政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/135998

政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/135998

English | 正體中文 | 简体中文 | Post-Print筆數 : 27 | 全文笔数/总笔数 : 113392/144379 (79%)
造访人次 : 51228604 在线人数 : 882

RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.

搜寻范围

查询小技巧：

您可在西文检索词汇前后加上"双引号"，以获取较精准的检索结果

若欲以作者姓名搜寻，建议至进阶搜寻限定作者字段，可获得较完整数据

进阶搜寻

主页 ‧ 登入 ‧ 上传 ‧ 说明 ‧ 关于政大典藏 ‧ 管理

到手机版

政大機構典藏 > 社會科學學院 > 財政學系 > 學位論文 > Item 140.119/135998

请使用永久网址来引用或连结此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/135998

题名:	甫退休者對超高齡退休生活的經濟準備 The Economic Preparation of Just Retired Age Cohort for Later Retirement Life
作者:	黃思叡 Huang, Si-Rui
贡献者:	吳文傑 Wu, Wen-Chieh 黃思叡 Huang, Si-Rui
关键词:	經濟準備日式小學教育甫退休者超高齡生活 Economic preparation Japanese elementary education Just-Retired age cohort Later retired life
日期:	2021
上传时间:	2021-07-01 20:34:13 (UTC+8)
摘要:	本研究為探討剛邁入老年階段的甫退休者對於超高齡生活的準備情形，同時檢驗不同世代間是否對於經濟準備有所差異，故使用三波台灣地區中老年人身心社會生活長期追蹤調查資料，來設計出日式教育世代、混合教育世代及華式教育世代，世代間分別受到教育類別及傳統華人年齡世代的影響差異，同時加入個人特質類別的變數及社會安全支持類別的變數來控制不同的影響，最後使用Logit模型來分別驗證持有不動產準備及動產準備的狀況，主要發現無論是動產或者不動產，日式教育世代的長者更偏好持有經濟準備，主因為日式教育的效果更勝於傳統華人的效果。此外，個人特質為男性、有配偶者以及健康的甫退休者更會持有不動產準備，若與子女同住者以及有來自子女金錢收入則會降低甫退休者持有不動產的機率。至於動產方面，居住在直轄市、高教育程度則與持有動產的行為呈現正相關，若社會安全支持類別中擁有年金和不動產亦會增加持有動產準備的機率，但有來自子女金錢收入則會降低持有動產準備的機率。 This study aims to realize the situation of economic preparation in the just-retired people who entered the elder stage recently and their attitude toward later retirement life. At the same time, we used the Survey of Health and Living Status of the Middle Aged and Elderly in Taiwan to disclose the factors associated with economic preparation. I would like to find out whether different age cohort will affect holding economic preparation. Thus, we design three groups of elderly to represent Japanese education cohort, mixed education cohort, and Chinese education cohort based on different educational experience in their childhood and different age cohort. Also, adding individual characteristic variables and social security variables to control the different influence. Finally, using logit model to separately attest how factors influence real estate and movables. I find that Japanese education cohort prefer holding economic preparation no matter in real estate or movables, and I assume the main reason is that the effect of Japanese education is stronger than the effect of traditional Chinese. Furthermore, I find that the just-retired who are male, married, and healthy prefer possessing the real estate, but who are living with kids, and received income from kids will reduce the probability to holding real estate. On the other hand, the just-retired who are living in municipalities, high-educated, owning pension and real estate have positive relationship with movables-holding, but received income from kids is opposite.
參考文獻:	書籍王振寰, 瞿海源. (1999). 社會學與台灣社會. 台北: 巨流. 王錦雀. (2005). 日治時期台灣公民教育與公民特性. 五南圖書出版股份有限公司. 祝平一. (2013). 健康與社會: 華人衛生新史. 聯經出版事業公司. 國家發展委員會. (2020). 中華民國人口推估（2020年至2070年）許佩賢. (2015). 殖民地臺灣近代教育的鏡像 (Vol. 21). 衛城出版. 蔡錦堂. (2009). 日治時期臺灣公學校修身教育及其影響. 師大臺灣史學報, (2), 3-32. 魏吉漳. (2018). 勞工保險普通事故保險費率精算及財務評估. 行政院勞工委員會勞工保險局. 博碩士學位論文吳郁婷. (2013). 台灣中高齡者老年財務準備與子女數量之關係. 成功大學老年學研究所學位論文, 1-52. 許皆清. (2000). 老人生活需求之研究: 以台南市松柏育樂中心松柏學苑為例.中山大學中山學術研究所學位論文,1-142. 許毓凌. (2006). 日治時期小學校台灣兒童的跨文化經驗. 臺灣師範大學台灣文化及語言文學研究所學位論文, 1-174. 英文部分專書論文 Chu, C. C., & Yu, R. R. (2010). Understanding Chinese families: A comparative study of. Taiwan and Southeast China. Oxford University Press. 期刊 Alessie, R. J., Van Rooij, M., & Lusardi, A. (2011). Financial literacy, retirement preparation and pension expectations in the Netherlands (No. w17109). National Bureau of Economic Research. Atchley, R. C. (1992). Retirement and marital satisfaction. Beck, S. H. (1984). Retirement preparation programs: Differentials in opportunity and. use. Journal of Gerontology, 39(5), 596-602. Berry, B. (2008). Financial transfers from living parents to adult children: Who is helped and why?. American Journal of Economics and Sociology, 67(2), 207-239. Celesti‐Grapow, L., Alessandrini, A., Arrigoni, P. V., Banfi, E., Bernardo, L., Bovio, M., ... & Blasi, C. (2009). Inventory of the non‐native flora of Italy. Plant Biosystems, 143(2), 386-430. Chu, C. C., & Yu, R. R. (2007). Kinship Networks and Intergenerational Transfers. In Allocating Public and Private Resources across Generations (pp. 39-61). Springer, Dordrecht. Coile, C., & Milligan, K. (2009). How household portfolios evolve after retirement: The effect of aging and health shocks. Review of Income and Wealth, 55(2), 226-248. DeVaney, S. A. (1995). Retirement preparation of older and younger baby boomers. Journal. of Financial Counseling and Planning, 6, 25. Galasso, V., Gatti, R., & Profeta, P. (2009). Investing for the old age: pensions, children and savings. International tax and public finance, 16(4), 538-559. Goode, E. (1970). The marijuana smokers (pp. 185-190). New York: Basic Books. Hershey, D. A., Henkens, K., & Van Dalen, H. P. (2010). Aging and financial planning for. retirement: Interdisciplinary influences viewed through a cross-cultural lens. The International Journal of Aging and Human Development, 70(1), 1-38. Hurd, M. D. (2002). Portfolio holdings of the elderly. Household portfolios, 431-472. Johnston, T. D., & Edwards, L. (2002). Genes, interactions, and the development of. behavior. Psychological Review, 109(1), 26. Lum, Y. S., & Lightfoot, E. (2003). The effect of health on retirement saving among older workers. Social Work Research, 27(1), 31-44. Modigliani, F., & Brumberg, R. (1954). Utility analysis and the consumption function: An. interpretation of cross-section data. Franco Modigliani, 1(1), 388-436. Niu, G., Zhou, Y., & Gan, H. (2020). Financial literacy and retirement preparation in. China. Pacific-Basin Finance Journal, 59, 101262. Poterba, J. M. (2014). Retirement security in an aging population. American Economic Review, 104(5), 1-30. Rosen, H. S., & Wu, S. (2004). Portfolio choice and health status. Journal of Financial Economics, 72(3), 457-484. Topa, G., Moriano, J. A., & Moreno, A. (2012). Psychosocial determinants of financial planning for retirement among immigrants in Europe. Journal of Economic Psychology, 33(3), 527-537. Ulker, A. (2009). Wealth holdings and portfolio allocation of the elderly: The role of marital history. Journal of Family and Economic Issues, 30(1), 90-108. World Bank. (2008). The World Bank Pension Conceptual Framework. The World Bank Pension Reform Primer Series. Yogo, M. (2016). Portfolio choice in retirement: Health risk and the demand for annuities, housing, and risky assets. Journal of Monetary Economics, 80, 17-34. Zimmer, Z., & Kwong, J. (2003). Family size and support of older adults in urban and rural. China: Current effects and future implications. Demography, 40(1), 23-44.
描述:	碩士國立政治大學財政學系 108255007
資料來源:	http://thesis.lib.nccu.edu.tw/record/#G0108255007
数据类型:	thesis
DOI:	10.6814/NCCU202100639
显示于类别:	[財政學系] 學位論文

文件中的档案:

档案	大小	格式	浏览次数
500701.pdf	1852Kb	Adobe PDF2	73	检视/开启

在政大典藏中所有的数据项都受到原著作权保护.

社群 sharing

著作權政策宣告 Copyright Announcement

1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.

DSpace Software Copyright © 2002-2004 MIT & Hewlett-Packard / Enhanced by NTU Library IR team Copyright © - 回馈