政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/121035
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  全文筆數/總筆數 : 113318/144297 (79%)
造訪人次 : 50954404      線上人數 : 969
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
搜尋範圍 查詢小技巧：
  • 您可在西文檢索詞彙前後加上"雙引號"，以獲取較精準的檢索結果
  • 若欲以作者姓名搜尋，建議至進階搜尋限定作者欄位，可獲得較完整資料
    •  進階搜尋
    政大機構典藏 > 商學院 > 資訊管理學系 > 期刊論文 >  Item 140.119/121035


    請使用永久網址來引用或連結此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/121035


    題名: HSBC: Trade Finance Optimization
    滙豐銀行—貿易融資優化
    作者: 李鐘培
    Li, Jong-Peir
     管郁君
    Huang, Eugenia
    貢獻者: 資管系
    關鍵詞:  Trade Finance ;ABCDE Project; Credit Risk Appetite ;Fintech
    貿易融資 ;ABCDE計畫 ; 授信風險偏好 ; 金融科技
    日期: 2017-04
    上傳時間: 2018-11-22 16:49:05 (UTC+8)
    摘要: The global economic downturn and sluggish consumption have reduced countries` demand for exports and imports. Taiwan`s economy is highly reliant on current account surpluses. When imports and exports decline for a consecutive period of 14 months, the trade finance business is also severely impacted. The purpose of this case study is to guide students to understand what challenges overall supply chain and trade finance businesses are facing, and how they can respond to these challenges. In addition to the traditional competitors in the trade finance business, the banking industries are facing competition from Internet companies. Armed with their existing advantages in the B2B market, the Internet companies are gradually seizing banks’ core business. The use of algorithms to provide lines of credit and the application of big data to understand customer needs are two innovations used by Internet companies that banks should refer to when developing trade finance business. This study summarizes the trade finance optimization solutions for banks into three system requirements, and analyzes in detail the feasibility, advantages, and disadvantages of the various functions already provided by Internet companies for trade finance. Subsequently, the core concepts of the ABCDE Project directed by the government are used to redefine the short-term and medium-term strategies for the Hong kong and Shanghai Banking Corporation to optimize its trade finance business.
    全球經濟衰退，消費不振導致各國的進出口需求降低。台灣是一個高度依賴經常帳順超的經濟體，當進出口連續14個月衰退後，銀行業的貿易融資業務也遭遇到非常大的衝擊。本個案的目的主要是引導學生瞭解整個供應鏈相關的貿易融資業務面對了哪些挑戰，以及應該如何因應這些挑戰。除了貿易融資傳統的競爭對手，銀行業也面對了來自網路業者的競爭。網路業者挾著原本在B2B市場裡的優勢，逐漸對銀行的本業蠶食鯨吞，不論是利用演算法來提供授信的額度，或是利用大數據來瞭解客戶的需求，各種創新都是銀行在發展貿易融資業務時，值得參考學習的對象。為了幫助電子化的有效實施，本個案將銀行業優化貿易融資的因應方案歸納成三大類的系統需求，並且對貿易融資網路業者已經提供的各式功能做深入的分析，其可行性、優缺點，並配合政府ABCDE計畫實施之電子化精神，重新規劃未來短期及中期的貿易融資優化策略。銀行除了改善本身的系統來增加貿易融資的市場競爭性，同時也可以和網路業者策略聯盟來提升市占率。近來非常熱門的區塊鏈技術，本文也有探討其用於貿易融資的可行性。
    關聯: 管理評論, Vol.36, No.2, pp.75-82
    資料類型: article
    DOI 連結: http://dx.doi.org/10.6656/MR.2017.36.2.CNI.073
    DOI:  10.6656/MR.2017.36.2.CNI.073
    顯示於類別:[資訊管理學系] 期刊論文

    文件中的檔案:

    檔案 描述 大小格式瀏覽次數
    index.html0KbHTML2413檢視/開啟


    在政大典藏中所有的資料項目都受到原著作權保護.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - 回饋