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    Title: 我國寵物保險商品之比較研究
    Comparative Study on Pet Insurance in Taiwan
    Authors: 張純敏
    Chang, Chun-Min
    Contributors: 彭金隆
    張純敏
    Chang, Chun-Min
    Keywords: 寵物保險
    寵物綜合保險
    附加條款
    購買意願
    Pet insurance
    Comprehensive pet insurance
    Additional clause
    Purchase intention
    Date: 2021
    Issue Date: 2021-08-04 14:59:36 (UTC+8)
    Abstract: 隨著時代變遷,加上台灣少子化的趨勢,許多家庭把寵物視為家庭成員,使得寵物地位逐漸提升。由於寵物沒有類似於全民健康保險的制度,且其醫療費用高昂,因此衍生出寵物保險的需求。本研究分析國內外寵物保險商品的由來與現況,並整理出台灣寵物保險商品的類型,將台灣的寵物保險分為寵物綜合保險與附加條款,針對其做SWOT分析。且依據投保身分以及保障項目對目前市面上之寵物保險做比較,本研究將市面上之寵物保險依據年保費分為兩大區間,且分別舉出兩種以及六種情境,給予消費者挑選寵物保險推薦建議,接著加入財團法人金融消費評議中心之申請評議案件及比率統計給予產險業者總體建議。最後本研究設計並發放問卷,以了解現行消費者對寵物保險的看法,來提供現行產險公司發覺潛在顧客之建議。
    With the changes of the times, many families regard pets as family members, which gradually improves the status of pets. Since pets do not have a system similar to National Health Insurance, and their medical expenses are high, the demand for pet insurance is derived. This research first sorts out the types of pet insurance products in Taiwan, and then does a SWOT analysis. Second, compare the pet insurance on the market based on the identity type and benefit package, and refer to the complaint statistics of the Financial Ombudsman Institution to give general recommendations to the Insurance companies. Finally, this study conducted a thorough investigation of pet insurance market, to provide current property insurance companies with suggestions for finding potential customers.
    Reference: 吳亞琳(2012)。少子化帶動寵物市場商機與其因應策略之研究。國立中山大學,經濟學研究所碩士論文,臺灣高雄。
    孟婷等(2018),寵物保險之科技創新商業模式研究。逢甲大學,財務工程與精算學士學位學程學生報告,臺灣臺中。
    林奎佑(2017)。飼主對寵物保險購買意願與認知之研究。淡江大學,保險學系碩士論文,臺灣新北。
    邱芝駖、林淑鈴,(2016)。消費者對產險健康險購買動機之研究。核保學報,23期,18-42頁。
    柯凱文(2017)。我國寵物保險相關法律問題之研究。東海大學,法律學系碩士論文,臺灣臺中。
    莊晏姍(2010)。消費者對寵物保險之認知與購買意願之研究。逢甲大學,風險管理與保險學系碩士論文,臺灣臺中。
    許家華(2019)。寵物保險發展之研究 : 以我國明台產物保險股份有限公司為例。逢甲大學,風險管理與保險學系碩士論文,臺灣臺中。
    陳柏甫(2013)。消費者特性與寵物保險購買需求之研究。銘傳大學,風險管理與保險學系,碩士論文臺灣臺北。
    劉政明和楊珺安(2017)。主要國家寵物保險之探討。銘傳大學,風險管理與保險學系碩士論文,臺灣臺北。

    網際網路
    沈婉玉,不生改寵毛小孩 財政部統計:寵物照顧服務銷售成長5倍,2019年9月20日,檢自:https://udn.com/news/story/7470/4058096
    陳容萱,業者推寵物險 投保率不到3%,2020年6月7日,檢自:http://shuj.shu.edu.tw/blog/2020/06/17/%E6%A5%AD%E8%80%85%E6%8E%A8%E5%AF%B5%E7%89%A9%E9%9A%AA-%E6%8A%95%E4%BF%9D%E7%8E%87%E4%B8%8D%E5%88%B03/
    黃惠聆,寵物險 前十月投保數激增,2020年12月07日,檢自:https://ctee.com.tw/news/insurance/382085.html
    葉金建,寵物險 叫好不叫座,2008年10月19日,檢自:https://blog.xuite.net/ricky.yeh0607/may/20130277
    鄭之文,三方向評估毛孩需求 精挑適用的寵物險,2020年04月29日,檢自:https://www.businesstoday.com.tw/article/category/80405/post/202004290024/%E4%B8%89%E6%96%B9%E5%90%91%E8%A9%95%E4%BC%B0%E6%AF%9B%E5%AD%A9%E9%9C%80%E6%B1%82%20%20%E7%B2%BE%E6%8C%91%E9%81%A9%E7%94%A8%E7%9A%84%E5%AF%B5%E7%89%A9%E9%9A%AA
    謝明彧,台灣新生兒比寵物還少,為何年輕人不生小孩?,2018年12月20日,檢自:https://www.gvm.com.tw/article/55347
    財團法人金融消費評議中心,評議中心揭露109年度第4季暨全年申訴案件暨申請評議案件統計資料,檢自:https://www.foi.org.tw/Article.aspx?Lang=1&Arti=4690&Role=1

    英文部分
    History of Pet Insurance, 2008, from: https://web.archive.org/web/20090501042317/http://www.aspcapetinsurance.com/insurance_research/history-of-pet-insurance.aspx
    History Lessons: Pet Health Insurance, May 23 2018, from: https://blog.healthypawspetinsurance.com/pet-health-insurance-history
    Global Pet Insurance Market Size, Share, Trends, COVID-19 Impact and Growth Analysis Report - Segmented By Policy Type, Policy (Dog Insurance, Cat Insurance, Rabbit Insurance, Horse Insurance, Exotic Pet Insurance, Others) and Region - Industry Forecast (2020 to 2025), Feb 2020, from: https://www.marketdataforecast.com/market-reports/pet-insurance-market
    Description: 碩士
    國立政治大學
    經營管理碩士學程(EMBA)
    107932146
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0107932146
    Data Type: thesis
    DOI: 10.6814/NCCU202100947
    Appears in Collections:[Executive Master of Business Administration] Theses

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