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政大典藏 > College of Commerce > Department of Risk Management and Insurance > Periodical Articles > Item 140.119/74433

Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/74433

Title:	Heterogeneity of the Accident Externality from Driving
Authors:	Huang, Rachel J.;Tzeng, Larry Y.;Wang, K.C. 黃瑞卿;曾郁仁
Contributors:	風險與保險研究中心
Date:	2014-12
Issue Date:	2015-04-09 17:22:58 (UTC+8)
Abstract:	This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles’ characteristics.
Relation:	Journal of Risk and Insurance,81(4),735-756 10.1111/j.1539-6975.2013.01517.x
Data Type:	article
Appears in Collections:	[Department of Risk Management and Insurance] Periodical Articles

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