| Reference: | 一、中文文獻
中央銀行（2006），《中華民國台灣地區金融統計月報》。台北：中央銀行經濟研究處。
行政院主計處（2006），《中華民國臺灣地區國民經濟動向統計季報》。台北：行政院主計處。
李俐俐（2004），「我國信用卡市場之過去、現在及未來展望」，《中國商銀月刊》，23(11)，頁1-17。
陳志強（2004），「韓國信用卡公司財務危機探討」，《台灣經濟研究月刊》，27(3)，頁39-44。
廖威翔（2003），「我國信用卡市場指標預測之研究」，私立朝陽科技大學企業管理系碩士論文。
二、英文文獻
Ausubel, Lawrence M. (1991), “The Failure of Competition in the Credit Card Market,” The American Economic Review, 81(1), 50-81.
Ausubel, Lawrence M. (1997), “Credit Card Defaults, Credit Card Profits, and Bankruptcy,” American Bankruptcy Law Journal, 71, 249-270.
Ausubel, Lawrence M. (1999), “Adverse Selection in the Credit Card Market,” Working Paper, Department of Economics, University of Maryland, June.
Black, Sandra E. and Donald P. Morgan (1998), “Risk and the Democratisation of Credit Cards,” Federal Reserve Bank of New York Research Paper 9815.
Black, Sandra E. and Donald P. Morgan (1999), “Meet the New Borrowers,” Current Issues in Economics and Finance, Federal Reserve Bank of New York, 5(3).
Breusch, T. S. and A. R. Pagan (1980), The Lagrange Multiplier Test and Its Applications to Model Specification in Econometrics.
Calem, Paul S. and Loretta J. Mester (1995), “Consumer Behavior and the Stickiness of Credit-Card Interest Rates,”American Economic Review, 85(5), 1327-1336.
Crook, Jonathan (1999), “Who is Discouraged from Applying for Credit？” Economic Letters, 65(2), 165-172.
Dunn, Lucia F. and TaeHyung Kim (1999), “An Empirical Investigation of Credit Card Default,” Working Paper, Ohio State University, Department of Economics.
Gross, David B. and Nicholas S. Souleles (2002), “An Empirical Analysis of Personal Bankruptcy and Delinquency,” The Review of Financial Studies, 15(1), 319-347.
Hausman, Jerry A. (1978), “Specification Tests in Econometrics.” Econometrica, 46(6), 1251-1271.
Hsiao, Cheng (1986), Analysis of panel data, Econometric Society Monographs, no. 11 Cambridge; New York and Sydney: Cambridge University Press, 1986.
Laderman, Elizabeth S. (1996), “What’s Behind Problem Credit Card Loans,” FRBSF Economic Letter, Federal Reserve Bank of San Francisco, 96(21).
Morgan, Donald P. and Ian Toll (1997), “Bad Debt Rising,” Current Issues in Economics and Finance, Federal Reserve Bank of New York, 3(4).
Stavins, Joanna (2000), “Credit Card Borrowing, Delinquency, and Personal Bankruptcy,” New England Economic Review, Jul/Aug, 15-30.
Stavins, Jonna (2001), “Has Widespread Use of Credit Cards Contributed to the Increase in Personal Bankruptcy?” Regional Review, Federal Reserve Bank of Boston, 2001(Q4 2000/Q1 2001), 4-7.
三、網站
中華民國行政院金融監督管理委員會銀行局網站，http://www.boma.gov.tw/。
中華民國行政院勞工委員會網站，http://www.cla.gov.tw/。
中華民國行政院經濟建設委員會網站，http://www.cepd.gov.tw/index.jsp。
公開資訊觀測站，http://newmops.tse.com.tw/。
經濟部商業司網站，http://210.69.121.50/~doc/ce/。 |
