政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/124332
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  全文筆數/總筆數 : 113648/144635 (79%)
造訪人次 : 51569674      線上人數 : 942
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
搜尋範圍 查詢小技巧：
  • 您可在西文檢索詞彙前後加上"雙引號"，以獲取較精準的檢索結果
  • 若欲以作者姓名搜尋，建議至進階搜尋限定作者欄位，可獲得較完整資料
    •  進階搜尋


    請使用永久網址來引用或連結此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/124332


    題名: 金融科技創新實驗—台灣外籍勞工跨境匯款
    作者: 曹莉玲
    貢獻者: 2019智慧企業資訊應用發展國際研討會
    關鍵詞: 金融科技、監理沙盒、外籍勞工、跨境匯款
    FinTech, Regulatory Sandbox, Foreign worker, Cross-border remittance
    日期: 2019-06
    上傳時間: 2019-07-17 15:05:13 (UTC+8)
    摘要: 監理沙盒為主管機關允許的風險控管下，提供業者在特定期限、特定場域實驗所提出的金融創新產品、服務或商業模式。勞動部資料顯示台灣的外籍勞工超過70萬人，每月平均匯出資金約為美金2.54億元；跨境匯款手續費平均占匯款總額7%，對外籍勞工是高的成本費用。2018年底金管會批准非金融業者的外籍勞工跨境匯款金融科技創新實驗方案。本研究整理相關文獻、政府組織資料及業者訪談，透過資料整理與訪談，梳理金融科技業者如何運用科技的協助，改善非法匯兌的情形，降低外勞匯款成本及時間，政府增加稅收。
    Regulatory Sandbox provides financial innovation products, services or business models proposed by the firms’ for specific time period, specific field experiments under the risk control allowed of the supervisory authority. According to data from Ministry of Labor, there are more than 700,000 foreign workers in Taiwan, and their average monthly remittance of foreign workers is about US$ 254 million; this fee average 7% of the total remittance and it is a very high cost for foreign workers. At the end of 2018, Financial Supervisory Commission R.O.C. approved the FinTech program for cross-border remittances of foreign workers in financial technology innovations proposed by non-financial companies. This paper collates relevant literatures, government organization materials and industry interviews to review relevant factors in all aspects of the process. Through information collection and interviews, it sorts out how financial technology practitioners to use technology to reduce the cost and time of foreign workers` remittances; the government can increase taxes and reduce illegal exchanges.
    關聯: 2019智慧企業資訊應用發展國際研討會
    資料類型: conference
    顯示於類別:[2019智慧企業資訊應用發展國際研討會] 會議論文

    文件中的檔案:

    檔案 描述 大小格式瀏覽次數
    12.pdf165KbAdobe PDF2210檢視/開啟


    在政大典藏中所有的資料項目都受到原著作權保護.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - 回饋