Reference: | 1. Crook, J.N., Edelman, D.B., Thomas, L.C. (2002). Credit Scoring and its Applications. Philadelphia: Siam 2. Finlay, S. (2012). Credit Scoring, Response Modeling, and Insurance Rating: A Practical Guide to Forecasting Consumer Behavior (2nd edition). Hampshire UK: Palgrave Macmillan 3. Guo, J.J., Meng, J.W., Shan, L., Wang, H.S. (2010).12 Lessons for Credit Rating Models. Taiwan: Taiwan Academy of Banking and Finance 4. Hosmer Jr., D.W., Lemeshow, S., Sturdivant, R.X. (2013). Applied Logistic Regression (3rd edition). New Jersey:John Wiley & Sons, Inc. 5. Mays, E. (2001). Handbook of Credit Scoring. Chicago: Glenlake Publishing Company 6. Olson, D.L., Wu, D.D. (2008). Enterprise Risk Management. Canada: World Scientific Publishing Co. Pte. Ltd 7. Shu, X. (2020). Knowledge Discovery in the Social Science: a Data Mining Approach. Oakland California: University of California 8. Siddiqi, N. (2006). Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring. Hoboken, New Jersy: John Wiley & Sons, Inc. 9. Bank for International Settlements (2005), Working Paper No. 14 Studies on the Validation of Internal Rating Systems. Retrieved from: https://www.bis.org/publ/bcbs_wp14.pdf (access March 15th, 2020) 10. Bank for International Settlements (2017), Basel III: Finalising post-crisis reforms. Retrieved from: https://www.bis.org/bcbs/publ/d424.htm (access March 7th, 2020) 11. Chen, G.H., Chu, M.J., Huang, J.C. (2011). A research on credit rating model of leasing industry. (Master’s thesis, Ming Chuan University, Taipei, Taiwan) Retrieved from: http://oplab.im.ntu.edu.tw/csimweb/system/application/views/files/ICIM/20110082 12. Financial Supervisory Commission, R.O.C. Taiwan (2020). How to enhance the function of Consumer Debt Relief Program and the Regulation Governing for the Improvement of Banking Business of Credit Card and Cash Card. Retrieved from: https://law.fsc.gov.tw/law/LawContent.aspx?id=FE057275&KeyWord=%e6%b6%88%e8%b2%bb%e9%87%91%e8%9e%8d%e5%82%b5%e5%8b%99%e5%8d%94%e5%95%86%e6%a9%9f%e5%88%b6 (accessed June 16th, 2020) 13. Banking Bureau (2020). Banking Statistics. Retrieved from: https://www.banking.gov.tw/ch/home.jsp?id=595&parentpath=0,590 (accessed June 10th, 2020) 14. Chailease Holding (2019). Annual Report 2018-2019。Retrieved from: http://www.chaileaseholding.com/ImgChaileaseHolding/20200519183251.pdf , (accessed April 10th, 2020) 15. Ding, J.J. (2004).Study of Consumer Credit Risk - Introduction to Credit Scoring. Retrieved from: https://member.jcic.org.tw/main_member/fileRename.aspx?fid=298&kid=1 (accessed June 10th, 2020) 16. Lai, B.Z. (2006). The Current Development Status of Consumer Credit Scoring System. Retrieved from: https://member.jcic.org.tw/main_member/fileRename.aspx?fid=378&kid=1 (accessed June 10th, 2020) 17. Lai, B.Z., Tsai, R.M. (August, 2009). Consumer Credit Scoring System Product (J10) the Use in the Approval Process of Credit Card. Retrieved from: https://www.google.com/url?client=internal-element-cse&cx=010192925252739662080:8bojmtikgsc&q=https://www.jcic.org.tw/main_ch/fileRename/fileRename.aspx%3Ffid%3D631%26kid%3D1&sa=U&ved=2ahUKEwjO-J7F2_boAhUpxYsBHX_1CJI4FBAWMAV6BAgFEAI&usg=AOvVaw33ZTMH_-AyymIcZrTQJwDr (accessed March 20th, 2020) 18. Liu, M.H., Wu, C.L. (July 24th, 2015). Reach an agreement of giving the permission to the financing and leasing companies of non-JCIC members to apply for credit reports on behalf of consumers. Retrieved from: https://www.ndc.gov.tw/News_Content.aspx?n=114AAE178CD95D4C&sms=DF717169EA26F1A3&s=15214408D3578A59 (accessed December 10th, 2019) |