政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/73471
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  Items with full text/Total items : 113311/144292 (79%)
Visitors : 50937652      Online Users : 925
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
    •  Adv. Search
    Home ‧ Login ‧ Upload ‧ Help ‧ About ‧ Administer Goto mobile version


    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/73471


    Title: 影響大陸地區銀行獲利能力與風險的因素
    Other Titles: The Determinants of Profitability and Risk of Banks in China
    Authors: 呂青樺;沈中華
    Lu, Chin-Hwa;Shen, Chung-Hua
    Contributors: 國發所
    Keywords: 中國國有商業銀行;股份制商業銀行;城市商業銀行;官股比例
    State-owned banks;joint-venture banks;city commercial banks;state-owned stock
    Date: 2006-09
    Issue Date: 2015-02-11 14:42:42 (UTC+8)
    Abstract: 本文依照中國金融體系的現況, 針對國有銀行, 政策性銀行, 股份制商業銀行及城市商業銀行等4種不同類型銀行的獲利績效進行比較實證研究. 其中的股份制商銀與城市銀行, 其資本組成除少數仍有國務院持股(即中央政府持股)外, 股東成員擴及地方政府, 國有企業及民間企業, 股本結構明顯較國有商業銀行及政策銀行多元化. 不同的股本結構, 尤其是官股比例(政府持股比例)是否對各家銀行的獲利能力產生影響, 是本文主要研究興趣所在. 本文採用Bankscope資料庫, 涵蓋1997至2004年中國大陸49家銀行的財務及股東資料. 結果發現:銀行股權結構中, 中央政府持股比例越高, 銀行獲利表現越差, 地方政府持股的影響則較不明顯; 而4類銀行中, 股份制商銀與城市商銀的表現遠優於國有銀行及政策銀行.
    The article studies the profitability and risk of state-owned commercial banks, policy banks, joint-equity commercial banks, and city commercial banks of China. Different from the pure state-owned national banks and policy banks, the shareholders of joint-equity commercial banks, and city commercial banks are more diversified, including central government, local governments, state-owned enterprises and private enterprises. Our main interests are to figure out the effect of government-owned-stock, central and local, on the profitability and risk of banks in China. Using forty-nine Chinese banks` financial and ownership data retrieved from the Bankscope database, our empirical results show that the higher the ratio of central government owned stock is, the worse the profitability of this bank is. And we also found the profitability of joint-venture commercial banks and city commercial banks is superior to that of state-owned banks and policy banks.
    Relation: 中國大陸研究 , 49(3) , 119-142
    Data Type: article
    Appears in Collections:[Graduate Institute of Development Studies] Periodical Articles

    Files in This Item:

    File Description SizeFormat
    119-142.pdf1202KbAdobe PDF2705View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback