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| Title: | 法遵科技創新應用之分析
The Analysis of Regulatory Technology Innovative Applications |
| Authors: | 陳羿君
Chen, I-Chun |
| Contributors: | 王儷玲
Wang, Li-Ling
陳羿君
Chen, I-Chun |
| Keywords: | 法令遵循
法遵科技
科技趨勢分析
Compliance
RegTech
Regulatory technology
Technology trend analysis |
| Date: | 2022 |
| Issue Date: | 2022-08-01 17:31:14 (UTC+8) |
| Abstract: | 法遵科技為近幾年國際上各國政府積極推動的政策之一，且金融科技興起與疫情導致金融數位轉型加速使監管環境發生變化，因此法遵科技的發展備受重視。本研究透過文獻回顧法遵科技的發展歷程、金融業者在法令遵循方面的痛點，與其衍生出的法遵科技解決方案類型。
本研究根據不同應用類別挑選數家國外與我國的法遵科技個案，進一步探討國際法遵科技發展是否有可供我國借鏡之處，研究其中的阻礙與困難，最後提出數點政策與產業建議，包括（1）開放更多資料共享；（2）建立通用資料標準；（3）訂立法遵科技運用AI技術的應用規範；（4）法遵科技以模組化搭配雲端服務優化部署；（5）打造法遵科技生態系，期許我國金融與法遵科技產業能更加蓬勃發展，打造雙贏的局面。
Regulatory technology is one of the policies actively promoted by governments in the recent years. The rise of financial technology and the emergence of COVID-19 have led to the acceleration of financial digital transformation, resulting in changes in the regulatory environment. Therefore, the development of regulatory technology has received much attention. This study reviews the development of regulatory technology, the pain points of the financial industry in terms of compliance, and the types of regulatory technology solutions.
This study selects several overseas and Taiwan regulatory technology cases based on different application categories to explore whether there is anything we can take as a reference. This study proposes several policy and industry recommendations, including (1) promoting more data sharing; (2) common data standards should be established; (3) establishing AI application specifications for RegTech; (4) optimizing the deployment of regulatory technology by modularization and cloud services; and (5) creating a regulatory technology ecosystem. |
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| Description: | 碩士
國立政治大學
風險管理與保險學系
108358022 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0108358022 |
| Data Type: | thesis |
| DOI: | 10.6814/NCCU202200732 |
| Appears in Collections: | [風險管理與保險學系] 學位論文
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