政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/140644
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  全文笔数/总笔数 : 113311/144292 (79%)
造访人次 : 50933741      在线人数 : 951
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
搜寻范围 查询小技巧:
  • 您可在西文检索词汇前后加上"双引号",以获取较精准的检索结果
  • 若欲以作者姓名搜寻,建议至进阶搜寻限定作者字段,可获得较完整数据
  • 进阶搜寻


    请使用永久网址来引用或连结此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/140644


    题名: 疫情過後越南金融科技的未來
    The future of Fintech in Vietnam in the Post COVID-19 era
    作者: 劉鳳君
    Luu, Phung Quan
    贡献者: 蔡政憲
    Tsai, Jason
    劉鳳君
    Luu, Phung Quan
    关键词: 金融科技
    生態系統
    新冠肺炎
    數位化
    電子支付
    Fintech
    Ecosystem
    COVID-19
    Digitalization
    E-payment
    日期: 2022
    上传时间: 2022-07-01 16:18:00 (UTC+8)
    摘要: Along with the development of the Industrial Revolution 4.0, fintech plays an inevitable role in modern financial-related activities. Fintech has really helped solve the difficult problem of geographical distance as well as supporting people in rural areas who do not have the opportunity to go directly to financial companies. Appeared in Vietnam in 2005 but not until 2015 that fintech started its early growth stage, but mainly in the payment segment. Until the outbreak of COVID-19, because of regulations on social distancing, people increasingly preferred to use fintech not only for payment but also in other segments. With the significantly increasing numbers of fintech users and fintech companies, Vietnam is being evaluated as one of the fastest growing fintech countries and one of the tops in Southeast Asia. Research results show that the investment, remittance, lending and insurance segments will thrive in the post-COVID era. However, in conjunction with development opportunities, fintech in Vietnam still faces many difficulties and challenges. Therefore, it is necessary to have synchronous coordination between the government and fintech companies to enhance the infrastructure of telecommunications networks as well as implement comprehensive regulations to protect the interests of fintech users. Furthermore, fintech companies should leverage the advantage of technology to create a fintech ecosystem that provides personalized fintech products to enhance user experience toward innovation and breakthroughs.
    參考文獻: Report
    “e-Conomy SEA 2021 | Bain & Company” Www.bain.com, 10 November 2021,
    www.bain.com/insights/e-conomy-sea-2021/
    “FinTech in ASEAN 2021: Digital takes flight | UOB, PwC & SFA” Www.uobgroup.com, November 2021,
    www.uobgroup.com/techecosystem/news-insights-fintech-in-asean-2021.html
    “Overview of Fintech Vietnam Report 2021 | InnoTech”, Www. innotech-vn.com,
    30 December 2021, www. innotech-vn.com/tong-quan-ve-bao-cao-fintech-viet-nam-2020/
    “Vietnam Internet Statistics 2021.” Vnetwork, 12 March 2021, www.vnetwork.vn/vi/news/thong-ke-tinh-hinh-internet-viet-nam-nam-2021.
    “2020 E-commerce Payments Trends Report: Vietnam Country Insights.” JP Morgan,
    www.jpmorgan.com/merchant-services/insights/reports/vietnam-2020.
    “Roaring 20s: The SEA Digital Decade.” e-Conomy SEA, www.economysea.withgoogle.com/
    Fintechnews (2020). Vietnam Fintech Report 2020
    “The Future of Southeast Asia’s Digital Financial Services | Bain & Company” Www.bain.com, 30 October 2019,
    www.bain.com/insights/fufilling-its-promise/
    Journal Article
    “Completing the Fintech ecosystem in Vietnam in the 2018-2025 period | Financial & Monetary Market Review”, Www.thitruongtaichinhtiente.vn, 30 October 2020,
    www.thitruongtaichinhtiente.vn/hoan-thien-he-sinh-thai-fintech-tai-viet-nam-giai-doan-2018-2025-32396.html
    “Fintech and the trend of cooperation with the commercial banking system in Vietnam.” Financial and Monetary Market Journal, 14 February 2021,
    https://thitruongtaichinhtiente.vn/fintech-va-xu-huong-hop-tac-voi-he-thong-ngan-hang-thuong-mai-tai-viet-nam-33443.html.
    “Fintech development in Vietnam: Opportunities and challenges.” Financial magazine, 4 August 2018,
    www.tapchitaichinh.vn/nghien-cuu-trao-doi/nghien-cuu-dieu-tra/phat-trien-cong-nghe-tai-chinh-tai-viet-nam-co-hoi-va-thach-thuc-142310.html.
    “Fintech ecosystem in Vietnam | Banking Review”, Www.tapchinganhang.gov.vn, 25 July 2019,
    www.tapchinganhang.gov.vn/he-sinh-thai-fintech-tai-viet-nam.htm
    “Fintech`s impact on the banking system - Some policy implications for Vietnam | Banking Review”, Www.tapchinganhang.gov.vn, 18 March 2022,
    www.tapchinganhang.gov.vn/tac-dong-cua-fintech-doi-voi-he-thong-ngan-hang-mot-so-ham-y-chinh-sach-cho-viet-nam.htm
    “Fintech in Vietnam: Catching the trend for development | University of Economics Ho Chi Minh City - International School of Business”, Www.insight.isb.edu.vn, 20 November 2021,
    www.insight.isb.edu.vn/cong-nghe-tai-chinh-fintech-tai-viet-nam/
    “Fintech in implementing financial inclusion: Opportunities and challenges for Vietnam.” Economic and Forecasting Journal, 11 February 2022,
    www.kinhtevadubao.vn/fintech-trong-trien-khai-tai-chinh-toan-dien-co-hoi-va-thach-thuc-doi-voi-viet-nam-21344.html.
    “Fintech - The power of digital age | Figures & Event Review of the GSO (MPI)”, Www. consosukien.vn, 18 May 2019,
    www.consosukien.vn/fintech-suc-manh-cua-ky-nguyen-so.htm
    “Managing peer-to-peer lending and mobilizing activities based on financial technology | Banking Review”, Www.sbv.gov.vn, 18 October 2019,
    www.sbv.gov.vn/webcenter/portal/vi/menu/rm/apph/tcnh
    “Fintech and Banks: Friends or Foes? | European Economy” 2017.2, pp. 9-30, www.european-economy.eu, 18 August 2017,
    www.european-economy.eu › EE_2.2017-2.pdf
    “The Fintech Revolution | London Business School Review”, Vol. 26 No. 3, pp. 50-53, www.doi.org, 15 September 2015,
    www.doi.org/10.1111/2057-1615.12059
    “Opportunities and prospects for fintech companies in ASEAN | Information and Communication e-Magazine”, Www.ictvietnam.vn, 24 December 2021,
    www.ictvietnam.vn/co-hoi-va-trien-vong-cho-cac-doanh-nghiep-fintech-tai-asean-20211224164326279.htm
    “Policies to promote the application of digital technology in the development of banking services - International experience and recommendations | Banking Review”, Www.sbv.gov.vn, 9 May 2022,
    www.sbv.gov.vn/webcenter/portal/vi/menu/rm/apph/tcnh
    “Situation of electronic identification (eKYC) implementation at Vietnamese commercial banks.” Industry and Trade Journal, 24 October 2021,
    www.tapchicongthuong.vn/bai-viet/thuc-trang-trien-khai-dinh-danh-dien-tu-ekyc-tai-cac-ngan-hang-thuong-mai-viet-nam-84454.htm.
    “The Future of Fintech: The New Normal after the COVID-19 Crisis | Forbes Journal”, Www.forbes.com, 26 May 2020,
    www.forbes.com/sites/ronshevlin/2020/05/26/the-future-of-fintech/?sh=509a13a6419d
    Website
    Julia, Kagan. “Financial Technology - Fintech | Investopedia”, Www.investopedia.com,
    27 Aug. 2020, www.investopedia.com/terms/f/fintech.asp. Accessed 30 March 2022
    Allie, Fitzgibbon. “The future is Fintech | University of London”, Www.london.ac.uk,
    25 August 2021,
    www. london.ac.uk/news-opinion/london-connection/feature/future-fintech. Accessed 30 March 2022.
    Hanna, Terrell. “What is a cloud application? Definition from SearchCloudComputing.” TechTarget,
    www.techtarget.com/searchcloudcomputing/definition/cloud-application. Accessed 23 April 2022.
    Homann, Moritz. “What Is RegTech? - A Definition.” EQS Group, 16 March 2022,
    www.eqs.com/compliance-blog/what-is-regtech/. Accessed 23 April 2022.
    Nguyen, Thu. “Vietnam`s Top 10 market trends in 2022.” We Create Content, 16 December 2021,
    www.wecreatecontent.asia/content-marketing-blog-asia/2021/12/16/vietnams-top-10-market-trends-in-2022. Accessed 23 April 2022.
    “Overview of E-wallet industry in Vietnam 2021.” Tomorrow Marketers, 16 September 2021,
    www.blog.tomorrowmarketers.org/toan-canh-nganh-vi-dien-tu-e-wallet-viet-nam-2021/. Accessed 23 April 2022.
    Phu, Nhu. “Visa sees contactless payments grow 500% in first half in Vietnam.” The Saigon Times,
    www.english.thesaigontimes.vn/visa-sees-contactless-payments-grow-500-in-first-half-in-vietnam/. Accessed 23 April 2022.
    McGuire, Seth. “Fintechs won`t replace traditional banking.” Payments Dive, 28 January 2022,
    www.paymentsdive.com/news/fintechs-wont-replace-traditional-banking/617889/. Accessed 23 April 2022.
    Newspaper Article
    “As of June 2021, Vietnam has nearly 70 million Internet users | People’s Army”, Www. en.qdnd.vn, 15 December 2021,
    www.qdnd.vn/giao-duc-khoa-hoc/tin-tuc/tinh-toi-thang-6-2021-viet-nam-co-gan-70-trieu-nguoi-dung-internet-680523
    “Buy now pay later in Vietnam.” VnExpress, 17 December 2021,
    www.vnexpress.net/soi-dong-mua-truoc-tra-sau-o-viet-nam-4404033.html.
    “Explosive trend of fintech application in real estate transactions.” Environmental economics, 9 December 2021,
    www.kinhtemoitruong.vn/xu-the-bung-no-ung-dung-fintech-trong-giao-dich-bat-dong-san-61798.html.
    “Impose Peer-to-peer lending regulation | Tuoi Tre Online”, Www.tuoitre.vn, 11 April 2022,
    www.tuoitre.vn/cho-vay-ngang-hang-dua-vao-khuon-kho-20220411082233424.htm
    “Insurtech in Vietnam: Opportunities and Challenges.” Tuoi Tre Online, 22 October 2021,
    www.tuoitre.vn/insurtech-tai-viet-nam-co-hoi-va-thach-thuc-20211022162109216.htm
    “Fintech Vietnam 2020 | Finfan”, Www. finfan.vn, 30 December 2020,
    www.finfan.vn/news/cong-nghe-tai-chinh-fintech-la-gi-fintech-viet-nam-2020-finfan-1092
    “Fintech Vietnam market 2021: The potential of financial investment technology | DanTri”, Www.dantri.com.vn, 8 November 2021,
    www.dantri.com.vn/kinh-doanh/thi-truong-fintech-viet-nam-2021-tiem-nang-cua-cong-nghe-dau-tu-tai-chinh-20211108131226658.htm
    “Fintech – The inevitable trend of the real estate industry.” CafeLand, 16 February 2021,
    www.cafeland.vn/phan-tich/fintech-xu-huong-tat-yeu-cua-nganh-bat-dong-san
    “FinTech won`t replace traditional banking.” Payments Dive, 28 January 2022,
    www.paymentsdive.com/news/fintechs-wont-replace-traditional-banking/617889/.
    “Future of fintech in a post-COVID world | The Times of India”,
    Www.timesofindia.indiatimes.com, 6 June 2020,
    www.timesofindia.indiatimes.com/blogs/voice/future-of-fintech-in-a-post-covid-world
    “Peer-to-peer lending: Bringing it into the framework.” Tuoi Tre Online, 11 April 2022,
    www.tuoitre.vn/cho-vay-ngang-hang-dua-vao-khuon-kho-20220411082233424.htm.
    “Prime Minister agrees to implement social distancing in 19 provinces and cities according to Directive 16”, Ministry of Health Portal, 17 July 2021,
    www.moh.gov.vn/tin-noi-bat/-/asset_publisher/3Yst7YhbkA5j/content/thu-tuong-chinh-phu-ong-y-thuc-hien-gian-cach-xa-hoi-19-tinh-thanh-pho-theo-chi-thi-16
    “Regulating digital credit scoring in Vietnam: An imperious necessity?” VietNamNews, 7 June 2021,
    www.vietnamnews.vn/economy/967911/regulating-digital-credit-scoring-in-vietnam-an-imperious-necessity.html.
    “Seven technologies shaping the future of fintech | McKinsey & Company”, Www.mckinsey.com, 9 November 2021,
    www.mckinsey.com/cn/our-insights/our-insights/seven-technologies-shaping-the-future-of-fintech
    “The number of Vietnamese using Fintech services has increased by 3.5 times in 4 years | Vietnamnet”,Www.vietnamnet.vn, 22 November 2021,
    www.vietnamnet.vn/so-nguoi-viet-dung-dich-vu-fintech-tang-35-lan-trong-4-nam-795057.html
    “Test Peer-to-peer lending.” Tuoi Tre Online, 9 April 2022,
    www.tuoitre.vn/se-thu-nghiem-cho-vay-ngang-hang-20220409172556165.htm.
    “10 Transformative Fintech Predictions: The Future of Finance | Fintech Magazine”, Www. fintechmagazine.com, 14 December 2021,
    www.fintechmagazine.com/financial-services-finserv/10-transformative-fintech-predictions-future-finance
    “Vietnam leads in the number of users installing mobile apps.” Digital era, 23 August 2021,
    www.kynguyenso.plo.vn/viet-nam-dan-dau-ve-so-luong-nguoi-dung-cai-dat-ung-dung-di-dong-post643716.html.
    “Vietnam ranks first in crypto adoption index.” VnExpress, 20 August 2021,
    www.vnexpress.net/viet-nam-dung-dau-ve-chi-so-chap-nhan-tien-dien-tu-4343385.html.
    “Vietnam is Southeast Asia`s next fintech frontier.” VnExpress, 7 August 2021,
    www.vnexpress.net/viet-nam-la-mat-tran-fintech-tiep-theo-cua-dong-nam-a-4336946.html.
    “Vietnam real estate joins the Fintech race with All-in-one super apps.” Sunshine Group, 16 December 2019,
    www.sunshinegroup.vn/en/bat-dong-san-viet-nam-nhap-cuoc-fintech-voi-cac-sieu-ung-dung-all-in-one/.
    “VPBank launches VPBank NEO - the first omnipotent digital banking platform in Vietnam.” VPBank, 28 June 2021,
    www.vpbank.com.vn/tin-tuc/thong-cao-bao-chi/2021/vpbank-ra-mat-vpbank-neo-nen-tang-ngan-hang-so-toan-nang-dau-tien-tai-viet-nam.
    “What is credit card fraud? How to prevent credit card fraud?” TheBank, 25 March 2022,
    www.thebank.vn/blog/13781-gian-lan-the-tin-dung-la-gi-lam-sao-de-phong-tranh-gian-lan-the-tin-dung.html.
    “What is next for Asia in Fintech adoption | Ernst & Young Global Ltd”, Www.ey.com,
    31 March 2022,
    www.ey.com/en_gl/banking-capital-markets/what-is-next-for-asia-in-fintech-adoption
    “Where is Vietnam’s internet in the world map?” VnExpress, 19 December 2021,
    www.vnexpress.net/internet-viet-nam-dang-o-dau-so-voi-the-gioi-4405005.html.
    Conference Paper
    Anh, Tram (2021), “Approving the proposal to develop a Decree on Trial Mechanism for
    Fintech.” NDH,
    www.ndh.vn/tai-chinh/thong-qua-de-nghi-xay-dung-nghi-dinh-co-che-thu-nghiem-cho-fintech-1299004.html.
    Arner, D.W., Barberis, J. & Buckley, R.P. (2015), The Evolution of FinTech: A New Post-Crisis Paradigm? University of Hong Kong`s Faculty of Law, Research Paper No. 2015/047.
    ASIC (2016), Fintech: ASIC`s Approach and Regulatory Issues, ASIC, www.download.asic.gov.au/media/3962105/melbourne-money-and-finance-conference-2016-fintech.pdf
    Boldt, B. (2017), How FinTech is Streamlining Treasury Departments, www.cdn.ymaws.com/www.mnafp.org/resource/resmgr/2017_Conference_Handouts/2017_5F_How_FinTech_is_Strea.pdf
    Deloitte (2020), Digital Banking Maturity, www.deloitte.com/content/dam/Deloitte/lu/Documents/financial-5. services/Banking/lu-digital-banking-maturity-2020.pdf
    Duong, Tan Khoa (2019), Fintech in the banking sector in Vietnam, Proceedings of the Conference: The Future of Fintech and Banking - Development and Innovation, p. 107-114, University of Economics Ho Chi Minh City.
    Faculty of Banking, Banking University of Ho Chi Minh City (2018), Proceedings of the
    scientific conference "Future of Fintech and Banking: Development and Innovation", www.sob.ueh.edu.vn/thong-tin/ky-yeu-hoi-thao-khoa-hoc-tuong-lai-cua-Fintech-va-ngan-hang-phat-trien-va-doi-moi.html
    Fintech News Singapore (2020). A Review of Vietnam’s Fintech Industry in 2019. www.fintechnews.sg/35968/vietnam/a-review-of-vietnams-fintech-industry-in-2019/.
    Fintech News Singapore (2021), Fintech in Vietnam Report 2021. www.iris.marketing/fintech-vietnam-report
    Fintech Vietnam (2020), “eKYC - Digital Identity Verification - Banking Challenges.” Innotech Vietnam,
    www.innotech-vn.com/ekyc-digital-identity-verification-banking-challenges/
    Hochstein, M. (2015), FinTech (the Word, That is) Evolves, American Banker. www.americanbanker.com/opinion/fintech-the-word-that-is-evolves
    Infosys (2018), Fintech Revolution in Banking: Leading the Way to Digital.
    www.infosys.com/industries/financial-services/white-papers/Documents/fintech-revolution-banking.pdf
    ISEV (2020), Fintech in ASEAN: From start-up to growing up.
    www.dean844.most.gov.vn/fintech-trong-asean-tu-khoi-nghiep-den-lon-manh.htm
    Nghiem, Thanh Son (2017), Orientations and solutions to promote financial inclusion in
    Vietnam in the 2016-2020 period, Proceedings of the Conference "Digital technology promotes credit institutions in Vietnam"
    Nguyen, Viet Duy (2021). “Experience in implementing eKYC online customer identification
    and lessons for Vietnam.” Financial & Monetary Market Review,
    www.thitruongtaichinhtiente.vn/kinh-nghiem-trien-khai-dinh-danh-khach-hang-truc-tuyen-ekyc-va-bai-hoc-cho-viet-nam-33476.html.
    Nguyen, Khue (2020). “eKYC will accelerate.” Bank Times,
    www.thoibaonganhang.vn/ekyc-se-tang-toc-108648.html.
    VA (2021). “Ensure efficiency and safety when implementing eKYC”, State Bank of Vietnam,
    www.sbv.gov.vn/webcenter/ portal/vi/links/cm100?dDocName=SBV429608
    Romānova, I. & Kudinska, M. (2016), Banking and Fintech: A Challenge or Opportunity? Contemporary issues in Finance: Current Challenges from across Europe, Vol. 98, Emerald Group Publishing Limited, Bingley, pp. 21-35.
    Schueffel, P. (2016), Taming the Beast: A scientific definition of Fintech, Journal of Innovation Management, Vol. 4 No. 4, pp. 32-54.
    Thakor, A.V. (2019), Fintech and banking: What do we know? Journal of Financial Intermediation, Vol. 41, p. 100833.
    TopDev (2020), Vietnam IT Landscape 2020 - A new opportunity for Vietnam`s IT industry before the wave of investment,
    www. topdev.vn/TopDev_VietnamITLandscape_2020.pdf
    Tran, Luong Mong Trinh (2021), Fintech - modern financial development trend, Industry and
    Trade Journal - Scientific research results and technology application, issue 4, February 2021
    Vuong Minh Giang & Le Thi Nhu Quynh (2021), Impact of Fintech on the banking system,
    Proceedings of the Scientific Conference: Interaction relationship between the banking system and Fintech companies in the financial services market - Experience from countries and Policy suggestions for Vietnam, p. 57-67, Hanoi.
    Book
    “When Technology Meets Finance: A Review Approach to FinTech”, www.igi-global.com
    “Financial Stability Implications from FinTech. Supervisory and Regulatory Issues that Merit Authorities’ Attention”, www.fsb.org/wp-content/uploads/R270617.pdf
    描述: 碩士
    國立政治大學
    國際經營管理英語碩士學位學程(IMBA)
    109933048
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G0109933048
    数据类型: thesis
    DOI: 10.6814/NCCU202200549
    显示于类别:[國際經營管理英語碩士學程IMBA] 學位論文

    文件中的档案:

    档案 大小格式浏览次数
    index.html0KbHTML2232检视/开启


    在政大典藏中所有的数据项都受到原著作权保护.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏,無償提供學術研究與公眾教育等公益性使用,惟仍請適度,合理使用本網站之內容,以尊重著作權人之權益。商業上之利用,則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作,已盡力防止侵害著作權人之權益,如仍發現本網站之數位內容有侵害著作權人權益情事者,請權利人通知本網站維護人員(nccur@nccu.edu.tw),維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - 回馈