政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/116634
English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  全文筆數/總筆數 : 113318/144297 (79%)
造訪人次 : 51032408      線上人數 : 901
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
搜尋範圍 查詢小技巧：
  • 您可在西文檢索詞彙前後加上"雙引號"，以獲取較精準的檢索結果
  • 若欲以作者姓名搜尋，建議至進階搜尋限定作者欄位，可獲得較完整資料
    •  進階搜尋


    請使用永久網址來引用或連結此文件: https://nccur.lib.nccu.edu.tw/handle/140.119/116634


    題名: A Study of the Procedure and Covenant of Insurance Subrogation from The Aiolos: With an Analysis of Real Party in Interest Rule
    從The Aiolos案論保險代位之程序與特別約定：兼論真實利益當事人原則
    作者: 陳俊元
    Chen, Chun-Yuan
    貢獻者: 風管系
    關鍵詞: 保險代位;法定債權移轉;真實利益當事人原則;代位收據;借款收據;共同訴訟
    subrogation;legal assignment;real party in interest rule;subrogation receipt;loan receipt;joint action
    日期: 2017-09
    上傳時間: 2018-03-29 16:20:38 (UTC+8)
    摘要: 本文旨在由比較法之觀點，探討保險代位之程序與特別約定等問題。保險代位由於英美法系與大陸法系之運作不同，實務上又多有特別約定，致使適用上常產生疑義與困難。從英美法之重要判決The Aiolos案，到我國新近相關判決，均可發現此一爭議，足見其重要性。就結論而言，首先在美國法真實利益當事人原則下，保險人應以自己名義請求，其結果與我國法定債權移轉理論類似。但美國法中已發展出許多例外，其寬鬆化之趨勢值得我國參考。再者，在訴訟程序方面，應可考慮擴張訴訟參加之效力，以更有效率地解決紛爭。第三，特別約定如代位收據等在實務上佔有關鍵地位，但解釋上不應過度拘泥於文字而以詞害意。我國法院對約款之見解未盡一致，恐導致實務運作困擾。高等法院之見解恐怕定位不清而限縮，亦與一般條款意旨不符，應重新考慮。未來應妥善區分不同代位體系之概念與用語，減少誤用與衝突，方能從根本避免爭議。
    This study explores the procedure of insurance subrogation and effect of exclusions with comparative law approach. Due to the difference between common law and civil law subrogation systems as well as popularity of exclusions and covenants, many ambiguities and conflicts are incurred in subrogation dispute. This issue can be found in the leading case The Aiolos and recent important judgements in Taiwan. This study has the following findings. First, under the application of real party interest principle in the U.S. law, the insurer should claim in his own name. This result is similar to the legal assignment theory in Taiwan. However, many exceptions have been developed in the U.S., and thus such tendency is worth the consideration for Taiwan. Secondly, in order to solve controversies more efficiently, it is recommended to expand the effect of litigation intervention. Third, covenants such as subrogation receipt are critical in practice, but their interpretation should not adhere blindly to the language employed and thus against the true intent of the parties. The existing and conflicting opinions of courts in Taiwan may cause more controversies and detriments to the operation of subrogation. The opinion of the Taiwan High court is recommended for reconsideration, because it is believed to be unclear, over-conservative, and against the purpose of such clauses. Finally, it is recommended to carefully distinguish the ideas and terms of different legal families to adjust the fundamental cause of controversies and discrepancies.
    關聯: 臺大法學論叢, 第46卷第3期, 945-1015
    資料類型: article
    DOI 連結: http://dx.doi.org/10.6199/NTULJ.2017.46.03.05
    DOI: 10.6199/NTULJ.2017.46.03.05
    顯示於類別:[風險管理與保險學系] 期刊論文

    文件中的檔案:

    檔案 描述 大小格式瀏覽次數
    945-1015.pdf1078KbAdobe PDF2287檢視/開啟


    在政大典藏中所有的資料項目都受到原著作權保護.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - 回饋