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    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/31958


    Title: 論「本國銀行走出去、外國銀 行引進來」政策─以台灣銀行業經營績效評估
    An Efficacy Evaluation on the Policy of “Domestic Banks Marching Outward, and Foreign Banks Coming In" in Taiwan
    Contributors: 翁永和
    劉麗卿
    Keywords: 全球化
    本國銀行
    經營績效
    外國銀行進入
    Abstract: 近年來全球化的風潮快速席捲全世界,外國銀行在2007、2008年積極併購台灣本國銀行,台灣銀行業亦努力向海外擴展,政府同樣也提出「本國銀行走出去、外國銀行引進來」之政策目標,惟全球化是否能夠提升台灣本國銀行之經營績效,實有待研究,爰本文冀藉由實證研究以探討全球化對於台灣銀行業經營績效之影響。
    本文採台灣34家本國銀行2001年至2007年共7年資料為樣本,利用固定效果模型進行實證研究。在變數資料上,以台灣銀行業的國際化程度代表「本國銀行走出去」政策,外國銀行進入程度代表「外國銀行引進來」政策,本國銀行的經營績效則以資產報酬率、淨利息收入、非利息收入、用人及其他非利息費用為代表。實證結果發現,外國銀行的進入,與台灣銀行業的資產報酬率及淨利息收入呈現負相關,與非利息收入、用人及其他非利息費用呈現正相關,另台灣銀行業的國際化與其用人及其他非利息費用呈現正相關。因此,全球化對於台灣銀行業之經營績效有其正面及負面影響。
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    網站
    行政院金融監督管理委員會全球資訊網,http://www.fscey.gov.tw/。
    行政院金融監督管理委員會銀行局網站,http://www.banking.gov.tw/。
    行政院主計處網站,http://www.dgbas.gov.tw/。
    Description: 碩士
    國立政治大學
    行政管理碩士學程
    94921040
    96
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0094921040
    Data Type: thesis
    Appears in Collections:[行政管理碩士學程(MEPA)] 學位論文

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