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| Title: | 台灣開放銀行第三方業者發展分析–以麻布記帳為例
Analysis on the development of Taiwan open banking TSP - A case study on Moneybook Corp.,Ltd |
| Authors: | 許婷宣
Hsu, Ting-Hsuan |
| Contributors: | 宋皇志
Sung, Huang-Chih
許婷宣
Hsu, Ting-Hsuan |
| Keywords: | 開放銀行
第三方業者
金融科技新創公司
隱私與個人資料保護
資訊安全
open banking
third party service provider
fintech start-up
privacy and personal information protection
information security |
| Date: | 2020 |
| Issue Date: | 2021-02-01 14:29:18 (UTC+8) |
| Abstract: | 隨著開放銀行在全球金融界吹起的風潮，台灣也積極推展相關政策以乘上世界金融發展的浪頭。開放銀行旨在透過銀行資料的開放，讓消費者能拿回自主財務的掌控權，並打造一個銀行與金融科技業者間的合作框架。雖然多數研究皆認為銀行將在開放銀行下受到極大威脅，然而架構中的另一要角－第三方業者–實也須面對極嚴峻的挑戰。為瞭解第三方業者的情況，本研究採個案研究方法，透過訪問台灣第三方業者- 麻布記帳，分析個案在營運上面臨之內、外部因素，以探討台灣開放銀行之整體狀況。研究結果發現，個案不僅在內部需面對資訊安全之困難，同時需與多個外部對象互動，且受到整體環境法規及政策的高度影響。
“Open Banking” has become a buzzword in global financial market in recent years. Through opening up transaction record, the policy aims for customers to regain control of their finance, and establishes a cooperative framework between banks and Fintech companies. Although most studies believed that only bank is under threat, another significant party- “Third- Party Service Provider (TSP)”- is also facing great challenges. Through 2 interviews with Taiwanese TSP- Moneybook Corp., Ltd., this research employed case study methodology to analyze external and internal factors that affect case’s operation. Research result showed that, the case was highly effected by several factors, including information security, interaction with various organizations, regulations and policy design. |
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| Description: | 碩士
國立政治大學
科技管理與智慧財產研究所
106364213 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0106364213 |
| Data Type: | thesis |
| DOI: | 10.6814/NCCU202100056 |
| Appears in Collections: | [科技管理與智慧財產研究所] 學位論文
|
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| 421301.pdf | | 5178Kb | Adobe PDF2 | 0 | View/Open |
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