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    題名: 台灣上市銀行業經營績效的決定因素:國際化所扮演的角色
    The determinants of performance of Taiwan listed bank: the role of internationalization
    作者: 林柏宏
    Lin, Bo-Hong
    貢獻者: 翁永和
    林柏宏
    Lin, Bo-Hong
    關鍵詞: 國際化
    上市銀行
    經營績效
    日期: 2019
    上傳時間: 2019-08-07 16:54:14 (UTC+8)
    摘要: 台灣銀行家數眾多、業務同質性高、競價競爭等問題,使台灣金融市場競爭激烈,加上台灣政府近年積極推動「新南向政策」,鼓勵本國銀行擴大海外版圖,惟國際化是否能提升台灣銀行業之經營績效?因此,本研究將重新檢視台灣上市銀行業國際化程度與其績效間之關係。
    本研究針對台灣24家上市銀行業作為研究樣本,並運用OLS模型探討台灣上市銀行業2009年至2018年整體營運績效趨勢,並加入銀行成立年數及規模大小等非財務性指標、衡量銀行授信品質之財務性指標。進一步探討國際化程度高低與經營績效之關聯性,並以「國際化」為交乘項變數,研究發現「國際化」、「銀行規模」、「逾期放款比率」及「經濟成長率」等4項變數為台灣上市銀行業經營績效之重要決定因素。
    更進一步探討國際化程度下與經營績效之關聯性,並採以「國際化」作為交叉項變數,研究結果發現「銀行規模」越大、「成立年數」越久,且國際化程度越高,有助於經營績效成長。
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    張清山(2000),「資本適足率管制對銀行風險與財務績效關聯性之影響」,輔仁大學金融研究所碩士論文。
    張清山(2002),「資本適足率管制對銀行風險與財務績效關聯性之影響」,輔仁大學金融研究所碩士論文。
    陳錫龍(2006),「強化我國金融業公司治理」,金融監理與風險管理選輯,235-274。
    陳椿鶯(2008),「銀行業資產品質與經營績效關聯性之研究」,私立逢甲大學會計學系碩士班碩士論文。
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    喬友慶(2003),「國際化程度、產品差異化能力與績效之關聯性—臺灣企業之實證研究」,國立政治大學企業管理研究所博士論文。 

    曾昭玲、陳世能、林俊宏(2005),「逾期放款比對銀行經營績效影響之多期性研究」,《臺灣金融財務季刊》,第 6 卷第 4 期:41-67。
    練家銘(2006),「銀行體系對經濟成長的影響」,輔仁大學金融所碩士論文。
    鄭伶如(2006),「不良債權與經營績效關係性之研究-以台灣銀行業為例」,《聖約翰學報》,第 23 卷:189-202。
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    描述: 碩士
    國立政治大學
    行政管理碩士學程
    106921028
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G0106921028
    資料類型: thesis
    DOI: 10.6814/NCCU201900267
    顯示於類別:[行政管理碩士學程(MEPA)] 學位論文

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