English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  Items with full text/Total items : 113325/144300 (79%)
Visitors : 51185485      Online Users : 920
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    政大機構典藏 > 商學院 > 金融學系 > 學位論文 >  Item 140.119/145869
    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/145869


    Title: 中國各省發展程度對互聯網保險意識的影響 ——以水滴保險爲例
    Effects of Development Levels Across China Provinces on Awareness of Online Insurance – A Case Study of Waterdrop Insurance
    Authors: 蔡嘉騰
    Chua, Jia Teng
    Contributors: 張興華
    Hsing-Hua Chang
    蔡嘉騰
    Chua, Jia Teng
    Keywords: 主成分分析
    互聯網保險意識
    水滴保險公司
    Principal Component Analysis
    Internet Insurance Awareness
    Waterdrop Insurance
    Date: 2023
    Issue Date: 2023-07-06 16:48:48 (UTC+8)
    Abstract: 本研究聚焦於中國互聯網保險市場的發展以及各省發展程度對互聯網保險意識的影響,以水滴保險公司為例進行深入探究。互聯網保險市場近年來迅速崛起,2021年保費收入達到3778.7億元,同比增長29.9%,互聯網保險公司數量也在不斷增加。然而,各省的發展狀況對互聯網保險的接納和理解程度產生重大影響。因此,本研究選取五個代表性城市,並採用主成分分析方法,以城鎮化率、公共財政教育支出、互聯網寬帶接入用戶、保費收入、城鎮基本醫療保險基金收入等五個因數為研究指標,旨在揭示各城市互聯網保險意識的特徵和發展態勢。本研究期望為進一步促進中國互聯網保險業務的發展提供有益參考。
    This study focuses on the development of China Internet insurance market and the influence of the development level of each province on Internet insurance awareness, taking Waterdrop Insurance as an example to conduct in-depth exploration. The Internet insurance market has risen rapidly in recent years. In 2021, insurance premium income reached 377.87 billion yuan, a year-on-year increase of 29.9%. The number of Internet insurance companies is also increasing. However, the development status of each province has a significant impact on the acceptance and understanding of Internet insurance. Therefore, this study selects five representative cities, and adopts the method of principal component analysis, taking urbanization rate, public financial education expenditure, Internet broadband access users, insurance premium income, and urban basic medical insurance fund income as research indicators , which aims to reveal the characteristics and development trend of Internet insurance awareness in each city. This study is expected to provide a useful reference for further promoting the development of China Internet insurance business.
    Reference: Arora, A. (2003). E-Insurance Analysis of the impact and implications of e-commerce on the insurance industry. Unpublished Master Dissertation, London University, UK.
    Asmussen, S., Christensen, B. J., & Thøgersen, J. (2019). Nash equilibrium premium strategies for push–pull competition in a frictional non-life insurance market. Insurance: Mathematics and Economics, 87, 92-100.
    Beck, T., & Webb, I. (2003). Economic, demographic, and institutional determinants of life insurance consumption across countries. The world bank economic review, 17(1), 51-88.
    Bikker, J. A., & Van Leuvensteijn, M. (2008). Competition and efficiency in the Dutch life insurance industry. Applied Economics, 40(16), 2063-2084.
    Brown, J. R., & Goolsbee, A. (2002). Does the Internet make markets more competitive? Evidence from the life insurance industry. Journal of political economy, 110(3), 481-507.
    Dasgupta, P., & Sengupta, K. (2002). E-commerce in the Indian insurance industry: Prospects and future. Electronic Commerce Research, 2, 43-60.
    Eckardt, M. (2002). Agent and broker intermediaries in insurance markets-An empirical analysis of market outcomes. Thunen-Series of Applied Economic Theory Working Paper(34).
    Garven, J. R. (2002). On the implications of the internet for insurance markets and institutions. Risk Management and Insurance Review, 5(2), 105-116.
    Huang, W., & Eling, M. (2013). An efficiency comparison of the non-life insurance industry in the BRIC countries. European Journal of Operational Research, 226(3), 577-591.
    Klauber, A. (2000). Insurance on the Internet. Risk Management and Insurance Review, 3(1), 45-62.
    MacCarthy, N. (2008). Feature: The Insurance Business and the Business of Insurance. Keeping Good Companies, 60(11), 664-665.
    Tennyson, S., & Yang, H. K. (2014). The role of life experience in long-term care insurance decisions. Journal of Economic Psychology, 42, 175-188.
    Wagstaff, A., Lindelow, M., Jun, G., Ling, X., & Juncheng, Q. (2009). Extending health insurance to the rural population: an impact evaluation of China`s new cooperative medical scheme. Journal of health economics, 28(1), 1-19.
    劉少東. (2011). 「貨比三家」 的網上保險超市. 信息方略(20), 43-45.
    周婷婷. (2017). 互聯網保險超市發展研究——以慧擇網為列. 安徽財經大學.
    張琳, & 何玉婷. (2015). 基於主成分分析的我國系統重要性保險公司研究. 保險研究(12), 40-50.
    張龍捷. (2016). 論我國互聯網財產保險發展研究. 新經濟(6), 52-53.
    張姝. (2016). 中國互聯網保險超市研究——以泛華保網為例. 遼寧大學.
    朱南軍,周娜鄧,博文. (2018). 中國國內系統重要性保險機構評估與分析———基於指標法與主成分分析法. 保險研究,2018(11):29-40.
    李紅坤, 劉富強, & 翟大恒. (2014). 國內外互聯網保險發展比較及其對我國的啟示. 金融發展研究, 10, 77-83.
    王燁. (2011). 保險超市可行性分析——淺談中國保險行銷模式的新突破. 福建金融(10), 36-38.
    邵全權. (2012). 保險業結構, 區域差異與經濟增長 經濟學(季刊).
    馬桂花, 王昱斐, 廖國威, & 朱家明. (2019). 我國財產保險區域發展不平衡問題研究———基於我國31個省市的面板數據分析. 赤峰學院學報(自然科學版),2019,35(05):164-168.
    Description: 碩士
    國立政治大學
    金融學系
    110352034
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0110352034
    Data Type: thesis
    Appears in Collections:[金融學系] 學位論文

    Files in This Item:

    File SizeFormat
    index.html0KbHTML2116View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏,無償提供學術研究與公眾教育等公益性使用,惟仍請適度,合理使用本網站之內容,以尊重著作權人之權益。商業上之利用,則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作,已盡力防止侵害著作權人之權益,如仍發現本網站之數位內容有侵害著作權人權益情事者,請權利人通知本網站維護人員(nccur@nccu.edu.tw),維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback