English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  Items with full text/Total items : 113648/144635 (79%)
Visitors : 51663883      Online Users : 631
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
    •  Adv. Search
    Home ‧ Login ‧ Upload ‧ Help ‧ About ‧ Administer Goto mobile version


    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/128152


    Title: 我國保險業裁罰案件之法律實證研究
    An Empirical Legal Study on Administrative Sanctions against Insurance Enterprise in Taiwan
    Authors: 陳俊元
    Chen, Chun-Yuan
    徐聿芊*
    Contributors: 風管系
    Keywords: 保險監理;裁罰;有效性;透明性;實證研究
    Insurance Regulation;Sanction;Effectiveness;Transparency;Empirical Study
    Date: 2019-07
    Issue Date: 2020-01-10 11:11:50 (UTC+8)
    Abstract: 金融產業由於涉及市場秩序與消費者保護，在我國向屬於高度監理之產業。保險業由於涉及保戶大眾之權益，更為監理之重心所在。然而，如果監理密度過高，但裁罰之發動或標準並不明確，可能導致業者難以預期評估，更可能導致業者動輒得咎，致生經營上之困難，對於市場並非有利。近來許多保險裁罰案件中，多涉及裁罰基礎不明確之爭議，可見本問題之嚴重性。因此，如何平衡監理與業者之經營自由，瞭解保險監理之特徵與趨勢，乃為亟待釐清之議題。本文乃從金融監理之有效性與透明性切入，並針對本文所蒐集之近年保險業裁罰案進行法律實證研究。本文將各種裁罰案歸納為七種主要類型，以檢討其是否妥適。之後再針對所有之案件進行統計分析，以明瞭保險業裁罰案件之特徵、趨勢、以及問題。最後，總結全文之法律與實證分析，對我國保險業裁罰提出建議。
    Financial industry is highly regulated in Taiwan because of concerning market and consumer protection. Insurance enterprise is even more involving with insured and therefore at the core of regulation. However, intense regulation with vague standard and trigger of sanction, may undermine the expectation of insurer, cause the difficulty in business, and finally hurt the market. Thus, it is a critical issue to realize the characteristic and tendency of insurance regulation, and then strike a balance between regulation and business. This paper will start by regulatory effectiveness and transparency, and then conduct an empirical legal study on insurance sanction cases in recent years in Taiwan. This study categorizes administrative sanctions against insurance enterprise into seven groups and then examines the appropriateness. Afterwards, this paper will use empirical methods to clarify the characteristic, tendency, and issue of insurance sanction. Finally, we will conclude all legal and empirical analyses, and then provide suggestions for relevant administrative sanctions in Taiwan.
    Relation: 中正財經法學, 19, 105-186
    Data Type: article
    Appears in Collections:[風險管理與保險學系] 期刊論文

    Files in This Item:

    File Description SizeFormat
    index.html0KbHTML2561View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback