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政大典藏 > College of Commerce > Department of Risk Management and Insurance > Periodical Articles > Item 140.119/75671

Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/75671

Title:	Typhoons and opportunistic fraud: Claim patterns of automobile theft insurance in Taiwan
Authors:	Pao, T.-I.;Tzeng, Larry Y.;Wang, Kili C. 曾郁仁
Contributors:	風管系
Date:	2014-03
Issue Date:	2015-06-11 13:07:25 (UTC+8)
Abstract:	We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market. © The Journal of Risk and Insurance.
Relation:	Journal of Risk and Insurance, 81(1), 91-112
Data Type:	article
DOI link:	http://dx.doi.org/10.1111/j.1539-6975.2012.01498.x
DOI:	10.1111/j.1539-6975.2012.01498.x
Appears in Collections:	[Department of Risk Management and Insurance] Periodical Articles

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