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    题名: 國際化對銀行經營績效的影響:海外放款所扮演的角色
    The effect of internationalization on bank operating performance:The role of overseas loan
    作者: 李宜勲
    Lee, Yi-Hsun
    贡献者: 翁永和
    李宜勲
    Lee, Yi-Hsun
    关键词: 海外放款
    經營績效
    國際化
    日期: 2021
    上传时间: 2021-08-04 16:11:35 (UTC+8)
    摘要: 台灣是個海島型國家,外向型的經濟體,亟需要走出台灣向外拓展版圖。所以國際化這個議題在每個世代、每個產業都是顯學,在面對島內金融業高度競爭、利差壓縮、幾近飽和的市場,從過去大量西進中國、東進北美到後續分散市場、金融、政治風險等因素,陸續有執政者提出亞洲盃、新南向等策略,為的就是開拓不同的疆域,本研究將針「國際化」這一議題,探討對經營績效的影響,發現「海外資產比率」、「海外淨收益比率」、「海外放款x淨收益交互影響」、「海外放款x資產交互影響」是具顯著性的影響,後續將提出國際化建議供參考。另外會影響到銀行經營績效的顯著其他變數,如「公司規模」、「政府持股比率」、「多角化」、「逾期放款比率」、「備抵呆帳覆蓋率」、「資本適足率」、「經濟成長率」、「平均美金匯率」。
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    描述: 碩士
    國立政治大學
    行政管理碩士學程
    108921053
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G0108921053
    数据类型: thesis
    DOI: 10.6814/NCCU202100912
    显示于类别:[行政管理碩士學程(MEPA)] 學位論文

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