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    題名: 全球市場化借貸平台市場概況與展望
    Global Alternative Finance Platform Analysis
    作者: 陳信宇
    Chen, Hsin Yu
    貢獻者: 謝明華
    陳信宇
    Chen, Hsin Yu
    關鍵詞: P2P借貸
    替代金融
    金融科技
    融資
    日期: 2018
    上傳時間: 2018-03-02 11:42:56 (UTC+8)
    摘要: 摘要
    隨著科技的浪潮一波波地襲來,無論各方面而言,人類的生活方式都正逐一地被顛覆,同樣的,商業領域也無法置身事外。自全球金融危機以來,替代金融在美國、歐洲和亞洲蓬勃發展。有別於傳統金融體系,這些新興的融資渠道也擁有許多不同的發展模式。從基於股權的眾籌到市場消費者和商業貸款,從票據交易到獎勵眾籌,這些替代性融資活動為中小企業提供信用貸款、提供更多元且透明的方式讓消費者投資或融資、鼓勵創新、以及資助有潛力的社會事業。
    本文點明全球替代金融市場概況後,分析替代金融市場的優與劣,以此對替代金融市場有更深地認識。再者,從六個全球市場上具有領先地位的融資平台經驗中,看見平台在不同環境下的多元發展,了解替代金融市場擁有的多樣化與潛力。最終聚焦臺灣,在現有的體系制度中建議平台業者應在現有的平台經驗中因地制宜,開拓適合臺灣之發展模式。



    關鍵字:P2P借貸, 替代金融, 金融科技, 融資
    參考文獻: 中文部分

    中國平安保險集團。上網日期:2017年12月24日,檢自:http://pingan.cn/ir/index.shtml
    孕育成長:第二期亞太地區網路替代金融行業報告(2017)。台北市:英國劍橋大學、國立政治大學。
    陸金所。上網日期:2017年12月24日,檢自:https://www.lu.com/
    張小玫、周意庭(2016)。 Fintech金融科技新創公司(二):SoFi。上網日期:2017年12月24日,檢自:http://iknow.stpi.narl.org.tw/Post/Read.aspx?PostID=12769

    英文部分

    About Kabbage. Retrieved from https://www.kabbage.com/
    About Lending Club. Retrieved from https://www.lendingclub.com/
    About MarketInvoice. Retrieved from https://learn.marketinvoice.com/
    About RateSetter. Retrieved from https://www.ratesetter.com/
    About SoFi. Retrieved from https://www.sofi.com/home-3-b/
    Baeck, P., Collins, L., & Zhang, B. (2014). Understanding Alternative Finance: The UK Alternative Finance Industry Report 2014. London: Retrieved from https://www.jbs.cam.ac.uk/fileadmin/user_upload/research/centres/alternativefinance/downloads/2014-uk-alternative-finance-benchmarking-report.pdf
    Cambridge Centre for Alternative Finance, the Australian Centre for Financial Studies, and Tsinghua University. (2017). Cultivating growth: the 2nd Asia Pacific alternative finance industry report.
    Dahl, D. (2016, May 6). The Six-Minute Loan: How Kabbage Is Upending Small Business Lending -- And Building A Very Big Business. Forbes. Retrieved from https://www.forbes.com/sites/darrendahl/2015/05/06/the-six-minute-loan-how-kabbage-is-upending-small-business-lending-and-building-a-very-big-business/#15d816799042
    Farr, C. (2012, September 18). SoFi’s CEO: ‘The student loan market is broken. Let’s fix it’ (interview). VentureBeat. Retrieved from: https://venturebeat.com/2012/09/18/sofi-student-loan/
    HJCO Capital Partners. (2016). When finance meets internet, the marketplace lending industry .
    Kabbage:Small Business Loans. Retrieved from https://www.kabbage.com/small-business-loans/
    Segal, M. (2016). What Is Alternative Finance?. Off. Advocacy, 1, 1-4.
    SoFi:What is SoFi? Retrieved from https://www.sofi.com/press/
    Steinfeld, T. (2013, May 20). Hiring New Graduates Is One Thing. Now, How Do You Keep Them? Forbes. Retrieved from https://www.forbes.com/sites/trudysteinfeld/2013/05/20/hiring-new-graduates-is-one-thing-now-how-do-you-keep-them/#326e458122da
    University of Chicago & Cambridge Judge Business School. (2017). The Americas Alternative Finance Industry Report 2017: Hitting Stride.
    U.S. Department of the Treasury (2016). Opportunities and Challenges in Online Marketplace Lending.
    WEF ,& Deloitte. (2015). The Future of Financial Services: How disruptive innovations are reshaping the way financial services are structured, provisioned and consumed.
    描述: 碩士
    國立政治大學
    經營管理碩士學程(EMBA)
    104932026
    資料來源: http://thesis.lib.nccu.edu.tw/record/#G0104932026
    資料類型: thesis
    顯示於類別:[經營管理碩士學程EMBA] 學位論文

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