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    Title: 保險爭議仲裁之研究
    Authors: 洪貴茹
    Contributors: 黃正宗
    洪貴茹
    Keywords: 爭議解決
    爭議管理
    保險仲裁條款
    書面要件
    仲裁協議
    仲裁條款用語
    雙方合意
    仲裁拘束對象
    仲裁範圍
    仲裁義務性
    Date: 2002
    Issue Date: 2009-09-18
    Abstract: 由於過去曾有少數論文提及保險爭議之處理方式,但隨著保險實務運作日趨靈活及仲裁法之修改,對於有關保險爭議仲裁卻少有文章論述或論述不深。
    本篇論文主要在闡述仲裁制度地運作下,保險爭議如何圓滿迅速地解決。因此本文將首先介紹各種解決爭議的方法,如:申訴、協商或和解、調停或調解、仲裁、訴訟及其他爭議處理方法。再者,討論仲裁協議中有關仲裁協議之形式要件及提交仲裁用語之各項疑問。進而討論保險爭議仲裁制度運作時,可能面臨提交仲裁範圍為何、保險契約仲裁條款是否構成書面合意之仲裁協議及保險契約仲裁條款究竟可拘束哪些對象等等問題。並蒐集國內外之保險仲裁條款,加以分析、評論其優劣。最後於結論時,說明保險公司應如何妥善處理爭議,以及哪些險種適合利用仲裁排解紛爭,如何訂定保險爭議仲裁範圍較妥適,並於論文節末建議相關機構努力之方向。
    There were used to a few papers or articles studying in the insurance dispute resolutions in past years. As by Arbitration Act has modified creatively in 1998, a lot of insurance companies have begun to manage claim arguments between insurer and insured to Arbitration; however, few articles discuss in relating to insurance dispute arbitration or just refer it but not deeply enough.
    The objective of the paper is to explain how Arbitration to resolve insurance disputes perfectly and fast. First, this paper introduces some usual dispute solutions, for example: complaint, negotiation or compromise, mediation or conciliation, arbitration, litigation, and alternative dispute resolutions. Second, talking about how parties of the insurance contract make an effective arbitration agreement? What conditions should be fulfilled? What words used to refer to arbitration may fear of contradiction? Third, researching materials relating to the problems of insurance dispute arbitration, including what kinds of disputes are sued to refer to arbitration? Does the insurance arbitration clause constitute an effective arbitration agreement with mutual agreement? Whom an arbitration agreement is binding upon? Fourth, the paper analyses domestic and foreign insurance arbitration clauses, at the same time, tries to discuss their advantages or disadvantages. At the end of this paper, suggesting how the insurance company resolves insurance disputes, analyzing what kinds of policies are sued to arbitration, how the insurers to make useful and effective insurance arbitration clauses and how all the parties to make an effort to insurance dispute arbitration.
    Reference: 一、中文書目(按作者筆劃序)
    1.王甲乙、楊建華、鄭健才合著,民事訴訟法新論,三民書局,民國87年6月版。
    2.王志興總編輯,仲裁事件法院裁判選輯(Ⅰ),中華民國仲裁協會,民國86年2月一版。
    3.王志興總編輯,仲裁事件法院裁判選輯(Ⅲ),中華民國仲裁協會,民國88年5月一版。
    4.王志興總編輯,仲裁案例選輯(Ⅱ),中華民國仲裁協會,民國87年2月一版。
    5.王志興總編輯,仲裁案例選輯(Ⅲ),中華民國仲裁協會,民國88年1月一版。
    6.尹章華、黃達元合著,仲裁法概要,文笙書局,民國90年10月初版。
    7.肖梅花著,保險法新論,中國金融出版社,2001年2月第2次印刷。
    8.吳光明著,商事爭議之仲裁,五南圖書,民國88年9月初版一刷。
    9.林俊益著,法院在商務仲裁之角色,永然商務,民國85年4月
    10.林志峰,以電子資料交換方式傳送載貨證券所生的法律問題,千禧年跨世紀法學之演進柯澤東教授祝壽論文集,學林文化,2000年8月一版。
    11.陳煥文著,兩岸商務糾紛及仲裁實務,永然文化出版,民國82年12月。
    12.陳煥文著,國際仲裁法專論,五南圖書,民國83年4月初版一刷。
    13.陳曉興主編,保險法,法律出版社,1999年9月。
    14.陳繼堯著,再保險學─理論與實務,三民書局,民國88年3月第五刷。
    15.陳慧倖,保險糾紛申訴制度之研究,政治大學保險研究所,八十一年六月十七日。
    16.莊靜宜,我國保險爭議處理制度之研究,政治大學保險研究所,八十七年七月。
    17.黃良欽,商務仲裁的概念,商務仲裁論著彙編第一冊。
    18.楊崇森、黃正宗、范光群合著,仲裁法新論,中華民國仲裁協會初版,1999年9月初版。
    19.楊仁壽著,海上貨損索賠,三民書局,民國81年2月印刷。
    20.楊仁壽著,海上保險法論,三民書局,民國89年8月第二版。
    21.楊仁壽著,傭船契約,三民書局,民國 91年2月一刷。
    22.楊湧泉著,海運理賠及保險實務,楊湧泉發行,民國77年10月發行。
    23.楊誠對著,意外保險─理論與實務,三民書局,民國88年9月修訂5版。
    24.蔡玉輝譯,有限危險保險及再保險,財團法人保險事業發展中心,民國89年5月發行。
    25.鄭純惠,從新仲裁法論仲裁協議之效力,千禧年跨世紀法學之演進柯責東教授祝壽論文集,學林文化,2000年8月一版。
    26.藍瀛芳,談商務仲裁之意義及其法律基礎,商務仲裁論著彙編第一冊。
    27.意外保險手冊,中華民國產物保險商業同業公會編印,民國91年5月。
    28.商務仲裁裁判彙編,司法院秘書處,民國八十六年六月。
    二、中文期刊
    1.王伯儉,商務仲裁的意義及優點─五月三十日營建工程仲裁座談會講詞,商務仲裁第二十九期,民國80年6月。
    2.尹章華,由兩岸海事爭議處理程序論海事仲裁條款─兼評六四台抗二三九號等判決,月旦法學雜誌第十期,1996年2月。
    3.朱偉民,從仲裁法之修正談保險契約中之仲裁條款,保險專刊第53輯87年9月。
    4.李家慶、王仲,工程保險公斷條款與仲裁程序,商務仲裁第四十四期,1996年12月。
    5.翁祖立,電子商務相關契約要點論析,全國律師2000年6月。
    6.陳家駿,從Internet交易使用糾紛─談網路商務仲裁之可行性,商務仲裁第48期86年12月。
    7.黃正宗,保險爭議仲裁可行性之研究─86.5.23「保險仲裁研討會」論文,商務仲裁第四十六期,1997年7月。
    8.黃正宗,海事仲裁研究,商務仲裁第四十七期,1997年9月。
    9.黃正宗,兩岸經貿活動中調解、訴訟與仲裁功能的比較研究─展望「兩岸常設仲裁法庭仲裁規則」,商務仲裁第六十五期,2002年6月。
    10.張特生,載貨證券簽發行為之性質及其所載仲裁條款之效力,法令月刊第四十四卷第七期。
    11.張志清,仲裁條款在海上運送契約中之地位及其效力分析,商務仲裁第四十三期,1996年10月。
    12.劉威琪,論載貨證券仲裁條款之效力,商務仲裁第二十三期,民國78年12月。
    13.賴森山,論仲裁在傭船契約之地位(三),航運季刊第二十卷第四期。
    14.藍瀛芳,談商務仲裁的法律性質,商務仲裁第九期,民國71年10月。
    15.藍瀛芳,談商務仲裁之意義及其法律基礎,商務仲裁第十期,民國72年12月。
    16.藍瀛芳,簡述訴訟外解決爭議的方法,商務仲裁第四十四期,1996年12月。
    17.藍瀛芳,訴訟外解決爭議的方法(ADR)之現代功能與展望,全國律師1999年3月。
    18.羅昌發,論仲裁約定對第三人之效力,商務仲裁第二十三期,民國78年12月。
    三、英文書目
    1.Alan I. Widiss, Insurance Materials on Fundamental Principles, Legal Doctrines, and Regulatory Acts, West Publishing Company, 1989.
    2.Alan Redfern, Martin Hunter and Murray Smith, Law and Practice of International Commercial Arbitration, 2ed London Sweet & Maxwell, 1991.
    3.Christof F. Luddeke, Marine Claims, 2ed London New York Hong Kong, 1996.
    4.Denis Riley, Consequential Loss Insurances and Claims, 4ed London Sweet & Maxwell Limited, 1977.
    5.Denis Riley, Consequential Loss and Business Interruption Insurance and Claims, 5ed London Sweet & Maxwell Limited, 1981.
    6.Edwin H Gamlen and Harold Francis, Fire Insurance Theory and Practice, 7ed Buckley Press Ltd London, 1991.
    7.Enid A. Marshall, Gill: The Law of Arbitration, 3ed London Sweet & Maxwell, 1983.
    8.John Birds, Modern Insurance Law, 3ed London Sweet & Maxwell, 1993.
    9.Jonathan Mance, Robert Merkin, Insurance Disputes, London Hong Kong, 1999.
    10.Kenneth H. York and John W. Whelan, Cases, Materials and Problems on General Practice Insurance Law, 2ed West Publishing Co., 1988.
    11.Michael Ford MPhill, Marine Insurance Fraud in International Trade, Witherby & Co. LTD London, 1993.
    12.Peter Macdonald Eggers and Patrick Foss, Good Faith and Insurance Contracts, London Hong Kong, 1998.
    13.P.T. O’Neill and J.W. Woloniecki, The Law of Reinsurance in England and Bermuda, London Sweet & Maxwell, 2000.
    14.R M Walmsley, Claims and Standard Fire Policies, Special Extensions and Special Perils, The Chartered Institute of Loss Adjusters, 1993.
    15.R. M. Walmsley, Fire Insurance Law & Claims, The Chartered Insurance Institute, 1997.
    16.Robert E. Keeton and Alan I. Widiss, Insurance Law A Guide to Fundamental Principles, legal Doctrines, and Commercial Practices, Practitioner’s Edition, West Publishing Co., 1988.
    17.Robert H. Brown, Dictionary of Marine Insurance Terms and Clauses, Witherby & Co. LTD, 1989.
    18.Rod D Margo, Aviation Insurance, 2ed Butterworths, 1989.
    19.Steven J. Hazelwood, P&I Clubs Law and Practice, Lloyd’s of London Press LTD., 1989.
    20.William F. Young and Eric M. Holmes, Cases and Materials on the Law of Insurance, 2ed Mineola, New York The Foundation Press, Inc., 1985.
    21.A Reinsurance Manual of the Non-Life Branches, 4ed (revised), Zurich, 1986.
    四、英文期刊
    1.Dana H. Freyer, Practical Considerations in Drafting Dispute Resolution Provisions in International Commercial Contracts, Journal of International Arbitration 15(4), 1998.
    2.E. Wendy Tracbte-Huber and Stephen K. Huber, An ADR Textbook Offers A Comprehensive View, Dispute Resolution Journal, Vol. 54, Iss.2, May 1999.
    3. Gary B. Born, Planning for International Dispute Resolution, Journal of International Arbitration 17(3), 2000.
    4. Jan Woloniecki, The UNCITRAL Model Law and the Arbitration of Reinsurance Disputes in Bermuda, The International Journal of Insurance Law, Part 2, April 1997.
    5. Margaret Wang, Are Alternative Dispute Resolution Methods Superior to Litigation in Resolving Disputes in International Commerce?Arbitration International, Vol. 16, No.2, LCIA 2000.
    6.Martin Hunter, International Commercial Dispute Resolution: The Challenge of the Twenty-first Century, Arbitration International, Vol. 16, No.4, LCIA 2000.
    7.Norbert Horn, The Development of Arbitration in International Financial Transactions, Arbitration International, Vol. 16, No.3, LCIA 2000.
    8.Oakley, Ellwood FⅢ, Skipper, Harold D Jr, Contractual arbitration of life insurance market conduct disputes, Journal of Insurance Regulation, Vol. 14, Iss.3, NAIC Spring 1996.
    9.Richards D. Barger and Dennis C. Quinn, Foreign reinsurers’ ability to arbitrate disputes with the liquidators of insolvent insurers, The International Journal of Insurance Law, Part 4, Oct 1995.
    10.Roderick B. Mathews, The Role of ADR in Managed Health Care Disputes, Dispute Resolution Journal, Vol. 54, Iss.3, August 1999.
    11.Case notes, The International Journal of Insurance Law, Part 2, April 1995.
    12.Case notes, The International Journal of Insurance Law, Part 1, Jan 1996.
    13.Rights, and responsibilities of reinsurers in receiverships, The International Journal of Insurance Law, Part 1, Jan 1996.
    14.Comments and Reports, The International Journal of Insurance Law, Part 1, Jan 1998.
    15.Arbitration, International Law Update, Vol. 6, Jul2000.
    16.Health Care Arbitrability, Dispute Resolution Journal, Vol. 56, Iss.3, August 2001.
    17.Insurance Preemption by McCarran Ferguson, Dispute Resolution Journal, Vol. 56, Iss.4, Nov.2001/ Jan.2002.
    18.Health Care Policy to Change, Says AAA, Dispute Resolution Journal, Vol. 57, Iss.2, May 2002.
    Description: 碩士
    國立政治大學
    風險管理與保險研究所
    90358004
    91
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0090358004
    Data Type: thesis
    Appears in Collections:[風險管理與保險學系] 學位論文

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