國家衛生研究院。 朱澤民、徐偉初(2004)。〈長期照護保險的提供以及財源籌措〉。《長期照護財務制度規劃》,頁155-172。台北:國家衛生研究院。 余清祥、鄭和憲(2002)。《基礎壽險數學》。台北:富學文化事業有限公司。 李光廷(2001)。〈以台灣的家庭價值看日本介護保險制度成立的背景與條件〉。《人口學刊》,22,71-103。 李光廷(2004)。〈日本介護保險的最新發展─由給付面看日本介護保險的財務危機〉。《長期照護財務制度規劃》,頁57-110 。台北:國家衛生研究院。 林淑萱(2004)。〈從長期照護先導計畫的執行論長期照護體系的建構〉。《社區發展季刊》,106,97-104。 林志鴻(2000)。〈德國長期照護保險照護需求性概念及其制度意涵〉。《社區發展季刊》,92,258-269。 林志鴻(2004)。〈照護需要風險制度化滿足之社會經濟效果-以德國長期照護保險為例〉。《長期照護財務制度規劃》,頁7-55。台北:國家衛生研究院。 柯木興(1997)。《社會保險》。台北:中國社會保險學會。 邱汝娜、陳素春、黃雅鈴(2004)。〈照顧服務社區化—當前老人及身心障礙者 照顧服務之推動與整合規劃〉。《社區發展季刊》,106,5-15。 吳淑瓊(2004)。〈從建構長期照護體系先導計畫之執行看我國社區式長期照護體系之建構〉。《社區發展季刊》,106,88-95。 吳淑瓊、徐慧娟、莊英智、張明正(1996)。〈功能評估在估計台灣社區老人長期照護需要之應用〉。《中華衛誌》,15(6),533-45。 吳淑瓊、呂寶靜、盧瑞芬 (1998)。《配合我國社會福利制度之長期照護政策研究》。行政院研考會研究報告。 吳淑瓊、呂寶靜、林惠生(2004)。《全國長期照護需要評估第三年計畫》。行政院研衛生署研究報告。 周月清、傅凱祺、傅立葉、蔡宜思、高森永、邱泯科、鄭文輝、辛炳隆、謝佳宜(2005)。〈我國長期照護服務輸送之初探:目標原則、服務對象、提供方式與服務項目〉。《台灣社會福利學刊》,4(2),97-138。 周麗芳 (1999)。〈德國長期照護保險制度及其財務規劃〉。《保險專刊》,58,53-68。 周麗芳(2000a)。〈德國長期照護保險制度〉。《長期照護財務問題:各國經驗及台灣前景研討會論文集》,頁109-125。台北:國家衛生研究院。 周麗芳 (2000b)。〈台灣地區長期照護財務抉擇〉。《理論與政策》,14(1),103-114。 周麗芳、林佳慧(2003)。〈台灣地區老年長期照護費用推估〉。《保險實務與制度》,2(1),59-81。 莊秀美(2005)。〈日本社會福利服務的民營化-公共介護保險制度現況之探討〉。《台大社會工作學刊》,11,89-128。 徐偉初、蘇建榮(2000)。〈長期照護財務機制之比較-經濟面探討〉。《長期照護財務問題:各國經驗及台灣前景研討會論文集》,頁157-168。台北:國家衛生研究院。 望月 幸代(2007)。《介護保險徹底活用法》。東京:高橋書店。 劉立凡、葉莉莉(2004)。〈探討台灣長期照護資源整合與管理機制建立之實務面〉,《社區發展季刊》,106,106-112。 陳寬政、王德睦、陳文玲(1986)。〈台灣地區人口變遷的原因與結果〉。《台大人口學刊》,9,1-25。 陳棻煐(1997)。《應用羅吉特迴歸模式分析壽險購買行為》,國立政治大學保險研究所碩士論文。 曾榮傑(2001),《接受長期照護機構服務之老人對長期照護保險需求之探討》,國防醫學院公共衛生學研究所碩士論文。 張英陣(2004)。〈社區照顧與非營利組織〉。《社區發展季刊》,106,60-66。 張翡倩(2002)。《長期照護財務的跨世代模型分析》,政治大學財政學系碩士論文。 楊靜利(2000)。〈社會保險的意義與社會福利體系〉。《台灣社會福利學刊》,1(1),157-177。 黃世鑫(1998)。《財政學》。台北:空中大學。 葉秀珍(2000)。〈長期照護財務機制與各國經驗之探討-社會面評析〉。《長期照護財務問題:各國經驗及台灣前景研討會論文集》,頁183-209。台北:國家衛生研究院。 鄭文輝、吳明儒、陳琇惠、鄭清霞(1998)。〈台灣年金體制之解析-公、私部門之配合〉。《台灣社會福利發展-過去、現在與未來》,頁134-84。台北:台大社會系。 鄭文輝、林志鴻、陳惠姿、張宏哲、鄭清霞、朱僑麗(2004a)。《推動長期照護保險可行性之研究》。行政院經濟建設委員會研究計畫報告。 鄭文輝、鄭清霞、林志鴻、陳正芬、吳淑瓊(2004b)。〈影響長期照護費用因素之探討〉。《長期照護財務制度規劃》,頁111-154。台北:國家衛生研究院。 鄭文輝、藍忠孚、朱澤民、朱僑麗、李光廷、李美玲、沈茂庭、林志鴻、林依瑩、林昭吟、周麗芳、高森永、徐偉初、陳孝平、陳俊全、劉宜君、鄭清霞(2005)。《我國長期照護財務規劃研究》。內政部委託研究計畫報告。 鄭文輝、鄭清霞(2008)。〈長期照顧保險制度之規劃〉。《研考雙月刊》,268,3-11。 鄭清霞、鄭文輝(2007)。〈我國長期照顧財務制度的費用估匴與財務處理〉。《台大社工學刊》,15,167-218。 鍾秉正(2006)。〈德國長期照護法制之經驗〉。《長期照護雜誌》,10(2),119-135。 Ahlstrom, Alexis A, and Anne Tumlinson and Jeanne Lambrew(2004). Linking Reverse Mortgage and Long-Term Care Insurance. Retrieved 23-07-2006, from http://www.avalerehealth.net/research/docs/Reverse_Mortgages.pdf . American’s Health Insurance Plans (2004). Reserch Findings:Long-Term Care Insurance in 2002. Retrieved 15-09-2006, from http://www.ahipresearch.org/pdfs/18_LTC2002.pdf . Cambois, Emmanuelle and Jean-Marie Robine (1996). An International Comparison of Trends in Disability-Free Life Expectancy. In Eisen, Roland and Frank A. Sloan (eds.), Long-Term Care : Economic Issues and Policy Solutions (pp.11-23). Boston: Kluwer Academic Publishers. Chen, Yen Ping (2001). Funding Long-Term Care in the United States: The Role of Private Insurance. The Geneva Papers on Risk and Insurance, 26(4), 656-666. Chen, Yen Ping (2003). Funding Long-Term Care: Application of the Trade-off Principle in Both Public and Private Sectors. Journal of aging and health, 15(1), 15-44. Cohen, Marc A. (2003). Private Long Term Care Insurance: A Look Ahead. Journal of Aging and Health. 15(1), 7-98. Council of the European Union (2003). Joint Report by the Commission and the Council on Supporting National Strategies for the Future of Health Care and Care for the Elderly. Retrieved 12-10-2003, from http://europa.eu.int/comm/employment_social/soc-prot/healthcare/elderly_en.pdf Etheedge, Lynn (1999). Three Streams, One River: A Coordinated Approach To Finance Retirement. Health Affairs, 18(1), 80-91. Esping-Andersen, Gosta (1990). The Three Worlds of Welfare Capitalism. Cambridge, UK: Polity Press. Feder, Judith and Harriet L. Komisar (2000). Long-Term Care in the United State: An Overview. Health Affairs, 19(3), 40-56. Howe, Anna L. (1999). Extending the Pillars of Social Policy Financing to Aged Care. Social Policy and Administration, 33(5), 534-551. Huan, Clarissa and Jim Mahoney (2002). Equity Release Mortgages. Housing Finance Internationa, 16(4), 29-35. HUD (1994). Handbook of Home Equity Conversion Mortgages 4235.1 Rev-1. U.S. Department of Housing and Urban Development. Ikegami, Naoki and John Creighton Campbell ( 2002). Choices, Policy Logics and Problems in the Design of Long-Term Care Systems. Social Policy and Administration, 36(7), 719-734. Kamimura, Yasuhiro (2006). Reorganising Welfare Regimes in East Asia. Paper presented at The third East Asian Social Policy Research Network International Conference (July 12-13). University of Bristol, UK. Leviton, R. (2001). Reverse Mortgage Decision-Making. Journal of Aging and Social Policy, 13, 1-16. Mayer, Christopher J. and Katerina V. Simons (1994). Reverse Mortgages and the Liquidity of Housing Wealth. Journal of the American Real Estate and Urban Economics Association, 22(2), 235-255. Meiners, Mark (1996). The Financing and Organization of Long-Term Care. In Binstock, Robert H., Leightone E. Cluff and Otto Von Mering (eds.), The Future of Long-Term Care(pp.191-214 ). Baltimore: The Johns Hopkins Press. Merils, Mark (2005). Home Equity Conversion Mortgages and Long-Term Care, Georgetown University Long-Term Care Financing Project. Retrieved 13-09-2006, from www. ltc. georgetown.edu . Miyazawa, Kazutoshi, Panos Moudoukoutas and Tadashi Yagi(2000). Is Public Long-Term Care Insurance Necessary ? . Journal of Risk and Insurance, 67(2), 294-264. Murtaugh, Christopher M., Brenda C. Spillman and M. J. Warshawsky (2001). In Sickness and In Health: An Annuity Approach to Financing Long-Term Care and Retirement Income. Journal of Risk and Insurance, 68(2), 225-254. OECD(1988). Reforming Public Pensions. Paris: OECD. OECD(1999). A Caring World : The New Social Policy Agenda. Paris: OECD. OECD(2000). Reforms for an Ageing Society. Paris: OECD. Osterle, Auguat (2001). Equity Choices and Long-Term Care Policies in Europe. Aldershot, UK: Ashgate. Pauly, Mark V. (1990). The Rational Nonpurchase of Long-Term Care Insurance. Journal of Political Economy, 98,153-168. Phillips, W. and G. Stephen (1993). Reverse Mortgages. Transactions of Society of Actuaries, 44, 298-323. Rodda, David T., Christopher Herbert and Hin-Kin Lam (2000). Evaluation Report of FHA`s Home Equity Conversion Mortgage Insurance Demonstration: Final Report. The U. S. Department of Housing and Urban Development. Scanlon, William J. (1992). Possible Reform for Financing Long-Term Care. The Journal of Economics Perspective, 6(3), 43-58. Schulte, Bernd. (1996). Social Long-Term Care Insurance in Germany. In Roland Eisen and Frank A. Sloan (eds.), Long-Term Care : Economic Issues and Policy Solutions(pp.149-170). Boston: Kluwer Academic Publishers. SEQUAL (2007). It’s on the House. Retrieved 25-07-2008, from http://www.sequal.com.au/images/stories/rfi_sequal_reverse_mortgage_report.pdf. Spillman, Brenda C., Christopher M. Murtaugh and Mark J. Warshasky (2003). Policy Implications of an Annuity Approach to Integrating Long-term Care Financing and Retirement Income. Journal of Aging and Health, 15(1), 45–73. Szymanoski, Edward J. (1994). Risk and the HomeEquity Conversion Mortgage. Journal of the American Real Estate and Urban Economics Association, 22(2), 347-366. Taylor-Gooby, P. (2004). New Risks and Social Change. In Peter Taylor-Gooby (ed.), New Risks, New Welfare (pp.1-28). New York: Oxford University Press. UN Statistics Division (2007). World Population Prospects:The 2006 Revision . New York: United Nations.Publication. U.S. Census Bureau(2003). Income, Poverty, and Health Insurance Coverage in the United States: 2003. Retrieved 25-10-2006, from http://www.census.gov/hhes/www/income/faq.html. Wiener, Joshua M., Laurel Hixon Illston and Raymond J. Hanley (1994). Sharing the Burden. Washington: The Brookings Institution. World Bank (1994). Averting the Old Age Crisis. New York: Oxford University Press. Zweifel, Peter and Wolfram Struwe(1998). Long-Term Care Insurance in a Two-Generation Model. Journal of Risk and Insurance, 65(1), 13-32. 第二章 參考文獻 王儷玲,楊曉文(2006)。《因應高齡化社會保險商品發展及其監理與相關稅賦配套之研究》。行政院金融監督管理委員會保險局研究計畫報告。 行政院經濟建設委員會(2008)。《中華民國台灣民國97年至145年人口推計》。台北:行政院經濟建設委員會。 呂寶靜(2001)。《老人照顧:老人、家庭、正式服務》。台北:五南圖書出版有限公司。 史惠華(1992)。《商業性長期看護保險之研究》。逢甲大學保險學研究所碩士論文。 林志鴻(2000)。〈德國長期照護保險照護需求性概念及其制度意涵〉。《社區發展季刊》,92:258-269。 林麗珠(2007),人身保險實務,台北:平安出版有限公司。 林德銘(1993)。《我國推廣長期看護保險可行性之研究》。逢甲大學保險學研究所碩士論文。 吳淑瓊、呂寶靜、盧瑞芬 (1998)。《配合我國社會福利制度之長期照護政策研究》。行政院研考會研究報告。 吳孟郡(2007)。《我國商業性長期看護保險市場區隔之研究-台中市實證分析》。朝陽科技大學保險金融管理系碩士論文。 邱國峰(2004)。《商業性長期照護保險需求之研究-以中部地區為例》。逢甲大學保險學研究所碩士論文。 周台龍、鄭文輝(2008)。〈台灣多層次長期照顧財務保障架構之探討〉。《台灣社會福利學刊》,7(1), 65-122。 周賓凰、池祥萱、周冠男、龔怡霖(2002)。〈行為財務學: 文獻回顧與展望〉。《證劵市場發展季刊》,14:2, 1-48。 陳孝平、王正(2003)。《長期照護體系建構在社會資源中獲得的分配比率變遷趨 勢》。內政部委託研究報告。 倪雅雯(2006)。《台灣發展團體長期照護保險之研究》。淡江大學保險學系保險經營研究所碩士論文。 許文彥(2008)。《保險學》。台北:新陸書局。 梁正德,(2008)。〈迎接高齡化社會保險產業的發展策略〉。《台灣金融與經濟情勢研討會》。台北:金融研訓院。 徐若愚(1998)。〈長期看護保險:社會保險之新趨勢〉。《保險資訊》,151:18。 謝美娥(1993)。《老人長期照護的相關論題》。台北:桂冠圖書公司。 張守鈞(2001)。《個體經濟理論與應用》。台北:全英出版社。 張嘉淳(2000)。《台灣有偶婦女的勞動供給行為---個人與家庭特性對從業身份選擇之影響》。台灣大學經濟學研究所碩士論文。 張清溪、許嘉棟、劉鶯釗、吳聰敏(2000)。《經濟學(上冊)》。台北:翰蘆圖書出版有限公司。 楊秀美(2005)。《個人理財規劃-個人長期照護保險需求分析》。逢甲大學經營管理碩士論文。 鄭文輝、林志鴻、陳惠姿、張宏哲、鄭清霞、朱僑麗(2004)。《推動長期照護保險可行性之研究》。行政院經濟建設委員會研究計畫報告。 鄭慶瑜(2005)。《台灣商業性長期照護保險之研究》。樹德科技大學金融保險研 究所碩士論文。 蔡佳愉(1998)。《我國保險業者對未來商業健康保險市場發展空間之研究》。逢甲大學保險學研究所碩士論文。 羅吉彥(2000)。《長期看護險之研究》。輔仁大學/應用統計學研究所碩士論文。 藍玉珠(1998)。〈我國老年長期照護危險及保險之探討〉。《壽險季刊》,110:45-59。 游玲涓(2002)。《長期照護保險之研究》。淡江大學保險學系保險經營研究所碩士論文。 American Council of Life Insurers(2005). Long-Term Care Insurance or Medicaid: who Will Pay for Baby Boomers’ Long-Term Care? Retrived 05-07-2008, from http://www.acli.com/NR/rdonlyres/FEB87D8A-9E2F-45B6-B08A-CBED882A66C6/0/LTCBabyBoomers05.pdf. America’s Health Insurance Plans (2004). Research Findings: Long-Term Care Insurance in 2002. Retrived 15-07-2008, from http://www.ahipresearch.org/pdfs/18_LTC2002.pdf. Alecxih, Lisa and Divid Kennel(1991). The Federal Role in Consumer Protection and Regulation of Long-Term Care Insurance. U.S. Department of Health and Human Services. Retrived 15-07-2008, from http://aspe.hhs.gov/daltcp/reports/fedrole.htm. America’s Health Insurance Plans(2007). Who Buys Long-Term Care Insurance? Retrived 05-08-2008 from http://www.ahip.org/content/default.aspx?docid=21352, Brown, Jeffrey R. and Amy Finkelstein(2004a).Supply or Demand: Why Is the Market for Long-Term Care Insurance so Small ? NBER Working Paper No. 10782. Brown, Jeffrey R. and Amy Finkelstein(2004b). The Interaction of Public and Private Insurance: Medicaid and the Long-Term Care Insurance Market. NBER Working Paper No. 10989. Chaikind, Hinda R., Jean Hearne, Bob Lyke, and Stephen Redhead(2005). The Health Insurance Portability and Accountability Act of 1996: Overview and Guidance on Frequently Asked Questions. Retrived 28-09-2008 from http://www.law.umaryland.edu/marshall/crsreports/crsdocuments/RL3163401242005.pdf. Chen, Yen Ping(2001). Funding Long-Term Care in the United States: The Role of Private Insurance. The Geneva Papers on Risk and Insurance, 26(4), 656-666. Coffman, Cheryl(2005).Tax Incentives for Long-Term Care Insurance. National Association of Insurance Commissioners Research Quarterly, 11(2),6-13. Retrived 25-07-2008, from http://www.naic.org/documents/research_RQ_2005_summer.pdf. Cohen, Marc A.(2003).Private Long-Tern Care Insurance: A Look Ahead. Journal of Aging and Health, 15(1), 74-98. Coronel, Susan A.(2004),What Is LTC Insurance and Where Is the Market Headed? American’s Health Insurance Plans. Retrived 05-08-2008, from http://www.nationalpress.org/usr_doc/Long-Term_Care_Insurance-_Coronel_PPP.ppt#256,1,Susan A. Coronel LTC Director America’s Health Insurance Plans. Culter, David M.(1996).Why Don’t Markets Insure Long-Term Risk? Retrived 05-08-2008, from www.economics.harvard.edu/faculty/culter/files/ltc-rev.pdf. Davis, Elaine and Tom Leach (2002). Long-Term Care Insurance Matures as a Benefit. Employee Benefits Journal. 27(4), 3-5. Desonia, Randy A.(2004). The Promise and the Reality of Long-Term Care Insurance. National Health Policy Forum, Background Paper, The George Washington University. Dilweg, Sean(2008). Testimony of Sean Dilweg, Wisconsin Commissioner of Insurance On Behalf of The National Association of Insurance Commissioners . Retrived 05-08-2008, from http://energycommerce.house.gov/cmte_mtgs/110-oi-hrg.072408.Dilweg-Testimony.pdfp. Dinallo, Eric(2008). Testimony of the New York State Insurance department--- long term care insurance: are consurmers protected for the long term? Retrived 05-08-2008, from http://www.naic.org/documents/govt_rel_testimony_0807_dinallo.pdf. Doerpinghaus, Helen and Sandra Gustavson(2002).Long-Term Care Insurance Purchase Patterns. RiskManagement and Insurance Review, 5(1), 31-43. Driscoll, Marilee(2003). The Complete Idiot’s Guide to Long-Term Care Planning, Alpha Books, Indianapolis Finkelstein, Amy and Kathleen McGarry(2003).Private Information and Its Effect on Market Equilibrium: New Evidence from Long-Term Care Insurance. NBER Working Paper No. 9957. Georgetown University(2004). Who Pays for Long-Term Care? Retrived 25-07-2008, from http://ltc.georgetown.edu/pdfs/whopays2004.pdf. Gordon, Murray(2001). A Guide to Understanding Long-Term Care Insurance. Employee Benefits Journal, 26:3, 42-46. Hey, John D.(1979). Uncertainty in Microeconomics, 台北:雙葉書局。 Health Insurance Association of America(2002). Benefits of Long-Term Care Insurance: Enhanced Care for Disabled Elders, Improved Quality of Life for Caregivers and Savings to Medicare and Medicaid. Retrived 25-07-2008, from http://www.ahipresearch.org/pdfs/15_LTCIBenefits.pdf. Kofman, Mila and Lee Thompson(2004). Consumer Protection and Long-Term Care Insurance: Predictability of Premiums, Georgetown University: Long-Term Care Financing Project Publications. Retrived 25-07-2008, from www.ltc.georgetown.edu. Lancaster, K. J.(1966). New Approach to Consumer Theory. Journal of Political Economy, 74, 132-157. Lewis, Stephanie, John Wilkin and Mark Merlis ( 2003). Regulation of Private Long-Term Care Insurance: Implementation and Experience and Key Issues. Retrived 25-07-2008, from http://www.kff.org/insurance/upload/Regulation-of-Private-Long-Term-Care-Insurance-Implementation-Experience-and-Key-Issues-Report.pdf. Lifeplans(2007). Who Buys Long-Term Care Insurance? A 15-Year Study of Buyers and Non-buyers, 1990-2005. Retrived 25-07-2008, from http://www.ahipresearch.org/PDFs/LTC_Buyers_Guide.pdf. Meiners, Mark R.(1996). The Financing and Organization of Long-Term Care. In Robert H. Binstock, Leighton E. Cluff and Otto Von Mering(eds), The Future of Long-Term Care: Social and Policy Issues (pp.191-214). The Johns Hopkins University Press, Baltimore. Meiners, Mark R.(1998). Public-Private Partnerships in Long-Term Care. In Leslie C. Walker, Elizabeth H. Bradley and Terrie Wetle(eds.), Public and Private Responsibilities in Long-Term Care: Finding the Balance (pp.115-133). The Johns Hopkins University Press, Baltimore. Merlis, Mark(2003). Private Long-Term Care Insurance: Who Should Buy It and What Should They Buy? Henry J. Kaiser Family Foundation. Retrived 25-07-2008, from http://www.kff.org/insurance/upload/Private-Long-Term-Care-Insurance-Who-Should-Buy-It-and-What-Should-They-Buy-Report.pdf. Mitchell , Olivia S., John Piggott and Satoshi Shimizutani(2004). Aged-Care Support in Japan: Perspectives and Challenges. ESRI Discussion Paper Series No.118, Economic and Social Research Institute, Tokyo, Japan. Murtaugh, Christopher M., Brenda C. Spillmanand, Mark J.Warshawsky(2001).In Sickness and In Health: An Annuity Approach to Financing Long-Term Care and Retirement Income. Journal of Risk and Insurance, 68(2), 225-254.。 National Association of Insurance Commissioners(2006a). A Shopper’s Guide to Long-Term Care Insurance. Retrived 25-07-2008, from http://www.newyorklife.com/NYL2/pdf/LTC_Shopper_Guide.pdf. National Association of Insurance Commissioners(2006b). Summary of Long-Term Care Partnership Provisions of Deficit Reduction Act of 2005. Retrived 25-07-2008, from http://www.naic.org/documents/committees_b_senior_issues_ltc_partnership_revisions_dra.pdf. Norton, Edward C.(2000).Long-Term Care. In A.J. Culyer and J.P. Newhouse(Eds.), Handbook of Health Economic(pp. 956−994). New York, NY: Elsevier Science B.V. O’Toole, Robert E.(2002). Integrating Contributory Elde-Care Benefits with Voluntary Long-Term Care Insurance Programs. Employee Benefits Journal, 27(4), 13-16 Pauly, Mark V. (1990). The Rational Nonpurchase of Long-Term Care Insurance. Journal of Political Economy, 98, 153-168. Phelps, Charles E. (1976). Demand for Reimbursement Insurance. In Richard N. Rosett(ed.).The Role of Health Insurance in the Health Services Sector (pp.115-162). National Bureau of Economic Research. Robert Wood Johnson Foundation(2007). Long-Term Care Partnership Expansion: A New Opportunity for States. Retrived 25-07-2008, from http://www.chcs.org/usr_doc/Long-Term_Care_Partnership_Expansion.pdf. Scanlon, William J. (1992). Possible Reform for Financing Long-Term Care. The Journal of Economics Perspective, 6(3), 43-58. Sloan, Frank A. and Edward C. Norton (1997). Adverse Selection, Bequests, Crowding out, and Private Demand for Insurance: Evidence from the Long-Term Care Insurance Market, Journal of Risk and Uncertainty, 15,201-219. Spillman, Brenda C., Christopher M. Murtaugh and Mark J. Warshasky(2003). Policy Implications of An Annuity Approach to Integrating Long-Term Care Financing and Retirement Income. Journal of Aging and Health. 15(1), 45-73. Stone, I. Robyn(2001). Providing Long-Term Care Benefits in Cash: Moving to A Disability Model. Health Affairs, 20(6), 96-108. Stucki, Barbara R. and Janemarie Mulvey(2000).Can Aging Baby Boomers Avoid the Nursing Home? Long-Term Care Insurance for Aging in Place. The American Council of Life Insurers, March 2000. Retrived 25-07-2008, from http://www.logos4me.com/Long%20Term%20Care/Can%20BB%20Avoid%20Home.pdf. Teachers Insurance and Annuity Association - College Retirement Equities Fund(2000).Financing Long-Term Care:Needs, Attitudes, Current Products, and Policy Innovations. Research Dialogues, 63, 1-12. Retrived 25-07-2008, from http://www.tiaa-crefinstitute.org/research/dialogue/docs/63.pdf. UN Statistics Division (2001). World Population Prospects:The 2000 Revision . New York: United Nations.Publication. United States Government Accountability Office(2005). The Long-Term Care Partner Ship Program: An Overview. Retrived 25-08-2008, from http://www.gao.gov/new.items/d051021r.pdf. Varian, Hal R.(1978). Microeconomic Analysis(3ed.). New York:W. W. Norton & Company. Warshawsky, Mark J., Brenda C. Spillman and Christopher M. Murtaugh (2002). Integrating Life Annuities and Long-Term Care Insurance: Theory, Evidence, Practice and Policy. In Z. Bodie, B. Hammond, & O. Mitchell (Eds.), Innovations in Retirement Financing (pp. 198-221). Philadelphia, PA: University of Pennsylvania Press. Wiener, Joshua M.(1998). Jump Starting the Market: Public Subsidies for Private Long-Term Care Insurance. In Leslie C. Walker, Elizabeth H. Bradley and Terrie Wetle(eds.), Public and private responsibilities in long-term care: finding the balance(pp.134-149). Baltimore:The Johns Hopkins University Press. Wiener, Joshua M., Laurel H. Illston and Raymond J. Hanley(1994). Sharing the Burden. Washington: The Brookings Institution. 第三章 參考文獻 內政部(2007a)。《我國長期照顧十年計畫》,取得日期:2007.10.25。網址:http://www.ey.gov.tw/lp.asp?ctNode=446&CtUnit=294&BaseDSD=7, 2007/10/07。 內政部(2007b)。《2006年房地產交易價格》,取得日期:2007.10.25。網址:http://www.land.moi.gov.tw/chhtml/property.asp?cid=101#, 2007/09/10。 行政院主計處(2007)。《2006年家庭收支調查報告》,取得日期:2007.10.25。網址:http://www.dgbas.gov.tw/lp.asp?CtNode=3239&CtUnit=352&BaseDSD=7,2007/09/04。 行政院經濟建設委員會(2008)。《中華民國台灣97年至145年人口推計》。台北:行政院經濟建設委員會。 行政院經濟建設委員會(2006)。《照顧服務福利及產業發展方案第二期計畫95年1-6月執行報告》,台北:行政院經濟建設委員會。 汪傳敬(2004)。《反向抵押貸款及其在我國的應用》。浙江大學金融研究所碩士論文。 吳淑瓊、徐慧娟、莊英智、張明正(1996)。〈功能評估在估計台灣社區老人長期照護需要之應用〉。《中華衛誌》,15(6),533-45。 吳淑瓊、莊坤洋(2001)。〈在地老化:臺灣二十一世紀長期照護的政策方向〉。《臺灣衛誌》,20,192-200。 邱汝娜、陳素春、黃雅鈴(2004)。〈照顧服務社區化—當前老人及身心障礙者照顧服務之推動與整合規劃〉。《社區發展季刊》,106,5-15。 林佐裕(2008)。〈美國次級房貸風暴對台灣金融資產證券化及投資者之啟示〉。《住宅學報》,17(1),111-122。 周台龍、鄭文輝(2008)。〈台灣多層次長期照顧財務保障架構之探討〉。《台灣社會福利學刊》,7(1),65-122。 柳成京、申紀燮(2006)。〈韓国におけるリバ-スモ-ゲ-ジ制度の活性化方案〉,發表於日本保險學會大會,日本:東京。取得日期:2007.11.25。網址: http://wwwsoc.nii.ac.jp/jsis2/documents/h18ryuu_r.pdf . 高森永(2004)。《我國長期照顧服務供需現況與初步推估》,內政部委託研究計畫。 陳建良(2007)。〈1980年至2000年台灣擁屋家戶儲蓄行為之變遷:分量迴歸分析的新發現〉。《住宅學報》,16(1),57-78。 張晶(2005)。《我國壽險公司推展反向抵押貸款之研究》。浙江大學企業管理碩士論文。 張玲鳳(2007)。《社區中老年人對資產反抵押之意願及其相關因素之研究》。亞洲大學長期照護研究所碩士論文。 黃源協(2005)。〈社區長期照顧體系的建構〉。《國家政策季刊》,4:4,41-68。 楊奕農(2005)。《時間數列分析---經濟與財務分析之應用》。台北:雙葉書局。 鄭文輝、林志鴻、陳惠姿、張宏哲、鄭清霞、朱僑麗(2004)。《推動長期照護可行性之研究》。經建會委託研究計畫。 鄭文輝、藍忠孚、朱澤民、朱僑麗、李光廷、李美玲、沈茂庭、林志鴻、林依瑩、林昭吟、周麗芳、高森永、徐偉初、陳孝平、陳俊全、劉宜君、鄭清霞(2005)。《我國長期照顧財務規劃研究》。內政部委託研究計畫。 鄭清霞(2007)。〈我國家戶型態變遷之探討----1976年至2004年(初稿)〉。發表於「建立台灣永續發展的家庭、人口、健康、社區與勞動保障體系:公民權利契約觀點」國際學術研討會,台灣社會福利學會年會,台北。 劉立凡、葉莉莉(2004)。〈探討台灣長期照護資源整合與管理機制建立之實務面〉。《社區發展季刊》,106,106-112。 Ahlstrom, Alexis A, and Anne Tumlinson and Jeanne Lambrew(2004). Linking Reverse Mortgage and Long-Term Care Insurance. Retrieved 23-07-2006, from http://www.avalerehealth.net/research/docs/Reverse_Mortgages.pdf . Australian Securities & Investment Commission(2005). Equity Release Products. ASIC Report 59. Retrieved 23-07-2008, from http://www.fido.gov.au/equityrelease. Chen, Yen Ping(2001). Funding Long-Term Care in the United States: The Role of Private Insurance. The Geneva Papers on Risk and Insurance, 26(4), 656-666. Chen, Alexander and Helen H. Jensen(1985). Home Equity Use and the Life Cycle Hypothesis. The Journal of Consumer Affairs, 37-56. Chou, Kee-Lee, Nelson W. S. Chow and Iris Chi(2006).Willingness to Consider Applying for Reverse Mortgage in Hong Kong Chinese Middle-Aged Homeowners. Habita International ,30 , 716-727. Davidoff, Thomas and Gerd Welke(2005). Selection and Moral Hazard in theRreverse Mortgage Market. Retrieved 13-10-2006 http://faculty.haas.berkeley.edu/davidoff/RMsubmit1.pdf . HUD(1994). Handbook of Home Equity Conversion Mortgages 4235.1 Rev-1. U.S. Department of Housing and Urban Development. Dolan, Alex, Peter McLean and David Roland(2005). Home Equity, Retirement Incomes and Family Relationships. Paper presented at The 9th Australian Institute of Family Studies Conference(Feb. 9-11). Melbourne Australia. Retrieved 15-11-2006, from http://www.aifs.gov.au/institute/afrc9/dolan.pdf . Huan, Clarissa and Jim Mahoney(2002). Equity Release Mortgages. Housing Finance International, 16(4), 29-35. Klein, Linda and C. F. Sirmans (1994). Reverse Mortgages and Prepayment Risk. Journal of the American Real Estate and Urban Economics Association, 22(2), 409-31. Kutty, Nandinee K.(1998). The Scope for Poverty Alleviation among Elderly Home-owners in the United States through Reverse Mortgages. Urban Studis, 35(1), 113-129. Lea, Michael J.(2000). Prerequisites for a Successful Secondary Mortgage Market: The Role of the Primary Mortgage Market. Housing Finance International , 15(2), 26-41. Leviton, R.(2001). Reverse Mortgage Decision-Makng. Journal of Aging and Social Policy, 13(4), 1-16. Ma, Seung-Ryul and Deok-Ho Cho(2007). The Building of New Reverse Mortgage Payment Plans in the Korean Housing Market. House Studies Review, 42(2), 273-290. Mayer, Christopher J. and Katerina Simons(1994). Reverse Mortgages and the Liquidity of Housing Wealth. Journal of the American Real Estate and Urban Economics Association, 22(2), 235-255. Merils , Mark(2005). Home Equity Conversion Mortgages and Long-Term Care. Georgetown University Long-Term Care Financing Project. Retrieved 13-09-2006, from www. ltc. georgetown.edu. Miceli, Thomas J. and C. F. Sirmans(1994). Reverse Mortgages and Borrower Maintenance Risk. Journal of the American Real Estate and Urban Economics Association, 22(2), 433-450. Mitchell, Olivia S. and John Piggott(2004).Unlocking Housing Equity in Japan. Journal of Japanese and International Economies, 18(4), 466-505. Phillips, W. and Stephen G.(1993). Reverse Mortgages. Transactions of Society of Actuaries, 44, 298-323. Rasmussen, David W., Isaac F. Megbolugbe and Barbara A. Morgan(1995). Using the 1990 Public Microdata Sample to Estimate Potential Demand for Reverse Mortgage Products. Journal of Housing Research, 6(1), 1-23. Rasmussen, DavidW., Isaac F. Megbolugbe and Barbara A. Morgan(1997). The Reverse Mortgage as an Asset Management Tool. Housing Policy Debate, 8(1), 173-193. Reed, Richard and Karen M. Gibler(2003). The Case for Reverse Mortgages in Australia- Applying the USA Experience. Paper presented at 9th Annual Pacific Rim Real Estate Society (PRRES) Conference(Jan. 19-22). Brisbane Australia. Retrieved 23-10-2006, from http://www.prres.net/Papers/Reed_Gibler_The_Case_for_Reverse_Mortgages_in_Australia_Applying_the_USA_Experience.pdf . Rodda, David T., Christopher Herbert and Hin-Kin Lam(2000). Evaluation Report of FHA`s Home Equity Conversion Mortgage Insurance Demonstration: Final Report. The U. S. Department of Housing and Urban Development. Shiller, Robert J. and Allan W. Weiss(2000). Moral Hazard in Home Equity Conversion. Real Estate Economics , 28(1), 1-31. Stucki, Barbara R.(2004). Using Reverse Mortgages to Manage the Financial Risk of Long-Term Care, Managing Retirement Assets Symposium. Retrieved 14-09-2006, from http://library.soa.org/library-pdf/m-rs04-2_7.pdf. Szymanoski, Edward J. Jr.(1994). Risk and the Home Equity Conversion Mortgage. Journal of the American Real Estate and Urban Economics Association. 22(2), 347-366. UN Statistics Division (2007). World Population Prospects:The 2006 Revision . New York: United Nations.Publication. Venkataraman, Madalasa and R. Vaidyanathan ( 2007). Home ownership and reverse mortgage as components of portfolio choice in India, Conference of Asia-Pacific Risk and Insurance Association in Taipei ice in India. Presented at, Taiwan, July 22-25. Venti, Steven F. and David A. Wise(1991). Aging and the income value of housing wealth. NBER Working Paper No. 3547. Retrieved 14-09-2006, from http://www.nber.org/papers/w3547. |