| Reference: | 三、中文書籍
[1] 林友田［民７５］，新票據法實施後的因應策略，實業家出版社。
[2] 金融人員研訓中心［民７８］，銀行消費性貸款實務。
[3] 洪燦輝［民７３］，徵信典範，台北：中華徵信所。
[4] 省屬行庫中小企業聯合輔導中心編撰［民８１］，企業徵信與呆帳預防，第三版。
[5] 黃俊英［民８０］，多變量分析，中華經濟企業研究所出版，第四版。
[6] 彭昭英［民８２］，ＳＡＳ與統計分析，台北：儒林書局，初版。
[7] 葉國興［民６９］，授信管理理論與應用，台北：三民書局，初版。
[8] 楊建民［民８０ａ］，專家系統與機器學習－財務專家系統知識庫建構與學習之研究，時英出版社。
[9] 簡國隆［民６５］，如何減少信用交易損失，聯經出版公司。
一、
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二、
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18. Quinlan, J. R.[1983], “Learning Efficient Classification Procedures and their Application to Chess End Games”, In R. S. Michalski et al. (eds.), Machine learning : An Artificial Intelligence Approach. Palo Alto, CA:Tioga.
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20. Rock, A. [1984] ,” Sure Ways to Score with Lenders”, Money, Sept, pp. 121-126.
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