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| Title: | 臺灣發行穩定幣之可行性分析
The Feasibility Analysis of Taiwan Dollar Coin |
| Authors: | 周雲棠
Chou, Yun-Tang |
| Contributors: | 彭金隆
Peng, Jin-Long
周雲棠
Chou, Yun-Tang |
| Keywords: | 穩定幣
新臺幣穩定幣 |
| Date: | 2023 |
| Issue Date: | 2023-08-02 13:15:59 (UTC+8) |
| Abstract: | 本研究以臺灣發行穩定幣之可行性為題，期透過相關文獻資料分析方法有效彙整穩定幣之開展歷程、發行類型、穩定機制、穩定效果、選用的評估模式、應用場景與監理之演進趨勢，就技術面、法規面、應用面及效益面來分析當下臺灣發行穩定幣的必要性及可行性，以利各界未來在政策規劃與國家金融治理上參酌。
技術面：臺灣擁有全世界排名前五十大之虛擬通貨交易平台，並擁有完整區塊鏈技術研發能力，已建置資訊安全監控機制，可完整掌握智能合約發行架構技術及提供新臺幣穩定幣交易服務。
法規面：發行法幣為擔保型式之新臺幣穩定幣，以躉售型批發銷售方式售予特定法人機構，經分析不屬公眾募資行為，也非證券交易法之證券交易範疇，亦未涉及銀行法之吸金行為。
應用面：虛擬通貨特性為點對點交易、網路即時電子化交易、跨國普及性及降低清算的交易成本，並透過虛擬通貨交易平台實名制驗證之機制，可確實執行防制洗錢及打擊資恐。
效益面：新臺幣穩定幣可降低實體型式法幣之維持成本、提升新臺幣之國際貨幣地位、有助於新臺幣之國際交易幣別轉換以降低換匯成本、手續費低廉可降低中小企業之金流成本、可避免戰爭時傳統金融機構無法運作之風險。
綜合以上各方面之分析，臺灣發行新臺幣穩定幣應屬可行，惟虛擬貨幣平台業者於112年3月底方才確定主管機關為金管會，主管機關的指導原則及平台業者之自律規範正如火如荼討論中，並將循序漸進，進一步訂定相關作業辦法等行政命令，可能須待法規有更明確的規範之後再向主管機關提出發行申請，較能獲得主管機關之許可。 |
| Reference: | 一、中文部分
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中央銀行(2018)。數位金流與虛擬通貨－央行在數位時代的角色 (央行理監事會後記者會參考資料 2018.09.27)。 https://bit.ly/3zYv2Op
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| Description: | 碩士
國立政治大學
經營管理碩士學程(EMBA)
105932156 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0105932156 |
| Data Type: | thesis |
| Appears in Collections: | [經營管理碩士學程EMBA] 學位論文
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