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    政大機構典藏 > 法學院 > 法律學系 > 期刊論文 >  Item 140.119/115880
    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/115880


    Title: 債權人與人壽保險受益人之平衡保障--德國保險契約法上受益人介入權之借鏡
    Authors: 葉啟洲
    Yeh, Chi-Chou
    Contributors: 法學院
    Keywords: 人壽保險;保單價值準備金;解約金;受益人;介入權;強制執行
    Date: 2016-08
    Issue Date: 2018-02-07 14:15:53 (UTC+8)
    Abstract: 債權人就債務人之財產聲請強制執行時,債權人可否代位終止債務人投保之人壽保險,或由執行法院逕將債務人所投保的人壽保險所生之保單價值準備金或解約金予以變價,以供債權人滿足債權,在實務上屢生爭議。本文從保單價值準備金之屬性出發,認為壽險契約終止權並無專屬性,解約金亦非附條件債權,而是要保人之確定債權,得為強制執行的客體。保險受益人受保護的次序並不優先於要保人的債權人。為兼顧債權實現與受益人潛在利益的保障,立法論上可以考慮賦予受益人介入保險契約之權,容許其提出相當於解約金之金額,阻止法院對解約金為強制執行。
    Relation: 月旦法學雜誌, No.255, pp.91-107
    Data Type: article
    DOI 連結: http://dx.doi.org/10.3966/102559312016080255007
    DOI: 10.3966/102559312016080255007
    Appears in Collections:[法律學系] 期刊論文

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