Loading...
|
Please use this identifier to cite or link to this item:
https://nccur.lib.nccu.edu.tw/handle/140.119/133877
|
| Title: | 為低收入青年提供財務諮詢與規劃
Financial Planning and Educational Coaching for lower-income young adults |
| Authors: | 賴奕峰
McDaniels, Phillip |
| Contributors: | 周行一
Chow, Hsing-Yi
賴奕峰
Phillip McDaniels |
| Keywords: | 財務
輔導
規劃
教育
社會
Finance
Coaching
Planning
Education
Social |
| Date: | 2020 |
| Issue Date: | 2021-02-01 14:06:14 (UTC+8) |
| Abstract: | 無
Abstract
Fin Lit Academy: Financial Planning & Educational Coaching for Young Adults
By
Phillip C. McDaniels
Fin Lit Academy (FLA) business concept is an opportunity for educational financial coaching & planning for young adults and high schoolers. It is modeled as traditional financial coaching & planning with a social entrepreneurship philosophy to provide and promote financial education.
FLA emphasizes educational financial coaching and providing a safe online platform to assist individuals with financial planning, coaching, and educational courses. The primary scope of FLA is to provide a social benefit in the form of financial education that improves outcomes of individual and associated clients by wealth growth and improved financial acumen. As a Certified Financial Planner with a teaching background, FLA leverages partnering with local schools to promote social awareness of financial literacy and potentially build client profiles.
The target demographics are young adults and high schools by way of school partnering and parents in the Greater Kansas City area. The niche is those who have been priced out of improving their financial health by the traditional financial planning, advising, and consulting industry. FLA is positioned as a teacher first, financial coach second. The education system at large doesn’t teach the necessary skills nor are teachers equipped to do so. Traditional financial planning is costly and many lack trust, funds, knowledge, or a combination of these.
The social impact of FLA is most important to the growth of the company. This allows the company to leverage its unique approach to reach the target demographic and strategic affiliations with local schools, educational platforms, and possible financial institutions for further financial literacy growth and awareness.
Keywords: Finance, Coaching, Planning, Education, Social |
| Reference: | References
1. Council for Economic Education. (2020, February 5). Survey of the States. https://www.councilforeconed.org/survey-of-the-states-2020/#:~:text=Every%20two%20years%2C%20the%20Council,and%20the%20District%20of%20Columbia.
2. Coleman, Hank. (n.d.). Why It’s a Mistake Teaching Financial Literacy in Schools. Money Qanda. ( https://moneyqanda.com/mistake-teaching-financial-literacy-in-schools/
3. Fox, Michelle. (2019, November 11). 99% of Americans Don’t Use a Financial Advisor – Here’s Why. CNBC. https://www.cnbc.com/2019/11/11/99percent-of-americans-dont-use-a-financial-advisor-heres-why.html
4. Dietrich, Paul. (n.d.). Almost Two-Thirds of Clients Don’t Trust Advisors to Act in Their Best Interest: Poll. https://advisorhub.com/resources/almost-two-thirds-of-clients-dont-trust-advisors-to-act-in-their-best-interest-poll/
5. The Advisor Coach. (n.d.). 5 Things People Really Want From Financial Advisors. Retrieved December 2020. https://www.theadvisorcoach.com/5-things-people-really-want-from-financial-advisors.html
6. Lusardi, Annamaria, & Mitchell, Olivia (2011, June). Financial Literacy and Retirement Planning in the United States, Working Paper 17108. National Bureau of Economic Research. http://www.nber.org/papers/w17108
7. Moss, Wes. (Updated 2020, December 7). Is it Worth the Money to Hire a Financial Advisor?. The Balance. Retrieved September 27, 2020, from https://www.thebalance.com/should-you-hire-a-financial-advisor-4120717
8. What is Social Enterprise? (n.d.). Social Enterprise Alliance. Retrieved November 8, 2020, from https://socialenterprise.us/about/social-enterprise/
9. O’Chucks, Solomon. (n.d.). A Sample Financial Coaching Business Plan Template. Profitable Venture. Retrieved September 12, 2020, from https://www.profitableventure.com/financial-coaching-business-plan/
10. IBIS World. (2020, July 30). Financial Planning & Advice in the US – Market Size 2002 – 2026. https://www.ibisworld.com/industry-statistics/market-size/financial-planning-advice-united-states/#:~:text=The%20market%20size%2C%20measured%20by,is%20%2457.2bn%20in%202020.
11. TRUiC. (n.d.). How to Start a Financial Consulting Firm. Retrieved August 28, 2020, from https://howtostartanllc.com/business-ideas/financial-consulting
12. Google Workspace. (n.d.). [Pricing] p. Retrieved September 27, 2020, from https://workspace.google.com/pricing.html?source=gafb-homepage-body-ga_lang%3Den
13. Martin, Emmie. (2019, June 26). Here’s How Much Americans Have Saved for Retirement. CNBC. https://www.cnbc.com/2019/06/26/how-much-americans-have-saved-for-retirement.html#:~:text=Americans%20are%20still%20struggling%20to,have%20saved%20%24200%2C000%20or%20more.Pesce, Nicole L. (2020, January 11). A Shocking Number of Americans are Living Paycheck to Paycheck. Market Watch. https://www.marketwatch.com/story/a-shocking-number-of-americans-are-living-paycheck-to-paycheck-2020-01-07
14. Prosperity Center for Financial Opportunity. (n.d.) [Bundled Services] page. Retrieved October 17, 2020, from http://www.prosperitycenterkc.org/content/services
KC Women’s Employment Network. (n.d.). [What We Do] page. Retrieved October 17, 2020, from http://kcwen.org/what_we_do/financial_coaching
http://guadalupecenters.org/
https://www.cslcares.org/financialcoaching
15. Money Smart. (n.d.). http://www.moneysmartkc.org/. Retrieved November 21, 2020.
16. O’Shea, Arielle, Coombes, Andrea. (2020, November 20). How Much Does a Financial Advisor Cost? Nerd Wallet. https://www.nerdwallet.com/blog/investing/how-much-does-a-financial-advisor-cost/
17. Anspach, Dana. (2020, July 17). How to Evaluate the Cost of Hiring a Financial Planner. The Balance. https://www.thebalance.com/ways-financial-advisors-charge-fees-2388441
18. Consulting Success. (n.d.). Consulting Fees Calculator. Retrieved September 29, 2020 from https://www.consultingsuccess.com/consulting-fees-calculator
19. Kitces, Michael. (2018, September 24). Financial Advisor Success Requires Just 50 Great Clients. Kitces. https://www.kitces.com/blog/50-great-clients-how-many-clients-does-a-financial-advisor-need/#:~:text=The%20bottom%20line%2C%20though%2C%20is,typical%20revenue%20you%20generate%20from
20. Loudenback, Tanza. (2020, February 16). Here’s How Much a Financial Advisor Costs. Business Insider. https://www.businessinsider.com/personal-finance/how-much-is-a-financial-advisor-fee-structure
21. Stanek, Becca. (2020, July 27). How Much Does a Financial Advisor Cost?. Smart Asset. https://smartasset.com/financial-advisor/financial-advisor-cost
22. ZenBusiness. (n.d.). Create Your LLC in Kansas. Retrieved August 28, 2020, from https://shareasale.com/r.cfm?b=1229325&u=1005106&m=81890&urllink=www%2Ezenbusiness%2Ecom%2Ftruic%2Fllc%2Fkansas&afftrack=htsl%20kansas%2Dllc%20regag
23. QuickBooks. (2020). [Pricing] page. https://quickbooks.intuit.com/global/pricing/
24. Burn-Callander, Rebecca. (2016, June 20). How Much Money Does Your Start-Up Need to Survive the First Year? The Telegraph. https://www.telegraph.co.uk/business/sme-home/start-up-costs/
25. Financial Samurai. (2010, October 20). (Updated 2020, August 31). How to Become a Certified Financial PlannerTM (CFP ®). https://www.financialsamurai.com/how-to-become-a-certified-financial-planner-cfp/#:~:text=The%20CFP%C2%AE%20exam%20costs,depending%20on%20what%20you%20choose.
26. https://www.irs.gov/pub/irs-pdf/p587.pdf
27. https://turbotax.intuit.com/tax-tips/small-business-taxes/business-use-of-vehicles/L6hi0zzzh
28. https://turbotax.intuit.ca/tips/computer-software-deductions-for-business-owners-6173 |
| Description: | 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
108933048 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0108933048 |
| Data Type: | thesis |
| DOI: | 10.6814/NCCU202100042 |
| Appears in Collections: | [國際經營管理英語碩士學程IMBA] 學位論文
|
Files in This Item:
| File |
Description |
Size | Format | |
|---|
| 304801.pdf | | 3492Kb | Adobe PDF2 | 97 | View/Open |
|
All items in 政大典藏 are protected by copyright, with all rights reserved.
|
