政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/36742
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  全文笔数/总笔数 : 113303/144284 (79%)
造访人次 : 50817920      在线人数 : 735
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
搜寻范围 查询小技巧：
  • 您可在西文检索词汇前后加上"双引号"，以获取较精准的检索结果
  • 若欲以作者姓名搜寻，建议至进阶搜寻限定作者字段，可获得较完整数据
    •  进阶搜寻


    请使用永久网址来引用或连结此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/36742


    题名: 保險金信託法律問題之研究
    作者: 吳玉鳳
    贡献者: 林勳發
    吳玉鳳
    日期: 2001
    上传时间: 2009-09-18 19:25:18 (UTC+8)
    摘要: 無 由於九二一地震的發生，使政府及父母不得不思考未成年人監護制度本質上之問題。本文試以未成年人監護制度規範上之不足為遠因，並說明近代信託與監護之發展，顯現出信託之重要性。對於中產階級者而言，「保險信託」則是避免監護人不利益於受監護人之良好替代性方案。
    本文主要研究我國保險金信託之法律問題，先論述信託之法律關係，次以美國人壽保險信託模式剖析保險信託制度上之本質。由於法律技術之規範及信託相關課稅規範之不同，使得我國保險金信託與美國保險信託，大異其趣。現行保險金信託制度上並非不可行，僅係制度上可能產生如下問題：
    1.保險契約當事人須放棄受益人變更權？
    2.信託受益人先於被保險人死亡。
    3.監護人終止信託契約。
    4.受託人違反職責。
    5.若受託人為保險受益人，是否須具備保險利益？
    本文著重於對上述五項問題加以討論；最後，對現行保險金信託作評析並提出建議。
    關鍵字：未成年人監護、信託財產、不可撤銷人壽保險信託、保險信託、他益信託
    After the happening of the 921 earthquake, the government and parents of the survived minors were forced to consider the problem of minor guardianship system. This paper is, basing on the inadequateness of the minor guardianship system, to interpret the recent development of the trust and guardian systems and then to reveal the significance of trust system. As regards the middle-class,“insurance trust”is a valuable alternative scheme for avoiding the adverse effects of minor guardianship system.
    The main theme of this paper is focused on the legal issues of the insurance trust. In the first place, the legal relation of trust is discussed. Secondly, by means of life insurance trust of USA, the essentiality of insurance trust is dissected. Due to the difference of legal technique and trust taxation, insurance trust is different between USA and ROC.
    Currently, insurance trust is operated with some potential issues:
    1.Whether the applicant of an insurance contract has to abandon the rights of changing beneficiary?
    2.the effects of beneficiary of insurance trust predeceasing the insured.
    3.the effects of the termination of insurance trust by the guardian.
    4.issue of breach of duties by the trustee.
    5.is an insurable interest is required when the trustee is the beneficiary of the insurance contract?
    After analyzing the above-mentioned five issues, some conclusive remarks and suggestions are submitted in the final place.
    Keywords: Minor Guardianship, Trust Property, Irrevocable Life Insurance Trust (ILIT), Insurance Trust, Third Person-benefit Trusts.
    描述: 碩士
    國立政治大學
    風險管理與保險研究所
    89358003
    90
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G91NCCU2172012
    数据类型: thesis
    显示于类别:[風險管理與保險學系] 學位論文

    文件中的档案:

    没有与此文件相关的档案.



    在政大典藏中所有的数据项都受到原著作权保护.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - 回馈