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    题名: 台灣消費性信用緊縮之研究─以雙卡風暴為例
    Study on the consumer credit crisis in Taiwan - An Analysis of the credit card and cash card crisis
    作者: 林靜慧
    Helen Lin
    贡献者: 林信助
    林靜慧
    Helen Lin
    关键词: 信用卡
    現金卡
    雙卡風暴
    銀行過多
    信用擴張
    經濟緊縮
    日期: 2007
    上传时间: 2009-09-17 18:54:19 (UTC+8)
    摘要: 台灣消費性信用緊縮之研究─以雙卡風暴為例
    Abstract

    Taiwan has suffered a credit crisis on unsecured lending products that began at the end of 2005. The default on credit cards and cash card products have incurred almost 300 billion NT dollars to be written off during the period from October 2005 to the end of 2007, hitting the highest amount of none-performing loans (NPL) for Taiwan’s plastic payment history. This thesis gives a comprehensive account on the development of credit cards and cash card products, while cross–examining their relation to (1) the over-banking phenomena, (2) the over-lending with proliferation of unsecured lending products, and (3) the stressed economy, and, in the end, provides my recommendation for unsecured consumer financial product development in Taiwan.
    參考文獻: References
    Bein and Calomiries. 2001. Charles W., Emerging Financial Market. McGraw-Hill International.
    Fabozzi. 2007. Bond Market, Analysis, and Strategies. Pearson Prentice Hall.
    Financial Statistics Monthly, Taiwan District, R.O.C. compiled by Economic Research Department, Central Bank of the Republic of China (Taiwan)
    Hong Kong Statistics, Official Receiver’s Office from The Government of Hong Kong Special Administration Region.
    Jomo. 2004, After The Storm: Crisis, Recovery and Sustaining Developing in Four Asian Economies, Singapore University Press.
    Kao. 2004. The Relationship Between Ratio of Capital Adequacy and Business Cycle for the Banking Industry In Taiwan, Master Thesis
    McClave, Benson, and Sincich. 2008. Statistics for Business & Economics, Tenth Edition, Pearson International
    Hunn. 1970. 5P Theory.
    Taiwan Directorate General of Budget Accounting and Statistics (DGBAS) of Executive Yuan
    Taiwan Financial Supervisory Commission SC, Abridged Income Statement
    Taiwan Ranting Corp. 2005. Taiwan Financial Sector Outlook 2005, Time to Change Gears?
    Wu. 2002. A comparable and analysis on Operation Efficiency and Productivity Change between New Bank and Old Bank in Taiwan.
    王冠倫(2004)。現金卡風險管理知覺與績效關係研究。碩士論文。
    林俊宏(2006)。現金卡授信風險評估模式。碩士論文。
    莊淑琴(2002)。本國銀行授信管理暨呆帳轉銷之個案研究。碩士論文。
    張文生(2001)。銀行建購信用卡信用風險即時預警系統。碩士論文。
    林金龍(2006)。國內當前雙卡債問題分析與探討-市場經濟下政府應發揮的職能。國立政治大學管理經營碩士論文。
    許淑芬(2006)。雙卡風暴的成因與對策。台灣智庫通訊第20期。
    描述: 碩士
    國立政治大學
    國際經營管理碩士班(IMBA)
    95933004
    96
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G0095933004
    数据类型: thesis
    显示于类别:[國際經營管理英語碩士學程IMBA] 學位論文

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