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    Title: 電信事業建立聯合徵信中心之可行性研析
    A feasibility study on the joint credit information center of telecom operators
    Authors: 曾志強
    Tseng, Ben
    Contributors: 郭炳伸
    KUO, B.S.
    曾志強
    Tseng, Ben
    Keywords: 電信聯合徵信中心
    電信詐欺
    電信呆帳
    社會成本
    Telecom Joint Credit Information Center
    Telecom fraud
    Telecom bad debts
    Social costs
    Date: 2010
    Issue Date: 2013-09-05 14:05:48 (UTC+8)
    Abstract: 近年來,國內因大環境的變遷及電信自由化的推行,電信服務已成為國人日常生活中不可或缺之工具,尚因法規環境未置完善,致使電信人頭電話亦成為電信詐欺的犯罪的工具,電信詐欺不僅造成電信呆帳,並破壞電信事業的電信秩序及健全發展的環境外,同時嚴重影響社會治安、增加社會成本及損害公共利益,更使國家整體之競爭力受到負面的牽引。上述因產業政策不明確及法律制度的不健全,並未與時俱進,使電信犯罪之源頭電信人頭帳戶,無法建立有效的預防機制,故使電信市場成為電信詐欺份子得以犯罪的快樂天堂,並以「有騙無類」的作風行騙老少及國內外,電信詐欺目前已成為我國民怨排行第二名,致使得國內訂立電信聯合徵信制度的需求,成為產業界、輿論界、政界與法學界關心的焦點。
    本研究係蒐集分析電信詐欺之特性及其對電信事業及社會成本增加所造成的損傷及影響,並以國外如英、美、日本及新加坡等國電信聯合徵信制度之損失統計及相關的法例及作法,藉由實務上之運作與現行法令的落差,檢視目前國內法律不足之處。同時由憲法位階對人權之秘密通訊之保障,對我國未來電信事業建立聯合徵信中心可行性提出研析與建議。
    Since the liberalization of telecom, telecommunication services become more and more an integral part of everyday life. Unfortunately, as well as telecom fraud through fraudulent accounts has become a serious problem in Taiwan. Due to telecom regulations are not regularly updated, the false account numbers were abused easily by the telecom fraud group, and not only caused telecom operators bad debt and profit lose, but also increased social cost obviously, such as the social security, public benefit and the country competitiveness.

    There is no effective preventive measure to address telecom fraud. Therefore, this country becomes a paradise for this type of activity. Telecom fraud targets all people, the youth, the elderly and even foreign immigrants, and ranks in the top two in social grievances. The telecom joint credit information system was paid attention by the Public, Industry and Government, which is to build up a effective preventive mechanism by regulation for telecom fraud is a important issue to be solved.

    Due to the uncertainty industrial policy and the legal system do not harmony with social needs, and not kept pace with the times, so that the source of the fake telecom numbers for telecom fraud criminal are unable to manage and block.

    In this study, I will analyze the characteristics of telecom fraud and its social cost and impact on the telecom industry and then to discuss the Telecom joint credit regulatory and practices used in other countries such as Britain, the United States, Japan and Singapore. This analysis will compare it with the current domestic legal deficiencies and proposes feasible recommendations.
    Reference: 丁水復,〈新興詐欺犯罪問題防治法制之研究〉,國立中山大學大陸研究所碩士在職專班碩士論文,2005。
    王耀輝,〈電話詐騙犯罪成因與防治策略〉,國立台北大學犯罪學研究所碩士論文,2006。
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    方修忠、周佑霖,〈追求以消費者保護為中心之產業營運效益-電信聯合徵信制度之擬議〉全國資訊通信法律研討會論文集,2003。
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    林信宏,〈論信用資料交換法制之基礎〉,金融聯合徵信雙月刊第3期,2008。
    柯宏宜,〈警政署「165 反詐騙諮詢專線」流程再造之研究〉玄奘大學碩士論文,2009年。
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    許春金,《犯罪學》,2007。
    陳順和,〈行動電話簡訊詐欺犯罪問題之成因與對策探討〉,中正大學探討犯罪研究中心透視犯罪問題第2期,2003。
    蔡田木、陳永鎮,〈新興詐欺犯罪趨勢與防治對策之探討〉,央警察大學《2006 年犯罪防治學術研討會論文集》,2006
    盧俊光,〈新興犯罪模式及其偵查作為之研究〉,中央警察大學研究所碩士論文,2007年。
    張進發,〈我國電信自由化之演進〉,台灣電信月刊144期,2011年3月。
    劉孔中,《通訊傳播法:數位匯流、管制革新與法治國家》,臺灣本土法學雜誌,2010。
    謝浚鋒,〈電信詐欺犯罪模式與偵查之研究〉,國立台北大學犯罪研究所碩士碩士,2009。
    Description: 碩士
    國立政治大學
    經營管理碩士學程(EMBA)
    98932423
    99
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0098932423
    Data Type: thesis
    Appears in Collections:[經營管理碩士學程EMBA] 學位論文

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