政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/135829

English | 正體中文 | 简体中文 | Post-Print筆數 : 27 | 全文筆數/總筆數 : 114205/145239 (79%)
造訪人次 : 52338932 線上人數 : 455

RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.

政大機構典藏 > 社會科學學院 > 經濟學系 > 期刊論文 > Item 140.119/135829

請使用永久網址來引用或連結此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/135829

題名:	An Empirical Study on the Impact of Tenure Choice on Saving for Chinese Households
作者:	林祖嘉 Lin, Chu-Chia Lai, Po-Sheng
貢獻者:	經濟系
關鍵詞:	Tenure Choice;Saving Behavior;Heckman Two-Stage Model
日期:	2018.01
上傳時間:	2021-06-17 14:10:49 (UTC+8)
摘要:	The purpose of this paper is to estimate the impact of tenure choice on saving for Chinese households. Since housing expenditure usually accounts for a large portion of household spending, households need to consider how much they have in order to save for future housing spending when they decide on their daily expenditures, including food, clothing, transportation, education, leisure, and so on and so forth. We estimate the tenure choice behavior of Chinese households by first, applying a data set from the China Household Finance Survey and separating households into three types of tenure choice, namely, renters, owner-occupied with a mortgage, and owner-occupied without a mortgage. Then, we estimate the actual impact of tenure choice on saving by applying the Heckman two-stage model. Our estimations show two important results. First, the coefficients of the inverse Mills ratio are significant which implies that a two-stage estimation model is appropriate. Secondly, the estimated coefficients for the factors that affect saving behavior under the two-stage model are significantly different from those under a conventional model. The result shows that, without considering tenure choice, the conventional method of estimation for factors that affect saving behavior will be biased.
關聯:	International Real Estate Review, Vol.21, No.2, pp.275-294
資料類型:	article
顯示於類別:	[經濟學系] 期刊論文

文件中的檔案:

檔案	描述	大小	格式	瀏覽次數
113.pdf		734Kb	Adobe PDF2	251	檢視/開啟

在政大典藏中所有的資料項目都受到原著作權保護.

社群 sharing

著作權政策宣告 Copyright Announcement

1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.

資料載入中.....