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| Title: | 寮國的銀行貸款違約的決定因素
Determinants of Loan Defaults in Laos |
| Authors: | 方楠冠
Vongnakhone, Morxay |
| Contributors: | 蔡政憲
Tsai, Jason
方楠冠
Morxay Vongnakhone |
| Keywords: | 小額貸款
鄉村銀行
貸款違約
寮國
Microfinance
Village Bank
Loan Default
Laos |
| Date: | 2020 |
| Issue Date: | 2020-08-03 17:47:51 (UTC+8) |
| Abstract: | This study investigates the determinants of loan defaults of the village banks in Laos. I use a questionnaire and a semi-structured interview to collect data. This research is based on 293 microcredit loans granted by the village banks under the supervision of the microfinance institution (Saving and Credit Union Champa Phatthana). By applying statistical methods, I find that marital status (widowed), family members who earn the living, expenses on festivals less than 1million LAK, no agriculture land holding, loan size (ln), and loan diversion rate less than 35% have positive relations with loan default. Conversely, commute time to the financial institution office, loan diversion rate more than 50%, and construction loan factors have negative relations. |
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| Description: | 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
107933050 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0107933050 |
| Data Type: | thesis |
| DOI: | 10.6814/NCCU202000789 |
| Appears in Collections: | [國際經營管理英語碩士學程IMBA] 學位論文
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