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| Title: | 發展中國家小額信貸計畫之可行性分析：以厄瓜多為例
Feasibility Analysis of Microfinance Project in Developing Country: The Case of Ecuador |
| Authors: | 藍多麗
Landazuri, Doris |
| Contributors: | 郭維裕
Kuo, Weiyu George
藍多麗
Landazuri, Doris |
| Keywords: | 貧窮
孟加拉鄉村銀行
小額貸款
微型金融
Poverty
Grameen Bank.
microcredit
microfinance |
| Date: | 2014 |
| Issue Date: | 2015-05-01 11:35:18 (UTC+8) |
| Abstract: | 發展中國家小額信貸計畫之可行性分析：以厄瓜多為例
Poverty is one of the major problems around the world and it is also the cause of many others. The 2006 Nobel Prize laureate Mohammed Yunus, started in the 1980s the microfinance revolution. He created the Grameen Bank and the social business concept which is a combined and organized effort of poverty alleviation through a self sustaining business mechanism.
This thesis seeks to first understand Yunus’s microfinance model, to evaluate the microfinance industry in Ecuador, second, to identify what part of the population is excluded from this financial tool and finally to create a workable microcredit model adapted to the Ecuadorian situation. This model is mostly based on the Grameen Bank strategies, other countries experiences and innovative ideas taking into account the Ecuadorean reality. Due to the sociopolitical situation in Ecuador, a key factor of success is the alliance with the government and the economic support from international agencies. Delivering microcredit services presents several challenges; therefore many efforts are needed to its implementation. However the results can be very encouraging, improving gradually the life of approximately a third of the Ecuadorian population who lives on less than USD 2.7 a day. |
| Reference: | Fernando, N. A. (2006). Understanding and Dealing with High Interest Rates on Microcredit: A Note to Policy Makers in the Asia and Pacific Region.
Gert-van, M. H. (2004). Microcredit: Sound Business or Development Instrument. Okiocredit.
Long, C. D. (1990). Report of Program Working Group. In Women`s Ventures: Assistance to the Informal Sector in Latin America. (M. Berger, & M. Buvinic, Eds.) West Hartford, CT: Kumarian Press.
Mosley, P. (1999). Microfinance and Poverty: Bolivia Case Study. United Kingdom: World Development Report.
Robinson, M. S. (2002). The Microfinance Revolution: Sustainable Finance for the Poor. Washington D.C.: World Bank Office of the Publisher.
Schiller, B. (2004). The Economics of Poverty and Discrimination (Ninth edition ed.). New Jersey, Upper Saddle River: Prentice Hall.
Seibel, H. D. (1998). Microfinance in the Philippines. Economics and Sociology Papers , 2367.
Seibel, H. D., & Torres, D. (1998). Are Grameen Replications sustainable, and do they reach the poor? Ohio: The Ohio State University.
Shahidur R., K., Baqui, K., & Zahed, K. (1995). Performance and Sustainability of the Grameen Bank. Washington D.C.: World Bank.
Shahidur, K. R., Baqui, K., & Zahed, K. (1995). The Grameen Bank: Performance and Sustainability. Washington D.C.: The World Bank.
The Inter-American Development Bank (IDB) and Microenterprise. (2004). “What is a microenterprise?". Promoting Growth with Equity .
White, A. M. (2012). Credit and Human Welfare: Lessons from. (L. L., Ed.) Washington and Lee Law Review , 69.
Yunus, M. (1999). Banker to the Poor: Micro-lending and the Battle against World Poverty. New York: Public Affairs Press.
Yunus, M. (1991). The Grameen Bank: Experiences and Reflections. Dhaka: Grameen Bank.
Yunus, M., & Jolis, A. (1998). Banker to The Poor: The Autobiography of Muhammad Yunnus. Aurum: Grameen Bank. |
| Description: | 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
102933051
103 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0102933051 |
| Data Type: | thesis |
| Appears in Collections: | [國際經營管理英語碩士學程IMBA] 學位論文
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