政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/120814

English | 正體中文 | 简体中文 | Post-Print筆數 : 27 | Items with full text/Total items : 113648/144635 (79%)
Visitors : 51619225 Online Users : 556

RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.

Home ‧ Login ‧ Upload ‧ Help ‧ About ‧ Administer

政大機構典藏 > 商學院 > 風險管理與保險學系 > 期刊論文 > Item 140.119/120814

Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/120814

Title:	Using Taiwan National Health Insurance Database to model cancer incidence and mortality rates
Authors:	Yue, Jack C. 余清祥 Wang, Hsin-Chung Leong, Yin-Yee Su, Wei-Ping
Contributors:	統計系
Keywords:	Cancer insurance;Longevity risk;Big data;Stochastic models;National Health Insurance
Date:	2018-01
Issue Date:	2018-10-30 17:27:00 (UTC+8)
Abstract:	The increasing cancer incidence and decreasing mortality rates in Taiwan worsened the loss ratio of cancer insurance products and created a financial crisis for insurers. In general, the loss ratio of long-term health products seems to increase with the policy year. In the present study, we used the data from Taiwan National Health Insurance Research Database to evaluate the challenge of designing cancer products. We found that the Lee-Carter and APC models have the smallest estimation errors, and the CBD and Gompertz models are good alternatives to explore the trend of cancer incidence and mortality rates, especially for the elderly people. The loss ratio of Taiwan`s cancer products is to grow and this can be deemed as a form of longevity risk. The longevity risk of health products is necessary to face in the future, similar to the annuity products. (C) 2017 Elsevier B.V. All rights reserved.
Relation:	INSURANCE MATHEMATICS & ECONOMICS, 78, 316-324
Data Type:	article
DOI 連結:	http://dx.doi.org/10.1016/j.insmatheco.2017.09.016
DOI:	10.1016/j.insmatheco.2017.09.016
Appears in Collections:	[風險管理與保險學系] 期刊論文

Files in This Item:

File	Description	Size	Format
316.pdf		779Kb	Adobe PDF2	440	View/Open

社群 sharing

著作權政策宣告 Copyright Announcement

1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.

Loading...