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    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/36693


    Title: The Effects of Non-interest Income Diversification on the Riskiness and Profitability of Commercial Banks
    Authors: 王妍云
    Contributors: 張元晨
    王妍云
    Keywords: Diversification
    profit
    risk
    Date: 2004
    Issue Date: 2009-09-18 19:18:25 (UTC+8)
    Abstract: This study examines whether diversification is beneficial to commercial banks using data of U.S., Europe and Asia banks from 1997 to 2003. The empirical results suggest that banks perform better if they diversify between interest and non-interest activities, but this effect is not significant when banks diversify within each of these broad sets of activities. Regional results point out the different effects of commercial banks in U.S., Europe and Asia. My results show that banks earn less risk-adjusted returns from commission, fee and trading income. We conclude that increasing non-interest shares is not as good as expected.
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    Description: 碩士
    國立政治大學
    財務管理研究所
    92357021
    93
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0923570211
    Data Type: thesis
    Appears in Collections:[Department of Finance] Theses

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