政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/148509
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  全文筆數/總筆數 : 113160/144130 (79%)
造訪人次 : 50762153      線上人數 : 695
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
搜尋範圍 查詢小技巧：
  • 您可在西文檢索詞彙前後加上"雙引號"，以獲取較精準的檢索結果
  • 若欲以作者姓名搜尋，建議至進階搜尋限定作者欄位，可獲得較完整資料
    •  進階搜尋
    政大機構典藏 > 商學院 > 資訊管理學系 > 學位論文 >  Item 140.119/148509


    請使用永久網址來引用或連結此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/148509


    題名: 應用區塊鏈代幣化技術設計與實作參數型保險平台
    Design and Implementation of a Parametric Insurance Platform using Blockchain Tokenization Technology
    作者: 黃崇倫
    Huang, Chung-Lun
    貢獻者: 陳恭
    Chen, Kung
    黃崇倫
    Huang, Chung-Lun
    關鍵詞: 參數型保險
    代幣化技術
    以太坊
    智能合約
    Chainlink
    Chainlink Automation
    Parametric Insurance
    Tokenization Technology
    Ethereum
    Smart Contracts
    Chainlink
    Chainlink Automation
    日期: 2023
    上傳時間: 2023-12-01 10:50:18 (UTC+8)
    摘要: 近年來隨著區塊鏈技術和加密貨幣的興起，越來越多以區塊鏈為基礎的保險商品被提出討論，其中參數型保險因其獨特的產品特性，適合在區塊鏈上以數據驅動的方式來實現。本研究旨在探討使用區塊鏈技術及代幣化策略來解決當前保險市場的問題，透過設計與實作一個基於區塊鏈的參數型保險平台來驗證其效益與可行性。該研究提出了創新的區塊鏈保險解決方案，將傳統保險的數據以智能合約進行參數化，賦予要保人自訂保險內容的彈性，同時結合了代幣化技術與投資人的角色來維持平台的運行，以實現保險的自動化交易。
    在系統實作方面，透過將保險的理賠邏輯實現於以太坊區塊鏈上，並使用ERC-20的代幣標準來達成權益代幣的交易與轉讓。同時為了符合實際的應用場景，將系統與去中心化預言機 Chainlink做整合，以實現保險理賠的自動化執行。經實驗證實，該系統能適用於多種保險場景，並具有良好的擴展性與可移植性。本研究的方法與觀點可為保險行業的轉型與升級提供新的思路和方向，對區塊鏈在保險行業的應用研究具有重要的參考價值。
    In recent years, with the rise of blockchain technology and cryptocurrencies, many insurance products based on blockchain have been proposed and discussed. Among them, parametric insurance is suitable for data-driven implementation on the blockchain due to its unique product characteristics. This study explores blockchain technology and tokenization strategies to solve the current problems in the insurance market by designing and implementing a parametric insurance platform based on blockchain to verify its benefits and feasibility. The study proposes an innovative blockchain insurance solution that parameterizes traditional insurance data with smart contracts, granting policyholders the flexibility to customize their insurance contents. It also combines tokenization technology and the role of investors to maintain the platform’s operation to achieve automated insurance transactions.
    In the system implementation, the claimed logic of insurance is implemented on the Ethereum blockchain, and the ERC-20 token standard is used to achieve the trading and transfer of equity tokens. To meet the real-world application scenarios, the system is integrated with the decentralized oracle Chainlink to achieve automated insurance claim execution. Experiments have confirmed that the system can be applied to various insurance scenarios and has good extensibility and portability. The methods and perspectives of this study can provide new ideas and directions for the transformation and upgrading of the insurance industry and have essential reference value for the application research of blockchain in the insurance industry.
    參考文獻: 1. Aleksieva, V., Valchanov, H., & Huliyan, A. (2019). Application of smart contracts based on ethereum blockchain for the purpose of insurance services. 2019 International Conference on Biomedical Innovations and Applications (BIA),
    2. Arbol: The future of climate risk management. Retrieved from https://www.arbol.io
    3. Buterin, V. (2014). A next-generation smart contract and decentralized application platform. white paper, 3(37), 2-1.
    4. Chainlink Documentation. Retrieved from https://chain.link
    5. Cousaert, S., Vadgama, N., & Xu, J. (2022). Token-based insurance solutions on blockchain. In Blockchains and the Token Economy: Theory and Practice (pp. 237-260). Springer.
    6. Ellis, S., Juels, A., & Nazarov, S. (2017). Chainlink: A decentralized oracle network. Retrieved March, 11(2018), 1.
    7. ERC20 Token: Crypto currency on the Ethereum Blockchain Network. Retrieved from https://erc20.tech/erc20token-whitepaper
    8. Etherisc: Make Insurance Fair and Accessible. Retrieved from https://etherisc.com
    9. Gatteschi, V., Lamberti, F., Demartini, C., Pranteda, C., & Santamaría, V. (2018). Blockchain and smart contracts for insurance: Is the technology mature enough? Future internet, 10(2), 20.
    10. Nakamoto, S. (2008). Bitcoin: A peer-to-peer electronic cash system. Decentralized business review.
    11. Purswani, P. (2021). Blockchain-based Parametric Health Insurance. 2021 IEEE Symposium on Industrial Electronics & Applications (ISIEA),
    12. 單信瑜、王文祿(2018)。以保險商品輔助民眾與社區土石流自主應變作為 之可行性研究。行政院農業委員會水土保持局 107 年度水土保持局創新研究 計畫成果報告書
    13. 邱祈榮、許庭瑋(2022)。區塊鏈於碳交易制度之應用。中華林學季刊 (Quarterly Journal of Chinese Forestry) 55(1):1—18 (2022)
    14. 臺灣產物降水量參數養殖水產保險。107.05.09 產精算字第 1070001105 號函 備查
    描述: 碩士
    國立政治大學
    資訊管理學系
    110356022
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G0110356022
    資料類型: thesis
    顯示於類別:[資訊管理學系] 學位論文

    文件中的檔案:

    檔案 描述 大小格式瀏覽次數
    602201.pdf5899KbAdobe PDF1檢視/開啟


    在政大典藏中所有的資料項目都受到原著作權保護.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - 回饋