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    Title: 銀行保險通路與類定存保單銷售會影響保險公司的投資風險嗎?
    Authors: 彭金隆;張邦茹;許永明
    Contributors: 風管系
    Date: 2023-11
    Issue Date: 2024-03-05 16:16:29 (UTC+8)
    Abstract: 本文的目的,在於:探討人壽保險業之銀行保險通路與銷售類定存保證報酬型保單,是否會影響保險公司的投資風險。我們利用台灣20家壽險公司從2007年至2018年的資料來進行分析,結果發現:使用銀行保險通路比率愈高的壽險公司,其投資風險愈低。再者,我們也發現壽險公司銷售類定存商品的比率愈高,則其投資風險愈大,且銀行通路會減弱壽險公司銷售類定存商品所帶來的投資風險。
    Relation: 經濟論文
    Data Type: article
    Appears in Collections:[Department of Risk Management and Insurance] Periodical Articles

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