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Title: | 豪宅購屋者的家庭經濟背景分析 The Economic Background of Luxury House Purchaser |
Authors: | 鄭育傑 Cheng, Yu-Chieh |
Contributors: | 羅光達 楊子霆 Lo, Kuang-Ta Yang, Tzu-Ting 鄭育傑 Cheng, Yu-Chieh |
Keywords: | 豪宅 不動產買賣 實價登錄 Luxury House Real Estate Transaction Actual Transaction Price Registration |
Date: | 2022 |
Issue Date: | 2022-08-01 18:30:36 (UTC+8) |
Abstract: | 本文利用2012-2019年內政部實價登錄不動產買賣交易資料與財政部財政資訊中心之財稅、個人基本資料,以線性機率模型刻劃豪宅購買者之人口特性。模型應變數為豪宅購買與否,豪宅定義為交易總價在新臺幣4,000萬以上之住宅;自變數為人口統計變數,包含購屋者型態、性別、年齡、婚姻狀態、家戶受扶養子女數、就業狀態、所得能力、房屋持有狀態、財富狀態、戶籍地,並放入年份控制總體經濟環境未知的影響。
實證結果顯示買方為營利事業、個人(或營利事業負責人)為女性、20-29歲、有配偶、家戶受扶養子女數三位、雇主、所得能力位於全臺前1%、房屋持有三間、財富狀態位於全臺前1%、戶籍地在臺北,為各變數中購買豪宅機率最高的群體。穩健性測試中,不同模型測試發現年齡在30-39歲以及財富狀態位於 0%-50% 之兩變數(類別)最不具穩健性;價格水準定義測試則指出本文實證結果與房地交易總價在全臺前1% 之超高價豪宅相近。 This article uses the real estate actual transaction price registration data from the Ministry of the Interior and administrative data from Fiscal Information Agency to portray demographic characteristics of the luxury house purchasers in Taiwan during 2012-2019 through linear probability model. Dependent variable represents whether the luxury house is purchased or not and the luxury house is defined as a dwelling of more than NT$40 million total transaction price. Independent variables are demographic variables, including type of purchaser, gender, age, marital status, number of household dependent children, employment status, income condition, house holding status, wealth status, registered domicile place. Besides, add year in the model as a control variable to control the unknown impact of the macroeconomic environment.
The empirical result shows that purchasers who buy through company, and whose demographic characteristic categories are female, 20-29 years old, married, with three household dependent children, employer, income condition ranked at top 1%, owning three houses, wealth status ranked at top 1%, domicile place registered in Taipei have the highest probability to purchase the luxury house. In the robustness test, age in 30-39 years old and wealth status ranked between 0%-50% are found not to be consistent at all. Furthermore, it points out that our empirical result is similar to the analysis which the price definition of the luxury house is ranked at top 1% in Taiwan. |
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Description: | 碩士 國立政治大學 財政學系 109255010 |
Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0109255010 |
Data Type: | thesis |
DOI: | 10.6814/NCCU202200990 |
Appears in Collections: | [財政學系] 學位論文
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